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2Checkout vs Razorpay Comparison

Last updated:

2Checkout

3.8(2,336 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and works with most major credit ca…

Razorpay

3.8(141 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment ga…

SpotSaaS Analysis

2CheckoutRazorpay

The core difference between 2Checkout and Razorpay lies in their geographical focus and target audience, with 2Checkout catering to global e-commerce businesses while Razorpay is tailored for Indian businesses. Ideal buyers for 2Checkout are small to medium e-commerce or subscription businesses with international customers, whereas Razorpay is best suited for Indian e-commerce or SaaS businesses needing flexible payment solutions.

- Best for small to medium e-commerce businesses - Reliable global payment processing - Supports most major credit cards worldwide - Ideal for businesses targeting international customers - Secure and trustworthy payment gateway - No specific pricing listed

- Best for Indian businesses - Flexible, API-driven payment gateway solutions - Diverse payment options for local customers - Ideal for e-commerce or SaaS businesses in India - Easy, seamless API integration for custom workflows - No specific pricing listed

2Checkout vs Razorpay — at a glance

Feature2CheckoutRazorpay
Rating3.8 / 53.8 / 5
Reviews2,336141
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Freelancers / Consultants, Large Enterprises
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android
APIAvailableAvailable
Support modes24/7 (Live rep), Business Hours, Online24/7 (Live rep), Business Hours, Online
CertificationsSOC 2, GDPR, ISO 27001SOC 2, GDPR, ISO 27001
Data residencyGlobalIndia

Key differences between 2Checkout and Razorpay

  • Target audience: 2Checkout is built for Large Enterprises and Medium Business, while Razorpay targets Individuals and Freelancers / Consultants.
  • Deployment: 2Checkout supports SaaS/Web/Cloud; Razorpay supports SaaS/Web/Cloud, Mobile - Android.

2Checkout vs Razorpay — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

2Checkout - Payment Gateway Software
Talk to an expert
Talk to an expert
Razorpay - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

2Checkout

Best for small to medium e-commerce businesses needing reliable global payment processing.

Choose if
  • You run a small or medium e-commerce or subscription business targeting global customers.
  • You need a secure, reliable gateway supporting most major credit cards worldwide.
  • You value quick, consistent customer support and an intuitive user interface.
Consider alternatives if
  • Your business requires extensive payment gateway customization and advanced add-ons.
  • You prefer a very simple, minimalistic payment interface without complexity.

Razorpay

Best for Indian businesses needing flexible, API-driven payment gateway solutions.

Choose if
  • You operate an e-commerce or SaaS business primarily in India requiring diverse payment options.
  • Your development team needs easy, seamless API integration for custom payment workflows.
  • You want real-time payment insights via an intuitive dashboard for better financial management.
Consider alternatives if
  • You require extensive international card support without relying on third-party intermediaries.
  • You need transparent, straightforward pricing without complex, quotation-based negotiations.

2Checkout: Best for small to medium e-commerce businesses needing reliable global payment processing. Razorpay: Best for Indian businesses needing flexible, API-driven payment gateway solutions.

Description

2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and ... Read More about 2Checkout

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate ... Read More about Razorpay

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

9.1/10

9.1/10

User Ratings

Based on verified Spotsaas reviews

Best Company Size

Small BusinessMedium Business
Small BusinessMedium Business
Get pricing help
Get pricing help

Software Demo

Demo

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How do 2Checkout and Razorpay Compare on Features?

Total Features

7 Features

7 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare 2Checkout and Razorpay on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      2Checkout pricing
      Razorpay pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      ISO 27001

      ✓ Yes
      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes
      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes
      ✓ Yes

      Data Residency

      🌐 Global
      🇮🇳 India

      2Checkout User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      606

      67

      11

      8

      121

      32

      1

      0

      0

      1

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive sentiment highlights quick support, ease of use, and secure payment processing, tempered by concerns over interface complexity and limited customization.

      What buyers like

      • Support responsiveness
      • Ease of use
      • Security and reliability

      Common complaints

      • Interface complexity
      • Limited customization options

      Buyer sentiment

      Overall positive sentiment highlights Razorpay's ease of use, diverse payment options, and robust API integration, tempered by concerns over customer support and pricing clarity.

      What buyers like

      • Ease of use
      • Payment option variety
      • API integration

      Common complaints

      • Customer support delays
      • Pricing complexity

      Pros and Cons

      • Consistent and quick support responses

      • User-friendly platform with intuitive interface

      • Reliable and secure payment processing

      • User interface complexity can be overwhelming without guidance

      • Limited customization options and add-ons in the Marketplace

      • Intuitive dashboard providing real-time payment insights

      • Wide range of payment options including UPI, netbanking, and major Indian banks

      • Easy API integration enabling seamless implementation on websites and apps

      • Customer support response times can be slow, causing delays in issue resolution

      • Pricing structure is complex and lacks clarity, especially for specialized payment needs

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      Bitdefenderr

      Bitdefenderr

      MyFico

      MyFico

      Advisera

      Advisera

      Zoho

      Zoho

      Treebo

      Treebo

      FreshToHome

      FreshToHome

      Media and Screenshots

      Screenshots

      Dashboard

      5 Screenshots

      Hosted payment

      3 Screenshots

      Videos

      video-0

      2 Videos

      video-0

      4 Videos

      Top Alternatives to 2Checkout and Razorpay in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, 2Checkout or Razorpay?
      2Checkout and Razorpay are closely matched with equal user ratings of 3.8. The right choice depends on your team size, budget, and specific Payment Gateway Software needs.
      Do 2Checkout and Razorpay offer a free trial?
      Neither 2Checkout nor Razorpay currently lists a free trial.
      What is the starting price of 2Checkout vs Razorpay?
      2Checkout starts at Contact for pricing. Razorpay starts at Contact for pricing.
      What are the top alternatives to 2Checkout?
      Top alternatives to 2Checkout include Stripe Payments, Global Payments, Checkout.com, Payoneer, UniPay Gateway.
      What are the top alternatives to Razorpay?
      Top alternatives to Razorpay include Stripe Payments, PayU, Instamojo, Paytm Payment Gateway, PayKun.

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