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Best Razorpay Alternatives for Android — 12 Compared in 2026

Explore 12 alternatives to Razorpay — vetted by our editors with real user reviews, pricing, and feature comparisons.

Top Razorpay alternatives, compared at a glance

Quick answer

The Razorpay alternatives buyers shortlist most are Paytm Payment Gateway, Instamojo and Cashfree Payments. Paytm Payment Gateway ranks first with a SpotScore of 8.9 and a 4.89★ rating. Compare all 12 on score, rating, and pricing below.

Ready to move on from Razorpay? These 12 payment gateway software alternatives are the picks worth testing first. Our ranking leans on SpotScore, which weighs verified satisfaction against market presence, then star ratings and pricing model. Editors check each tool. Start with the table for a fast read, then go section by section below.

ProductSpotScoreRatingPricingBest for
Paytm Payment GatewaySeamless integration, customizable alerts, effortless payments.8.9★★★★★ 4.89(132)Quotation Basedteams of all sizes
InstamojoSecure and seamless online payments made easy.8.6☆☆☆☆ 1.43(14)FreeFreemium · Subscription · Quotation Basedteams of all sizes
Cashfree PaymentsSimple. Secure. Swift. Your ultimate financial solution.8.6★★★★★ 4.5(4)Quotation Basedteams of all sizes
PayKunEffortless payment solutions for your business.8.5★★★★★ 5(2)Quotation Basedteams of all sizes
PayUSecurely accept payments with ease.☆☆☆☆ 1.47(57)Quotation Basedteams of all sizes
PayPalEasy, secure payments at your fingertips.9.8★★☆☆☆ 1.64(3820)Quotation Basedteams of all sizes
PayoneerEffortless payments for global businesses.9.3★★★★★ 4.56(8904)Quotation Basedteams of all sizes
Authorize.NetSecure payment solutions for your business.9.3★★★★ 4.13(319)Quotation Based · Subscriptionteams of all sizes
2CheckoutStreamline your payments with 2Checkout.9.1★★★★ 4.27(813)Subscription · Quotation Basedteams of all sizes
BlueSnapStreamline your online payments with ease.8.9★★★☆☆ 3.06(136)Subscription · Quotation Basedsmall & mid-size businesses
AdyenPowering global payments with ease.8.8★★★★ 4.22(9)Quotation Basedteams of all sizes
Tap2PayStreamline online payments with secure convenience.8.8★★★★ 3.82(11)Subscription · Quotation Basedteams of all sizes

8.9

SpotScore

Paytm Payment Gateway - Payment Gateway Software

Paytm Payment Gateway

Seamless integration, customizable alerts, effortless payments.

Best for: SMB teams · Mid-market · Enterprise

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What is Paytm Payment Gateway?

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...

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Paytm Payment Gateway offers custom pricing plan

8.6

SpotScore

Instamojo - Payment Gateway Software

Instamojo

Secure and seamless online payments made easy.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

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What is Instamojo?

Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, but prospective users should evaluate its customer support track record — ...

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Instamojo offers custom pricing plan

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Reach in-market buyersRank above rivals2M+ buyers a year

8.6

SpotScore

Cashfree Payments - Payment Gateway Software

Cashfree Payments

Simple. Secure. Swift. Your ultimate financial solution.

Best for: SMB teams · Mid-market · Enterprise

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What is Cashfree Payments?

Cashfree Payments is a payment gateway for Indian businesses that handles both payment collection and disbursement. It supports recurring subscriptions, bank account verification, and payouts to bank accounts, PayTM wallets, or UPI addresses, with domestic and international funds settling ...

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Cashfree Payments offers custom pricing plan

8.5

SpotScore

PayKun - Payment Gateway Software

PayKun

Effortless payment solutions for your business.

Best for: SMB teams · Mid-market · Enterprise

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What is PayKun?

PayKun is a payment gateway for Indian businesses with existing websites or shopping carts that need a stable, integrable payment module with features like IPN messaging and an API platform for connecting external applications. It has limited international currency support, making it best ...

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PayKun offers custom pricing plan

PayU - Payment Processing Software

PayU

Securely accept payments with ease.

Best for: SMB teams · Mid-market · Enterprise

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What is PayU?

PayU is an online payment processing platform used by e-commerce merchants and online businesses in emerging markets — particularly India, Eastern Europe, and Latin America — to accept credit and debit card payments from customers. It provides a payment gateway and merchant account in a single ...

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PayU offers custom pricing plan

9.8

SpotScore

PayPal - Payment Gateway Software

PayPal

Easy, secure payments at your fingertips.

Best for: SMB teams · Mid-market · Enterprise

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What is PayPal?

PayPal is a payment gateway and digital wallet used by online merchants globally to process card transactions, send invoices, and handle purchase disputes. Merchants pay transaction fees (typically 2.9% plus $0.30 in the US) while buyers pay nothing, and PayPal's built-in purchase protection ...

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PayPal offers custom pricing plan

9.3

SpotScore

Payoneer - Payment Gateway Software

Payoneer

Effortless payments for global businesses.

Best for: SMB teams · Mid-market · Enterprise

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What is Payoneer?

Payoneer provides a simple and cost effective solution for your business to accept credit card and other payments online.  Payoneer's suite of Payment Gateway Solutions has been adapted to meet the needs of various businesses such as banks, eCommerce merchants, international money transfer ...

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Payoneer offers custom pricing plan

9.3

SpotScore

Authorize.Net - Payment Gateway Software

Authorize.Net

Secure payment solutions for your business.

