8.1
SpotScore
Top 10 Zoho Checkout Alternatives 2026
Streamline payments, expand your business.
Main Features
- Gift Card Management
- Invoice Payment
- Mobile Payments
- Recurring Billing
Pricing
Starts from $9/Month when Billed Yearly, also offers free forever plan
Zoho Checkout is a Payment Gateway Software platform with a user rating of 4.4★ based on 11 reviews. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Gateway Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
Zoho Checkout vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| Zoho Checkout Current | Payment Gateway Software | $9 | 4.4 ★ | ✓ Yes |
 Mollie | Payment Gateway Software | Custom pricing | 4.0 ★ | ✗ No |
 Paytm Payment Gateway | Payment Gateway Software | Custom pricing | 4.9 ★ | ✗ No |
 Razorpay | Payment Gateway Software | Custom pricing | 4.8 ★ | ✗ No |
 Payoneer | Payment Gateway Software | Custom pricing | 4.6 ★ | ✗ No |
 Tranzzo | Payment Gateway Software | Custom pricing | 4.4 ★ | ✗ No |
Showing 1-10 out of 10
List of the Top Zoho Checkout alternatives as of November 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
8.6
SpotScore
Mollie — 4.02★
Accept payments effortlessly, meet your customers' needs.
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What is Mollie?
Mollie is a payment gateway for European e-commerce businesses and online merchants that need to accept credit cards, iDeal, PayPal, and regional digital wallets through a single integration. It is especially well-suited for Dutch and broader European merchants due to its native iDeal support ...
Read moreWhat reviewers like about Mollie
- Quick and professional responses from customer support.
- Efficient and helpful customer service team.
- Support agents are knowledgeable and effective in resolving issues promptly.
Where Mollie falls short
- Some users encountered difficulties in contacting the company, leading to delays in issue resolution.
- Limited mentions of product features or functionalities in the reviews.
Common Features
-
Invoice Payment
-
Recurring Billing
-
Website Payments
+ 3 more
Unique Features
-
Multiple Currency Processing
Pricing
Mollie offers custom pricing plan
8.9
SpotScore
Paytm Payment Gateway — 4.89★
Seamless integration, customizable alerts, effortless payments.
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What is Paytm Payment Gateway?
The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...
Read moreWhat reviewers like about Paytm Payment Gateway
- Convenient and fast way to convert and transfer Paytm gift wallet balance into bank accounts.
- Excellent gateway for accepting payments on the go, with minimal documentation and great support.
- Lag-free application with easy settlement features and helpful payment solutions, like QR payments.
Where Paytm Payment Gateway falls short
- Some delays in transaction processing and occasional complexity in payment settlements.
- Limited availability of offers and rewards compared to other platforms.
- Inconsistencies in customer support response times and occasional UI lags.
Common Features
-
Invoice Payment
-
Recurring Billing
-
Website Payments
+ 2 more
Unique Features
-
PoS Transactions
-
Multiple Currency Processing
Pricing
Paytm Payment Gateway offers custom pricing plan
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9.1
SpotScore
Razorpay — 4.75★
Streamline your payments with ease.
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What is Razorpay?
Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment gateways in India, and global financial networks like Visa and Mastercard. ...
Read moreWhat reviewers like about Razorpay
- Streamlined payment processing experience with real-time insights and data through an intuitive dashboard.
- Wide variety of payment options available, including credit cards, debit cards, UPI, netbanking, and integration with major Indian banks.
- Efficient integration process and easy to use APIs for implementation on websites and applications.
Where Razorpay falls short
- Challenges with customer support response times, leading to delays in issue resolution and potential dissatisfaction.
- Complexity in understanding the pricing structure, especially for businesses with specialized needs, and limited clarity on terms and conditions for payment modes.
- Delay in activating certain features, such as postpaid wallets, which may hinder immediate implementation of specific payment options.
Common Features
-
Invoice Payment
-
Recurring Billing
-
Website Payments
+ 2 more
Unique Features
-
PoS Transactions
-
Multiple Currency Processing
Pricing
Razorpay offers custom pricing plan
9.3
SpotScore
Payoneer — 4.56★
Effortless payments for global businesses.
