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Best Zoho Checkout Alternatives — 10 Compared, With Free Tools (2026)

Explore 10 alternatives to Zoho Checkout — vetted by our editors with real user reviews, pricing, and feature comparisons.

Compare 10 top free Zoho Checkout alternatives at a glance

Quick answer

Our top free payment gateway software alternatives to Zoho Checkout are Payoneer, Razorpay and 2Checkout. Payoneer ranks first with a SpotScore of 9.3 and 4.56★ from real users. The table below compares all 10 on score, rating, and pricing.

If Zoho Checkout isn't the right fit on price, features, or ease of use, these 10 payment gateway software free alternatives are the strongest options. We rank them by SpotScore, which blends real-user satisfaction with market presence, then by star ratings and pricing model. Every tool here is vetted by our editors. Scan the table first, then read the full breakdown below.

ProductSpotScoreRatingPricingBest for
PayoneerEffortless payments for global businesses.9.3★★★★★ 4.56(8904)Quotation Basedteams of all sizes
RazorpayStreamline your payments with ease.9.1★★★★★ 4.75(34)Quotation Basedteams of all sizes
2CheckoutStreamline your payments with 2Checkout.9.1★★★★☆ 4.27(813)Subscription · Quotation Basedteams of all sizes
Paytm Payment GatewaySeamless integration, customizable alerts, effortless payments.8.9★★★★★ 4.89(132)Quotation Basedteams of all sizes
Tap2PayStreamline online payments with secure convenience.8.8★★★★☆ 3.82(11)from $49/moteams of all sizes
MollieAccept payments effortlessly, meet your customers' needs.8.6★★★★☆ 4.02(1049)Quotation Basedteams of all sizes
TranzzoStreamline online payments with Tranzzo.8.6★★★★☆ 4.36(12)Quotation Basedteams of all sizes
PaySpaceStreamline payments for successful business growth.8.5★★★★☆ 4.06(35)Quotation Basedteams of all sizes
EBSEmpowering banks with secure online transactions.8.5★★★★☆ 4Quotation Basedteams of all sizes
DealSecure, fast, and convenient payment processing.7.9★★★★★ 4.9Freefrom $19/moteams of all sizes

9.3

SpotScore

Payoneer - Payment Gateway Software

Payoneer

Effortless payments for global businesses.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.6

8904 verified reviews

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What is Payoneer?

Payoneer provides a simple and cost effective solution for your business to accept credit card and other payments online.  Payoneer's suite of Payment Gateway Solutions has been adapted to meet the needs of various businesses such as banks, eCommerce merchants, international money transfer ...

Read more about Payoneer

Payoneer offers custom pricing plan

9.1

SpotScore

Razorpay - Payment Gateway Software

Razorpay

Streamline your payments with ease.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.8

34 verified reviews

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What is Razorpay?

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment gateways in India, and global financial networks like Visa and Mastercard. ...

Read more about Razorpay

Razorpay offers custom pricing plan

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9.1

SpotScore

2Checkout - Payment Gateway Software

2Checkout

Streamline your payments with 2Checkout.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.3

813 verified reviews

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What is 2Checkout?

2Checkout (now operating as Verifone) is a global payment gateway for software vendors and subscription businesses that sell digitally across multiple countries and need to handle local payment methods, currencies, and tax compliance in international markets. Dedicated account managers are ...

Read more about 2Checkout

2Checkout offers custom pricing plan

8.9

SpotScore

Paytm Payment Gateway - Payment Gateway Software

Paytm Payment Gateway

Seamless integration, customizable alerts, effortless payments.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.9

132 verified reviews

Add to compare

What is Paytm Payment Gateway?

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...

Read more about Paytm Payment Gateway

Paytm Payment Gateway offers custom pricing plan

8.8

SpotScore

Tap2Pay - Payment Gateway Software

Tap2Pay

Streamline online payments with secure convenience.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

3.8

11 verified reviews

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What is Tap2Pay?

Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It provides a smooth checkout experience for end users by redirecting them to a mobile app or the merchant website ...

Read more about Tap2Pay

Tap2Pay offers custom pricing plan

8.6

SpotScore

Mollie - Payment Gateway Software

Mollie

Accept payments effortlessly, meet your customers' needs.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.0

1049 verified reviews

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What is Mollie?

Mollie is a payment gateway for European e-commerce businesses and online merchants that need to accept credit cards, iDeal, PayPal, and regional digital wallets through a single integration. It is especially well-suited for Dutch and broader European merchants due to its native iDeal support ...

Read more about Mollie

Mollie offers custom pricing plan

8.6

SpotScore

Tranzzo - Payment Gateway Software

Tranzzo

Streamline online payments with Tranzzo.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.4

12 verified reviews

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What is Tranzzo?

Tranzzo payment gateway software is ideal for any business that processes online payments including e-commerce, retail, utilities or service providers. Tranzzo allows your business to accept customer payments from more sources including PayPal, authorize, credit cards and gift/debit cards ...

