9.1
SpotScore
Top 9 Razorpay Alternatives 2026
Streamline your payments with ease.
Main Features
- Invoice Payment
- Mobile Payments
- Multiple Currency Processing
- PoS Transactions
Pricing
Razorpay offers custom pricing plan
Razorpay is a Payment Gateway Software platform with a user rating of 4.8★ based on 24 reviews. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 9 vetted Payment Gateway Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
Razorpay vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you shortlist faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| Razorpay Current | Payment Gateway Software | Custom pricing | 4.8 ★ | ✗ No |
 Stripe Payments | Payment Processing Software | Custom pricing | 4.7 ★ | ✗ No |
 PayU | Payment Processing Software | Custom pricing | 1.5 ★ | ✗ No |
 Instamojo | Payment Gateway Software | Free plan available | 1.4 ★ | ✓ Yes |
 Paytm Payment Gateway | Payment Gateway Software | Custom pricing | 4.9 ★ | ✗ No |
 PayKun | Payment Gateway Software | Custom pricing | 5.0 ★ | ✗ No |
Showing 1-9 out of 9
List of the Top Razorpay alternatives as of August 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
Stripe Payments
Seamless payments, anytime, anywhere.
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What is Stripe Payments?
Stripe Payments is the most powerful and flexible way to accept payments on the web. It is a simple way to accept credit cards on your website, in your mobile app, or wherever payments are made. In addition to accepting payments online, Stripe provides you with all the tools you need to ...
Read moreCommon Features
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Mobile Payments
Unique Features
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Payment Processing
-
Online Payments
-
Credit Card Processing
+ 4 more
Pricing
Stripe Payments offers custom pricing plan
PayU
Securely accept payments with ease.
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What is PayU?
PayU is an online payment processing platform used by e-commerce merchants and online businesses in emerging markets — particularly India, Eastern Europe, and Latin America — to accept credit and debit card payments from customers. It provides a payment gateway and merchant account in a single ...
Read moreCommon Features
No common features
Unique Features
-
Payment Processing
-
Payment Gateway
-
Online Payments
+ 5 more
Pricing
PayU offers custom pricing plan
Spotsaas Buyer Intelligence
Own the software buyers are comparing here? See who's weighing you against rivals — and who's comparing your competitors while you're not in the running.
8.6
SpotScore
Instamojo
Secure and seamless online payments made easy.
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What is Instamojo?
Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, but prospective users should evaluate its customer support track record — ...
Read moreCommon Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
+ 3 more
Unique Features
-
Gift Card Management
Pricing
Instamojo offers custom pricing plan
8.9
SpotScore
Paytm Payment Gateway
Seamless integration, customizable alerts, effortless payments.
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What is Paytm Payment Gateway?
The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...
Read moreCommon Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Paytm Payment Gateway offers custom pricing plan
8.5
SpotScore
PayKun
Effortless payment solutions for your business.
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What is PayKun?
PayKun is a payment gateway for Indian businesses with existing websites or shopping carts that need a stable, integrable payment module with features like IPN messaging and an API platform for connecting external applications. It has limited international currency support, making it best ...
Read moreCommon Features
-
Invoice Payment
-
Multiple Currency Processing
-
Recurring Billing
+ 3 more
Unique Features
No unique features
Pricing
PayKun offers custom pricing plan
8.3
SpotScore
Stripe Connect
Streamline your online payments with Stripe Connect.
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What is Stripe Connect?
Stripe Connect is a payment platform layer used by software companies and marketplaces that need to route payments between buyers and sellers — such as gig economy apps, SaaS billing platforms, and on-demand marketplaces. It handles fund disbursement to third-party accounts, platform fee ...
Read moreCommon Features
-
Invoice Payment
-
Multiple Currency Processing
-
Recurring Billing
+ 3 more
Unique Features
-
Gift Card Management
Pricing
Stripe Connect offers custom pricing plan
8.5
SpotScore
UniPay Gateway
The key to seamless online payments.
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What is UniPay Gateway?
UniPay Gateway is a payment processing platform for e-commerce operators that need to automate credit card authorization and data storage without manual transaction handling. It captures card data, authorizes transactions, and writes records to a connected database in a single workflow, ...
Read moreCommon Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
-
Gift Card Management
Pricing
UniPay Gateway offers custom pricing plan
8.4
SpotScore
Airpay
Effortless and secure online payments made simple.
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What is Airpay?
Airpay is cloud-based payment gateway software, which allows you to accept online payments on websites, mobile applications and kiosks. It can be setup in minutes with minimal effort and is pre-integrated with the most popular ecommerce platforms available today. It can accept payments from any ...
Read moreCommon Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Airpay offers custom pricing plan
8.6
SpotScore
Cashfree Payments
Simple. Secure. Swift. Your ultimate financial solution.
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What is Cashfree Payments?
Cashfree Payments is a payment gateway for Indian businesses that handles both payment collection and disbursement. It supports recurring subscriptions, bank account verification, and payouts to bank accounts, PayTM wallets, or UPI addresses, with domestic and international funds settling ...
Read moreCommon Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Cashfree Payments offers custom pricing plan
Which Razorpay Alternative Is Right for You?
- If you need a free or low-cost option: Instamojo — offers a free plan or trial suitable for small teams.
- If user satisfaction is your top priority: PayKun — holds the highest user rating (5.0★) among Razorpay alternatives.
- If you want a mid-range option: PayKun — sits in the middle of the list by rating and may fit teams with mixed requirements.
Frequently Asked Questions (FAQs)
Stuck on something? We're here to help with all the questions and answers in one place.
The top-rated alternatives to Razorpay for Payment Gateway Software are PayKun (5.0★), Paytm Payment Gateway (4.9★), Stripe Payments (4.7★). Compare all 9 alternatives side-by-side above.
When evaluating alternatives to Razorpay, prioritize: Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Website Payments, transparent pricing, free trial availability, and integrations with tools you already use. Use the filters above to compare by feature, budget, and team size.
For small businesses, the best Payment Gateway Software tools are PayPal, Payoneer, Authorize.Net. Look for affordable per-seat pricing, quick setup (under 1 day), no long-term contracts, and strong onboarding support to reduce time-to-value.
Migration difficulty depends on how deeply Razorpay is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend shortlisting 2–3 options, running a free trial, and checking each vendor's migration guides before committing.
Razorpay has a rating of 4.8. 2 alternatives — including Paytm Payment Gateway and PayKun — rate higher. The right choice depends on your workflow, team size, and budget.
About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].