8.1
SpotScore
Top 10 OnePay Alternatives 2026
Streamline your payments with OnePay.
Trusted by 2M+ software buyers annually.
Main Features
- Mobile Payments
- PoS Transactions
- Recurring Billing
- Saved Cards
Pricing
OnePay offers custom pricing plan
OnePay is a Payment Gateway Software platform. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Gateway Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
OnePay vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| OnePay Current | Payment Gateway Software | Custom pricing | No reviews | ✗ No |
 Citrus | Payment Gateway Software | Custom pricing | 4.2 ★ | ✗ No |
 Paytm Payment Gateway | Payment Gateway Software | Custom pricing | 4.9 ★ | ✗ No |
 EBizCharge | Payment Gateway Software | Custom pricing | 4.9 ★ | ✗ No |
 Cardinity | Payment Gateway Software | Custom pricing | 3.7 ★ | ✗ No |
 Skrill | Payment Gateway Software | Custom pricing | 4.0 ★ | ✗ No |
Showing 1-10 out of 10
List of the Top OnePay alternatives as of November 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
8.6
SpotScore
Citrus — 4.17★
Streamline your payments with ease and security.
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What is Citrus?
Citrus is a payment gateway for small to medium-sized businesses that need to accept card payments, bank transfers, and mobile payments without depending on an external payment provider. Its in-house processing model gives merchants direct control over payment data and transaction flows within ...
Read moreWhat reviewers like about Citrus
- Flexible payment options
- User-friendly interface
- No external provider needed
Where Citrus falls short
- Limited advanced features
- May lack customization options
- Not ideal for high-volume transactions
Common Features
-
PoS Transactions
-
Recurring Billing
-
Website Payments
+ 2 more
Unique Features
-
Multiple Currency Processing
Pricing
Citrus offers custom pricing plan
8.9
SpotScore
Paytm Payment Gateway — 4.89★
Seamless integration, customizable alerts, effortless payments.
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What is Paytm Payment Gateway?
The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...
Read moreWhat reviewers like about Paytm Payment Gateway
- Convenient and fast way to convert and transfer Paytm gift wallet balance into bank accounts.
- Excellent gateway for accepting payments on the go, with minimal documentation and great support.
- Lag-free application with easy settlement features and helpful payment solutions, like QR payments.
Where Paytm Payment Gateway falls short
- Some delays in transaction processing and occasional complexity in payment settlements.
- Limited availability of offers and rewards compared to other platforms.
- Inconsistencies in customer support response times and occasional UI lags.
Common Features
-
PoS Transactions
-
Recurring Billing
-
Website Payments
+ 2 more
Unique Features
-
Invoice Payment
-
Multiple Currency Processing
Pricing
Paytm Payment Gateway offers custom pricing plan
Spotsaas Buyer Intelligence
Own the software buyers are comparing here? See who's weighing you against rivals — and who's comparing your competitors while you're not in the running.
8.3
SpotScore
EBizCharge — 4.9★
Secure payments made easy with EBizCharge.
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What is EBizCharge?
EBizCharge Payment Gateway software helps you to seamlessly accept credit card, check, and ACH payments. Our payment gateway provides you with multi-platform support at no additional charge. EBizCharge comes bundled with our PCI compliant ReadySecure 3D secure device - providing your site a ...
Read moreWhat reviewers like about EBizCharge
- Seamless payment acceptance
- Multi-platform support
- Bundled PCI compliance
Where EBizCharge falls short
- Limited customization options
- May require technical integration
- Fees can be high for small businesses
Common Features
-
PoS Transactions
-
Recurring Billing
-
Saved Cards
+ 1 more
Unique Features
-
Invoice Payment
Pricing
EBizCharge offers custom pricing plan
8.4
SpotScore
Cardinity — 3.68★
Effortless credit card payments for e-commerce merchants.
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What is Cardinity?
Cardinity is a payment gateway software that enables e-commerce merchants to start accepting credit card payments quickly and easily, without the need for any additional software or hardware. With clients in over 90 countries and over 35 currencies, Cardinity provides full support, multiple ...
Read moreWhat reviewers like about Cardinity
- Quick setup for merchants
- Supports multiple currencies
- No additional hardware needed
Where Cardinity falls short
- Limited features for advanced users
- Transaction fees can be high
- Customer support may be lacking
Common Features
-
PoS Transactions
-
Recurring Billing
-
Website Payments
+ 2 more
Unique Features
-
Invoice Payment
-
Multiple Currency Processing
Pricing
Cardinity offers custom pricing plan
8.5
SpotScore
Skrill — 4.01★
Secure your payments with Skrill.
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What is Skrill?
Skrill is a digital payment gateway used by individuals, freelancers, and small businesses that send and receive international transfers frequently across multiple currencies. It supports credit/debit cards, bank transfers, and peer-to-peer sends in a single account. Fee rates vary ...
Read moreWhat reviewers like about Skrill
- Fast and easy international money transfers with low transaction fees.
- Secure platform with good customer support.
- Quick transfers and easy request money feature.
Where Skrill falls short
- Variability in supported banks for withdrawals, affecting accessibility.