Read more about Tranzzo

Tranzzo offers custom pricing plan

8.5

SpotScore

PaySpace - Payment Gateway Software

PaySpace

Streamline payments for successful business growth.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.1

35 verified reviews

Add to compare

What is PaySpace?

PaySpace is a PCI-compliant payment gateway built for high-risk merchants in sectors like CBD, online gambling, and nutraceuticals that face rejection from standard payment processors. It routes transactions through acquiring banks that specialize in high-risk verticals, though document ...

Read more about PaySpace

PaySpace offers custom pricing plan

8.5

SpotScore

EBS - Payment Gateway Software

EBS

Empowering banks with secure online transactions.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.0

Add to compare

What is EBS?

EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in emerging markets. It is the finest web-based end-to-end payment processing solution for banks that serve ...

Read more about EBS

EBS offers custom pricing plan

7.9

SpotScore

Deal - Payment Gateway Software

Deal

Secure, fast, and convenient payment processing.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

4.9

Add to compare

What is Deal?

Deal is a payment gateway for small businesses and freelancers that need to accept credit cards and electronic checks online without complex setup or long-term contracts. It supports multiple currencies, allowing merchants to collect payments from international customers through one account.

Read more about Deal

Deal offers custom pricing plan

Zoho Checkout vs its closest competitors

Across Payment Gateway Software, 10 products compete directly with Zoho Checkout. The strongest overlap is with Payoneer, Razorpay and 2Checkout. Each is compared against Zoho Checkout on rating, pricing and feature coverage below.

What else works like Zoho Checkout?

Searches for "sites like Zoho Checkout" and "apps like Zoho Checkout" land on the same shortlist as "Zoho Checkout alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.

What each Zoho Checkout alternative is best known for

Payoneer9.3Best for teams of all sizes

Efficient customer service, offering quick and effective issue resolution.

Watch for: Some users find the fees charged by Payoneer to be relatively high.

Razorpay9.1Best for teams of all sizes

Streamlined payment processing experience with real-time insights and data through an intuitive dashboard.

Watch for: Challenges with customer support response times, leading to delays in issue resolution and potential dissatisfaction.

2Checkout9.1Best for teams of all sizes

Consistent and quick support responses, providing valuable assistance to users.

Watch for: User interface complexity may be overwhelming for some users without adequate guidance.

Paytm Payment Gateway8.9Best for teams of all sizes

Convenient and fast way to convert and transfer Paytm gift wallet balance into bank accounts.

Watch for: Some delays in transaction processing and occasional complexity in payment settlements.

Tap2Pay8.8Best for teams of all sizes

Fast and secure payments system, allowing sales across multiple channels with ease.

Watch for: Some users report issues with customer support and unresponsiveness.

Mollie8.6Best for teams of all sizes

Quick and professional responses from customer support.

Watch for: Some users encountered difficulties in contacting the company, leading to delays in issue resolution.

Tranzzo8.6Best for teams of all sizes

Integration capabilities with excellent support.

Watch for: Some users faced challenges with application processing and responsiveness from support.

PaySpace8.5Best for teams of all sizes

Reliable and stable service for receiving payments, with competent and polite customer support.

Watch for: Integration time can be lengthy, requiring improvement for faster onboarding.

EBS8.5Best for teams of all sizes

End-to-end solution

Watch for: Complex integration

Deal7.9Best for teams of all sizes

Multi-currency support

Watch for: Fees for currency conversion

Why teams look for a Zoho Checkout alternative

The decision to move off Zoho Checkout usually rests on a few known weak spots:

  • Limited customization options
  • Basic analytics features
  • Not suitable for large enterprises

How to find the right Zoho Checkout replacement

Here's how the 10 free alternatives compare at a factual level: 1 offers a free tier; paid plans run $19–$49, with Deal the cheapest entry point; and Paytm Payment Gateway is the highest rated at 4.89★ across 132 reviews.

How each tool earns its spot.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to Zoho Checkout are Deal (4.9★), Paytm Payment Gateway (4.9★), Razorpay (4.8★). Compare all 10 alternatives side-by-side above.

When evaluating alternatives to Zoho Checkout, prioritize: Invoice Payment, Recurring Billing, Website Payments, Saved Cards, Gift Card Management, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Zoho Checkout starts from $9 /Month. Many alternatives offer similar functionality at different price points — some with free tiers, others with more flexible per-seat pricing. Use the filters above to narrow by budget.

Migration difficulty depends on how deeply Zoho Checkout is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend narrowing to 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

How to choose the right Zoho Checkout alternative for you

  • On a budget / just exploring: start with a free tier — Deal let you evaluate without paying upfront.
  • If real-user ratings matter most: Paytm Payment Gateway has the strongest star rating (4.89★) among the options with verified reviews.
  • Want the safest pick: Payoneer has the highest Spotsaas Score (9.3) in this list — a strong default if you're unsure.

Moving off Zoho Checkout

Before retiring Zoho Checkout, take the cautious route. Export your data, make sure the new tool accepts it, and confirm the workflows you rely on transfer. Pilot on a free tier or trial, then go all in, leaving Zoho Checkout active until migration finishes.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].