Best for: SMB teams · Mid-market · Enterprise

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What is Authorize.Net?

Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carries a monthly gateway fee ($25-$99 depending on plan) plus per-transaction ...

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Starts from $25/Month

9.1

SpotScore

2Checkout - Payment Gateway Software

2Checkout

Streamline your payments with 2Checkout.

Best for: SMB teams · Mid-market · Enterprise

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What is 2Checkout?

2Checkout (now operating as Verifone) is a global payment gateway for software vendors and subscription businesses that sell digitally across multiple countries and need to handle local payment methods, currencies, and tax compliance in international markets. Dedicated account managers are ...

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2Checkout offers custom pricing plan

8.9

SpotScore

BlueSnap - Payment Gateway Software

BlueSnap

Streamline your online payments with ease.

Best for: SMB teams · Mid-market

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What is BlueSnap?

BlueSnap is a payment gateway software that allows merchants to start accepting credit cards directly on their own websites. BlueSnap provides everything you need from the award-winning payment gateway to a complete white label solution for your clients. Connect your online business in seconds, ...

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Starts from $0.30

8.8

SpotScore

Adyen - Payment Gateway Software

Adyen

Powering global payments with ease.

Best for: SMB teams · Mid-market · Enterprise

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What is Adyen?

Adyen is a global payment processing platform used by mid-market and enterprise retailers, marketplaces, and financial services firms that process transactions across multiple countries and sales channels. It unifies online, mobile, and in-store payments under one integration, eliminating the ...

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Adyen offers custom pricing plan

8.8

SpotScore

Tap2Pay - Payment Gateway Software

Tap2Pay

Streamline online payments with secure convenience.

Best for: SMB teams · Mid-market · Enterprise

See Plans & Pricing

Add to compare

What is Tap2Pay?

Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It provides a smooth checkout experience for end users by redirecting them to a mobile app or the merchant website ...

Read more about Tap2Pay

Starts from $49/Month

Why these Razorpay alternatives stand out

Paytm Payment Gateway8.9Best for teams of all sizes

Convenient and fast way to convert and transfer Paytm gift wallet balance into bank accounts.

Watch for: Some delays in transaction processing and occasional complexity in payment settlements.

Instamojo8.6Best for teams of all sizes

Quick response time from the team, enabling fast payment collections and payouts within 72 hours.

Watch for: Unresponsive customer support team with lengthy wait times and lack of proper assistance.

Cashfree Payments8.6Best for teams of all sizes

Seamless payment integration

Watch for: Limited to Indian businesses

PayKun8.5Best for teams of all sizes

Easy integration

Watch for: Limited international support

PayUBest for teams of all sizes

Easy to use

Watch for: Limited international support

PayPal9.8Best for teams of all sizes

Excellent customer service experience with helpful, friendly, and patient staff.

Watch for: Lack of support for users who do not have emails on their phones, causing difficulties in providing necessary information for issue resolution.

Payoneer9.3Best for teams of all sizes

Efficient customer service, offering quick and effective issue resolution.

Watch for: Some users find the fees charged by Payoneer to be relatively high.

Authorize.Net9.3Best for teams of all sizes

Easy to navigate and integrates with other software.

Watch for: Limited options in the Marketplace for additional apps and connectors.

2Checkout9.1Best for teams of all sizes

Consistent and quick support responses, providing valuable assistance to users.

Watch for: User interface complexity may be overwhelming for some users without adequate guidance.

BlueSnap8.9Best for small & mid-size businesses

Exceptional customer support, with helpful and prompt responses.

Watch for: Some users experienced delays in issue resolution and communication, especially regarding payment disputes.

Adyen8.8Best for teams of all sizes

Global payment processing

Watch for: Complex pricing structure

Tap2Pay8.8Best for teams of all sizes

Fast and secure payments system, allowing sales across multiple channels with ease.

Watch for: Some users report issues with customer support and unresponsiveness.

Why teams look for a Razorpay alternative

A few recurring complaints tend to drive the move off Razorpay:

  • Challenges with customer support response times, leading to delays in issue resolution and potential dissatisfaction.
  • Complexity in understanding the pricing structure, especially for businesses with specialized needs, and limited clarity on terms and conditions for payment modes.
  • Delay in activating certain features, such as postpaid wallets, which may hinder immediate implementation of specific payment options.
  • Limited support for international cards directly, requiring alternative methods like PayPal for processing international payments.

What a good Razorpay alternative should have

Stacked against each other, the 12 alternatives compare this way: 1 offers a free tier; and PayKun is the highest rated at 5 across 2 reviews.

Our ranking criteria.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to Razorpay are PayKun (5.0★), Paytm Payment Gateway (4.9★), Payoneer (4.6★). Compare all 12 alternatives side-by-side above.

When evaluating alternatives to Razorpay, prioritize: Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Website Payments, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Migration difficulty depends on how deeply Razorpay is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend shortlisting 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

Which Razorpay alternative should make your shortlist?

  • On a budget / just exploring: start with a free tier — Instamojo let you evaluate without paying upfront.
  • If real-user ratings matter most: PayKun has the strongest star rating (5★) among the options with verified reviews.
  • Want the safest pick: Paytm Payment Gateway has the highest Spotsaas Score (8.9) in this list — a strong default if you're unsure.

How to leave Razorpay behind

Switching away from Razorpay is safest in stages. Export your data, verify the new tool can import it, and confirm the features you depend on. Run a pilot first, then migrate fully, keeping Razorpay running until you've validated the fit. Free trials above help.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].