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Razorpay vs Zoho Checkout Comparison

Last updated:

Razorpay

4.8(24 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment ga…

Zoho Checkout

4.4(11 reviews)

Starting at $9 /Month

  • Medium Business
  • Small Business

Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates naturally within the Zoho produ…

Razorpay leads on user satisfaction with a 4.8-star rating across 24 reviews.

Razorpay vs Zoho Checkout — at a glance

FeatureRazorpayZoho Checkout
Rating4.8 / 54.4 / 5
Reviews2411
Starting priceContact for pricing$9 /Month
Free trial No No
Free version No No
Best forIndividuals, Freelancers / Consultants, Large EnterprisesMedium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - AndroidSaaS/Web/Cloud
APIAvailable
Support modes24/7 (Live rep), Business Hours, OnlineBusiness Hours, Online
CertificationsSOC 2, GDPR, ISO 27001SOC 2
Data residencyIndiaGlobal

Key differences between Razorpay and Zoho Checkout

  • Pricing: Zoho Checkout starts at $9 /Month. Razorpay pricing is not publicly listed.
  • Target audience: Razorpay is built for Individuals and Freelancers / Consultants, while Zoho Checkout targets Medium Business and Small Business.
  • User satisfaction: Razorpay scores higher with a 4.8-star average.
  • Deployment: Razorpay supports SaaS/Web/Cloud, Mobile - Android; Zoho Checkout supports SaaS/Web/Cloud.

Razorpay vs Zoho Checkout — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Razorpay - Payment Gateway Software
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Zoho Checkout - Payment Gateway Software
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Razorpay vs Zoho Checkout: Biggest differences

Start here before you go deeper into features.

Razorpay

Best for Indian businesses needing flexible, API-driven payment gateway solutions.

Choose if
  • You operate an e-commerce or SaaS business primarily in India requiring diverse payment options.
  • Your development team needs easy, seamless API integration for custom payment workflows.
  • You want real-time payment insights via an intuitive dashboard for better financial management.
Consider alternatives if
  • You require extensive international card support without relying on third-party intermediaries.
  • You need transparent, straightforward pricing without complex, quotation-based negotiations.

Zoho Checkout

Best for

Medium Business, Small Business

Razorpay typically suits Individuals and Freelancers / Consultants. Zoho Checkout tends to fit Medium Business and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate ... Read More about Razorpay

Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates ... Read More about Zoho Checkout

Entry Level Pricing

  • Not Available
  • Starts from $9 , Billed Yearly

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

9.1/10

8.1/10

User Ratings

Based on verified Spotsaas reviews

4.75

(24)

4.36

(11)

Best Company Size

Small BusinessMedium Business
Get pricing help
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Software Demo

Demo

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How do Razorpay and Zoho Checkout Compare on Features?

Total Features

7 Features

6 Features

Unique Features

No unique features

No unique features

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Get Quote

Compare Razorpay and Zoho Checkout on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • Not Available
      • $9 , Billed Yearly

      Pricing Plans

      • Not Available
      • Free

        • 3 payment pages

        • Collect up to 50 payments

        • Single user

        Show more +

      • Standard

        • 3 payment pages

        • 500 payments/month

        • 3 users

        Show more +

      • Professional

        • 100 payment pages

        • 5000 payments/month

        • 10 users

        Show more +

      Pricing Page

      Razorpay pricing
      Zoho Checkout pricing

      Razorpay vs Zoho Checkout: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Razorpay vs Zoho Checkout Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇮🇳 India
      🌐 Global

      Razorpay User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      32

      1

      0

      0

      1

      7

      4

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive sentiment highlights Razorpay's ease of use, diverse payment options, and robust API integration, tempered by concerns over customer support and pricing clarity.

      What buyers like

      • Ease of use
      • Payment option variety
      • API integration

      Common complaints

      • Customer support delays
      • Pricing complexity

      Buyer sentiment

      Buyer sentiment is positive across 11 reviews, with strong overall satisfaction.

      What buyers like

      • Supports multiple payment methods
      • Easy to integrate
      • User-friendly interface

      Common complaints

      • Limited customization options
      • Basic analytics features
      • Not suitable for large enterprises

      Pros and Cons

      • Intuitive dashboard providing real-time payment insights

      • Wide range of payment options including UPI, netbanking, and major Indian banks

      • Easy API integration enabling seamless implementation on websites and apps

      • Customer support response times can be slow, causing delays in issue resolution

      • Pricing structure is complex and lacks clarity, especially for specialized payment needs

      • Wide range of payment options

      • Quick and easy setup

      • Affordable for small businesses

      • Limited features for larger businesses

      • Basic reporting capabilities

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used Razorpay or Zoho Checkout? Tell buyers what actually differs.

      Razorpay and Zoho Checkout Customers

      Customers

      Zoho

      Zoho

      Treebo

      Treebo

      FreshToHome

      FreshToHome

      No Customers information available.

      Media and Screenshots

      Screenshots

      Hosted payment

      3 Screenshots

      Template Settings

      3 Screenshots

      Videos

      video-0

      4 Videos

      video-0

      1 Videos

      Top Alternatives to Razorpay and Zoho Checkout in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Razorpay or Zoho Checkout?
      Razorpay edges out the other on user ratings (4.8 vs 4.4). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Razorpay and Zoho Checkout offer a free trial?
      Neither Razorpay nor Zoho Checkout currently lists a free trial.
      What is the starting price of Razorpay vs Zoho Checkout?
      Razorpay starts at Contact for pricing. Zoho Checkout starts at $9 /Month.
      What are the top alternatives to Razorpay?
      Top alternatives to Razorpay include 2Checkout, Airpay, NextPay Payment Gateway, Coriunder BAAS, Alipay.
      What are the top alternatives to Zoho Checkout?
      Top alternatives to Zoho Checkout include Mollie, Paytm Payment Gateway, Razorpay, Payoneer, Tranzzo.