- Lack of transparency in currency conversion policies and exchange rates.
- High fees for certain transactions and limited availability in some countries.
Common Features
-
PoS Transactions
-
Website Payments
-
Saved Cards
+ 1 more
Unique Features
-
Multiple Currency Processing
Pricing
Skrill offers custom pricing plan
7.7
SpotScore
Payworks — 4.63★
Streamline your payments with ease.
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What is Payworks?
Payworks is a payment gateway for merchants who need to accept payments both online and at physical locations through a single integration, without running separate systems for each channel. It supports credit cards, debit cards, net banking, and local payment options, consolidating ...
Read moreWhat reviewers like about Payworks
- Multiple payment channels
- Secure transactions
- User-friendly interface
Where Payworks falls short
- Limited international payment options
- Higher fees for certain transactions
- Customer support can be slow
Common Features
-
PoS Transactions
-
Saved Cards
-
Mobile Payments
Unique Features
No unique features
8.4
SpotScore
CCAvenue — 1.25★
Secure, seamless payment solutions for modern businesses.
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What is CCAvenue?
CCAvenue is the payment gateway software that lets users accept payments online with a credit/debit card or through multiple payment channels like mobile, PoS, and net banking. With SaaS-based solution and integrated fraud management system, CCAvenue helps merchants across all verticals to ...
Read moreWhat reviewers like about CCAvenue
- Multiple payment channels
- Integrated fraud management
- SaaS-based solution
Where CCAvenue falls short
- Limited international support
- Fees can be high
- Complex setup process
Common Features
-
PoS Transactions
-
Recurring Billing
-
Website Payments
+ 2 more
Unique Features
-
Invoice Payment
-
Multiple Currency Processing
8.4
SpotScore
Dwolla — from $0.05 · 4.55★
Effortless fund transfers for businesses.
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What is Dwolla?
Dwolla is a financial technology company that is changing the way businesses send and receive funds. The company offers a seamless, white label API platform to connect to the ACH Network to initiate payments, Helps initiate the fast and efficient transfer of funds. Dwolla now facilitates the ...
Read moreWhat reviewers like about Dwolla
- Low transaction costs
- Seamless ACH integration
- Highly reliable service
Where Dwolla falls short
- Limited international support
- Requires technical knowledge
- Not suitable for small transactions
Common Features
-
PoS Transactions
-
Recurring Billing
-
Website Payments
+ 1 more
Unique Features
-
Invoice Payment
-
Multiple Currency Processing
Pricing
Starts from $0.05
8.3
SpotScore
SecurionPay — 4.53★
Effortless online payments, anytime, anywhere.
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What is SecurionPay?
SecurionPay is an online payment gateway for merchants who sell internationally and need to accept credit and debit card payments around the clock from customers in any location. It processes transactions continuously without geographic restrictions, allowing businesses to collect revenue from ...
Read moreWhat reviewers like about SecurionPay
- 24/7 payment acceptance
- Supports multiple currencies
- User-friendly interface
Where SecurionPay falls short
- Fees can be high
- Limited payment options
- Not ideal for small businesses
Common Features
-
Recurring Billing
-
Website Payments
-
Saved Cards
+ 1 more
Unique Features
-
Invoice Payment
-
Multiple Currency Processing
8.3
SpotScore
Paystand — 4.2★
Streamline payments and grow your business with ease.
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What is Paystand?
Paystand is a web-based payment gateway for e-commerce store operators that need to accept credit cards, ACH transfers, checks, and recurring payments through one platform. It centralizes customer payment records and automates recurring charge cycles, reducing manual reconciliation work for ...
Read moreWhat reviewers like about Paystand
- Instant payment authorization
- Centralized customer management
- Supports multiple payment types
Where Paystand falls short
- Limited international support
- Fees can be high for small transactions
- User interface could be improved
Common Features
-
PoS Transactions
-
Recurring Billing
-
Saved Cards
+ 1 more
Unique Features
-
Invoice Payment
-
Gift Card Management
Pricing
Paystand offers custom pricing plan
OnePay competitors, compared
OnePay competes with 10 other payment gateway software tools tracked on Spotsaas. The closest by feature overlap are Citrus, Paytm Payment Gateway and EBizCharge. Each is compared against OnePay on rating, pricing and feature coverage below.
What else works like OnePay?
Searches for "sites like OnePay" and "apps like OnePay" land on the same set of options as "OnePay alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.
Why these tools are worth your time
Convenient and fast way to convert and transfer Paytm gift wallet balance into bank accounts.
Watch for: Some delays in transaction processing and occasional complexity in payment settlements.
Seamless payment acceptance
Watch for: Limited customization options
Quick setup for merchants
Watch for: Limited features for advanced users
Fast and easy international money transfers with low transaction fees.
Watch for: Variability in supported banks for withdrawals, affecting accessibility.
Multiple payment channels
Watch for: Limited international payment options
Multiple payment channels
Watch for: Limited international support
Instant payment authorization
Watch for: Limited international support
What to weigh when comparing OnePay alternatives
Side by side, the 10 alternatives break down like this: EBizCharge is the highest rated at 4.9★ across 80 reviews.
How the list is built.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
