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9 Best Razorpay Free Alternatives in 2026

Explore 9 alternatives to Razorpay — vetted by our editors with real user reviews, pricing, and feature comparisons.

8.9

Spot Score

Paytm Payment Gateway - Payment Gateway Software

Paytm Payment Gateway

Seamless integration, customizable alerts, effortless payments.

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What is Paytm Payment Gateway?

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...

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Paytm Payment Gateway offers custom pricing plan

8.6

Spot Score

Instamojo - Payment Gateway Software

Instamojo

Secure and seamless online payments made easy.

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What is Instamojo?

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports various credit/debit cards, multi-currencies and PayPal.

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Instamojo offers custom pricing plan

8.6

Spot Score

Cashfree Payments - Payment Gateway Software

Cashfree Payments

Simple. Secure. Swift. Your ultimate financial solution.

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What is Cashfree Payments?

Introducing Cashfree Payments, your all-in-one solution for financial transactions. With its seamless integration, Cashfree allows you to collect and disburse payments swiftly, making it the preferred choice for Indian businesses. It ensures secure payments by verifying customers' bank accounts ...

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Cashfree Payments offers custom pricing plan

8.5

Spot Score

PayKun - Payment Gateway Software

PayKun

Effortless payment solutions for your business.

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What is PayKun?

PayKun is a flexible payment gateway software that can easily integrate with existing websites and shopping carts. It's a well-maintained, fast and stable payment module, providing features like the payment status page, IPN messaging, API platform to connect external applications and much more.

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PayKun offers custom pricing plan

8.5

Spot Score

UniPay Gateway - Payment Gateway Software

UniPay Gateway

The key to seamless online payments.

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What is UniPay Gateway?

UniPAY Gateway is a payment gateway software. It is developed to automate e-commerce projects and provide online businesses with the ability to accept credit card data, authorize it, and store it into database automatically.

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UniPay Gateway offers custom pricing plan

8.4

Spot Score

Airpay - Payment Gateway Software

Airpay

Effortless and secure online payments made simple.

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4.0

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What is Airpay?

Airpay is cloud-based payment gateway software, which allows you to accept online payments on websites, mobile applications and kiosks. It can be setup in minutes with minimal effort and is pre-integrated with the most popular ecommerce platforms available today. It can accept payments from any ...

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Airpay offers custom pricing plan

8.3

Spot Score

Stripe Connect - Payment Gateway Software

Stripe Connect

Streamline your online payments with Stripe Connect.

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What is Stripe Connect?

Stripe is a paytment gateway software which is a way to accept payments online. With Stripe, you can accept all major credit cards, debit cards, and currencies on your website in just minutes. There's no software to install, and no long-term contracts or setup fees.

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Stripe Connect offers custom pricing plan

Stripe Payments - Payment Processing Software

Stripe Payments

Seamless payments, anytime, anywhere.

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What is Stripe Payments?

Stripe Payments is the most powerful and flexible way to accept payments on the web. It is a simple way to accept credit cards on your website, in your mobile app, or wherever payments are made.  In addition to accepting payments online, Stripe provides you with all the tools you need to ...

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Stripe Payments offers custom pricing plan

PayU - Payment Processing Software

PayU

Securely accept payments with ease.

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What is PayU?

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments using the credit or debit card of their customers.

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PayU offers custom pricing plan

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to Razorpay are Paytm Payment Gateway (4.5★), Cashfree Payments (4.5★), UniPay Gateway (4.5★). Compare all 9 alternatives side-by-side above.

When evaluating alternatives to Razorpay, prioritize: Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Website Payments, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Migration difficulty depends on how deeply Razorpay is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend shortlisting 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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