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Best OnePay Alternatives for Android — 7 Compared in 2026

Explore 7 alternatives to OnePay — vetted by our editors with real user reviews, pricing, and feature comparisons.

7 top OnePay alternatives, compared

Quick answer

The OnePay alternatives worth knowing first are PayPal, Paytm Payment Gateway and Citrus. PayPal earns the top SpotScore (9.8) and a 2.6★ rating. See how all 7 stack up on score, rating, and price below.

A tool that fits one team can frustrate another, so if OnePay is frustrating yours, these 7 payment gateway software alternatives are worth a look. We rank them by SpotScore, which combines verified user satisfaction with market presence, then ratings and pricing. The table gives a quick side-by-side; the sections below explain each pick.

ProductSpotScoreRatingPricingBest for
PayPalEasy, secure payments at your fingertips.9.8★★★☆☆ 2.6(3820)Quotation Basedteams of all sizes
Paytm Payment GatewaySeamless integration, customizable alerts, effortless payments.8.9★★★★★ 4.5(132)Quotation Basedteams of all sizes
CitrusStreamline your payments with ease and security.8.6Not yet ratedQuotation Basedteams of all sizes
PaySimpleSeamless payments for your online business.8.6★★★★☆ 4.1(97)from $59.95/moteams of all sizes
MultiSafepaySecure payments made easy for online merchants.8.5★★★★☆ 4.4(243)Quotation Basedteams of all sizes
Ingenico ePaymentsEffortless payment solutions for your online business.8.4★★★★☆ 3.8(4)Quotation Basedteams of all sizes
WayaEmpower your financial journey with Waya.7.7Not yet ratedQuotation Basedteams of all sizes

9.8

SpotScore

PayPal - Payment Gateway Software

PayPal

Easy, secure payments at your fingertips.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

2.6

3820 verified reviews

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What is PayPal?

PayPal is a payment gateway and digital wallet used by online merchants globally to process card transactions, send invoices, and handle purchase disputes. Merchants pay transaction fees (typically 2.9% plus $0.30 in the US) while buyers pay nothing, and PayPal's built-in purchase protection ...

Read more about PayPal

PayPal offers custom pricing plan

8.9

SpotScore

Paytm Payment Gateway - Payment Gateway Software

Paytm Payment Gateway

Seamless integration, customizable alerts, effortless payments.

Best for: SMB teams · Mid-market · Enterprise

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4.5

132 verified reviews

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What is Paytm Payment Gateway?

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...

Read more about Paytm Payment Gateway

Paytm Payment Gateway offers custom pricing plan

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8.6

SpotScore

Citrus - Payment Gateway Software

Citrus

Streamline your payments with ease and security.

Best for: SMB teams · Mid-market · Enterprise

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What is Citrus?

Citrus is a payment gateway for small to medium-sized businesses that need to accept card payments, bank transfers, and mobile payments without depending on an external payment provider. Its in-house processing model gives merchants direct control over payment data and transaction flows within ...

Read more about Citrus

Citrus offers custom pricing plan

8.6

SpotScore

PaySimple - Payment Gateway Software

PaySimple

Seamless payments for your online business.

Best for: SMB teams · Mid-market · Enterprise

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4.1

97 verified reviews

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What is PaySimple?

PaySimple is a digital payments platform for small and mid-sized service businesses that need to accept payments, automate recurring billing, and manage customer accounts in one system. It handles future payment scheduling and automated billing reminders, which reduces manual follow-up for ...

Read more about PaySimple

PaySimple offers custom pricing plan

8.5

SpotScore

MultiSafepay - Payment Gateway Software

MultiSafepay

Secure payments made easy for online merchants.

Best for: SMB teams · Mid-market · Enterprise

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4.4

243 verified reviews

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What is MultiSafepay?

MultiSafepay is a payment gateway for European online merchants — particularly those on Magento — that need access to a wide range of payment methods including cards, buy-now-pay-later options, and regional European instruments. Its Magento plugin is well-regarded by Dutch e-commerce merchants, ...

Read more about MultiSafepay

MultiSafepay offers custom pricing plan

8.4

SpotScore

Ingenico ePayments - Payment Gateway Software

Ingenico ePayments

Effortless payment solutions for your online business.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

3.8

4 verified reviews

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What is Ingenico ePayments?

Ingenico ePayments is a payment gateway for small to mid-size online retailers that need to accept card payments, direct debit, and mobile transactions on their storefront without extensive custom development. It includes shopping cart integrations and a mobile payment module to cover standard ...

Read more about Ingenico ePayments

Ingenico ePayments offers custom pricing plan

7.7

SpotScore

Waya

Waya

Empower your financial journey with Waya.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

Add to compare

What is Waya?

Discover Waya, the innovative banking solution crafted to empower minorities and immigrants in the USA. Leave behind the tedious banking processes and embrace a new way of financial management with Waya. Effortlessly open a US Checking account in minutes from the comfort of your home or office, ...

Read more about Waya

Waya offers custom pricing plan

Why these tools made our shortlist

PayPal9.8Best for teams of all sizes

Excellent customer service experience with helpful, friendly, and patient staff.

Watch for: Lack of support for users who do not have emails on their phones, causing difficulties in providing necessary information for issue resolution.

Paytm Payment Gateway8.9Best for teams of all sizes

Convenient and fast way to convert and transfer Paytm gift wallet balance into bank accounts.

Watch for: Some delays in transaction processing and occasional complexity in payment settlements.

Citrus8.6Best for teams of all sizes

Flexible payment options

Watch for: Limited advanced features

PaySimple8.6Best for teams of all sizes

Streamlined payment processes, enabling easy management of business transactions and payment schedules.

Watch for: Limited customer support hours, causing inconvenience when needing assistance outside of available times.

MultiSafepay8.5Best for teams of all sizes

Quick and responsive customer support, ensuring prompt assistance and issue resolution, enhancing user experience.

Watch for: Complicated and time-consuming account activation process, with excessive and invasive requests for documentation, causing delays and frustrations.

Ingenico ePayments8.4Best for teams of all sizes

Easy integration with e-commerce platforms

Watch for: Limited customization options

Waya7.7Best for teams of all sizes

What to weigh when comparing OnePay alternatives

Side by side, the 7 alternatives break down like this: paid plans run $59.95, with PaySimple the cheapest entry point; and Paytm Payment Gateway is the highest rated at 4.5★ across 132 reviews.

How the list is built.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to OnePay are Paytm Payment Gateway (4.5★), MultiSafepay (4.4★), PaySimple (4.1★). Compare all 7 alternatives side-by-side above.

When evaluating alternatives to OnePay, prioritize: Mobile Payments, Recurring Billing, Website Payments, Saved Cards, PoS Transactions, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Migration difficulty depends on how deeply OnePay is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend shortlisting 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

Which OnePay alternative is right for you?

  • If real-user ratings matter most: Paytm Payment Gateway has the strongest star rating (4.5★) among the options with verified reviews.
  • Want the safest pick: PayPal has the highest Spotsaas Score (9.8) in this list — a strong default if you're unsure.

Replacing OnePay: how to switch

Migrating from OnePay works best in stages. Export your data, confirm the new tool accepts it, and check that your essential workflows hold up. Try a short pilot before rolling out, and leave OnePay running until you're confident. Most picks above offer free testing.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].