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What is Payoneer?
Payoneer provides a simple and cost effective solution for your business to accept credit card and other payments online. Payoneer's suite of Payment Gateway Solutions has been adapted to meet the needs of various businesses such as banks, eCommerce merchants, international money transfer ...
Read moreWhat reviewers like about Payoneer
- Efficient customer service, offering quick and effective issue resolution.
- User-friendly platform with straightforward account setup process.
- Reliable services for managing payments, suitable for freelancers and various other users.
Where Payoneer falls short
- Some users find the fees charged by Payoneer to be relatively high.
- Limited availability of customer support in languages other than English may pose challenges for non-English speakers.
Common Features
-
Invoice Payment
-
Recurring Billing
-
Saved Cards
+ 2 more
Unique Features
-
PoS Transactions
-
Multiple Currency Processing
Pricing
Payoneer offers custom pricing plan
8.6
SpotScore
Tranzzo — 4.36★
Streamline online payments with Tranzzo.
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What is Tranzzo?
Tranzzo payment gateway software is ideal for any business that processes online payments including e-commerce, retail, utilities or service providers. Tranzzo allows your business to accept customer payments from more sources including PayPal, authorize, credit cards and gift/debit cards ...
Read moreWhat reviewers like about Tranzzo
- Integration capabilities with excellent support.
- Secure and streamlined payment processes, including anti-fraud measures.
- Suitable for businesses of all sizes.
Where Tranzzo falls short
- Some users faced challenges with application processing and responsiveness from support.
- Limited compatibility or issues with integration on certain websites.
- Language barrier for non-English speakers in customer support interactions.
Common Features
-
Invoice Payment
-
Recurring Billing
-
Website Payments
+ 2 more
Unique Features
-
PoS Transactions
-
Multiple Currency Processing
Pricing
Tranzzo offers custom pricing plan
9.1
SpotScore
2Checkout — 4.27★
Streamline your payments with 2Checkout.
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What is 2Checkout?
2Checkout (now operating as Verifone) is a global payment gateway for software vendors and subscription businesses that sell digitally across multiple countries and need to handle local payment methods, currencies, and tax compliance in international markets. Dedicated account managers are ...
Read moreWhat reviewers like about 2Checkout
- Consistent and quick support responses, providing valuable assistance to users.
- User-friendly platform with intuitive interface, making it easy to manage payments.
- Reliable and secure payment processing, ensuring the safety of financial information.
Where 2Checkout falls short
- User interface complexity may be overwhelming for some users without adequate guidance.
- Limited customization options and add-ons in the Marketplace, potentially restricting advanced functionalities.
Common Features
-
Invoice Payment
-
Recurring Billing
-
Website Payments
+ 2 more
Unique Features
-
PoS Transactions
-
Multiple Currency Processing
Pricing
2Checkout offers custom pricing plan
7.9
SpotScore
Deal — from $19 · 4.9★
Secure, fast, and convenient payment processing.
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What is Deal?
Deal is a payment gateway for small businesses and freelancers that need to accept credit cards and electronic checks online without complex setup or long-term contracts. It supports multiple currencies, allowing merchants to collect payments from international customers through one account.
Read moreWhat reviewers like about Deal
- Multi-currency support
- Quick payment processing
- User-friendly interface
Where Deal falls short
- Fees for currency conversion
- Limited advanced features
- Not suitable for high-volume transactions
Common Features
-
Invoice Payment
-
Website Payments
-
Saved Cards
+ 1 more
Unique Features
-
PoS Transactions
Pricing
Starts from $19/Month, also offers free forever plan
8.8
SpotScore
Tap2Pay — from $49 · 3.82★
Streamline online payments with secure convenience.
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What is Tap2Pay?
Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It provides a smooth checkout experience for end users by redirecting them to a mobile app or the merchant website ...
Read moreWhat reviewers like about Tap2Pay
- Fast and secure payments system, allowing sales across multiple channels with ease.
- Easy-to-use interface for both sellers and customers.
- Integration into various platforms within minutes.
Where Tap2Pay falls short
- Some users report issues with customer support and unresponsiveness.
- Complaints about scams and potential account closures without notice.
- Limited features for person-to-person payments.
Common Features
-
Invoice Payment
-
Recurring Billing
-
Website Payments
+ 2 more
Unique Features
-
PoS Transactions
-
Multiple Currency Processing
Pricing
Starts from $49/Month
8.5
SpotScore
PaySpace — 4.06★
Streamline payments for successful business growth.
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What is PaySpace?
PaySpace is a PCI-compliant payment gateway built for high-risk merchants in sectors like CBD, online gambling, and nutraceuticals that face rejection from standard payment processors. It routes transactions through acquiring banks that specialize in high-risk verticals, though document ...
Read moreWhat reviewers like about PaySpace
- Reliable and stable service for receiving payments, with competent and polite customer support.
- Fast and smooth integration process, vital for high-risk businesses.
- Responsive customer support team, providing assistance in a timely manner.
Where PaySpace falls short
- Integration time can be lengthy, requiring improvement for faster onboarding.
- Limited marketplace options for additional apps and connectors, limiting advanced functionalities.
- Some issues with support responsiveness and handling of promised features can cause frustration for users.
Common Features
-
Invoice Payment
-
Recurring Billing
-
Website Payments
+ 2 more
Unique Features
-
PoS Transactions
-
Multiple Currency Processing
Pricing
PaySpace offers custom pricing plan
8.5
SpotScore
EBS — 4★
Empowering banks with secure online transactions.
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What is EBS?
EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in emerging markets. It is the finest web-based end-to-end payment processing solution for banks that serve ...
Read moreWhat reviewers like about EBS
- End-to-end solution
- Trusted by banks
- Supports emerging markets
Where EBS falls short
- Complex integration
- Limited to banking sector
- Higher fees for small businesses
Common Features
-
Invoice Payment
-
Recurring Billing
-
Website Payments
+ 2 more
Unique Features
-
PoS Transactions
-
Multiple Currency Processing
Pricing
EBS offers custom pricing plan
Zoho Checkout vs its closest competitors
Across Payment Gateway Software, 10 products compete directly with Zoho Checkout. The strongest overlap is with Mollie, Paytm Payment Gateway and Razorpay. Each is compared against Zoho Checkout on rating, pricing and feature coverage below.
What else works like Zoho Checkout?
Searches for "sites like Zoho Checkout" and "apps like Zoho Checkout" land on the same set of options as "Zoho Checkout alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.
What each Zoho Checkout alternative is best known for
Quick and professional responses from customer support.
Watch for: Some users encountered difficulties in contacting the company, leading to delays in issue resolution.
Convenient and fast way to convert and transfer Paytm gift wallet balance into bank accounts.
Watch for: Some delays in transaction processing and occasional complexity in payment settlements.
Streamlined payment processing experience with real-time insights and data through an intuitive dashboard.
Watch for: Challenges with customer support response times, leading to delays in issue resolution and potential dissatisfaction.
Efficient customer service, offering quick and effective issue resolution.
Watch for: Some users find the fees charged by Payoneer to be relatively high.
Integration capabilities with excellent support.
Watch for: Some users faced challenges with application processing and responsiveness from support.
Consistent and quick support responses, providing valuable assistance to users.
Watch for: User interface complexity may be overwhelming for some users without adequate guidance.
Fast and secure payments system, allowing sales across multiple channels with ease.
Watch for: Some users report issues with customer support and unresponsiveness.
Reliable and stable service for receiving payments, with competent and polite customer support.
Watch for: Integration time can be lengthy, requiring improvement for faster onboarding.
Why teams look for a Zoho Checkout alternative
The decision to move off Zoho Checkout usually rests on a few known weak spots:
- Limited customization options
- Basic analytics features
- Not suitable for large enterprises
How to find the right Zoho Checkout replacement
Here's how the 10 alternatives compare at a factual level: 1 offers a free tier; and Paytm Payment Gateway is the highest rated at 4.89★ across 132 reviews.
How each tool earns its spot.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
