8.0
SpotScore
Top 10 Heartland eCommerce Alternatives 2026
Secure payments, limitless possibilities.
Trusted by 2M+ software buyers annually.
Main Features
- Gift Card Management
- Invoice Payment
- Mobile Payments
- PoS Transactions
Pricing
Heartland eCommerce offers custom pricing plan
Heartland eCommerce is a Payment Gateway Software platform. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Gateway Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
Heartland eCommerce vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| Heartland eCommerce Current | Payment Gateway Software | Custom pricing | No reviews | ✗ No |
 Instamojo | Payment Gateway Software | Free plan available | 1.4 ★ | ✓ Yes |
 Akurateco | Payment Gateway Software | Custom pricing | 4.7 ★ | ✗ No |
 MultiSafepay | Payment Gateway Software | Custom pricing | 4.2 ★ | ✗ No |
 PaySimple | Payment Gateway Software | $59.95 | 4.4 ★ | ✗ No |
 Razorpay | Payment Gateway Software | Custom pricing | 4.8 ★ | ✗ No |
Showing 1-10 out of 10
List of the Top Heartland eCommerce alternatives as of November 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
8.6
SpotScore
Instamojo — 1.43★
Secure and seamless online payments made easy.
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What is Instamojo?
Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, but prospective users should evaluate its customer support track record — ...
Read moreWhat reviewers like about Instamojo
- Quick response time from the team, enabling fast payment collections and payouts within 72 hours.
- User-friendly interface for a good payment gateway experience.
Where Instamojo falls short
- Unresponsive customer support team with lengthy wait times and lack of proper assistance.
- Instances of money being held without proper communication or resolution, leading to frustration and trust issues.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
+ 4 more
Unique Features
No unique features
Pricing
Instamojo offers custom pricing plan
8.3
SpotScore
Akurateco — 4.7★
Empowering merchants with efficient payment control.
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What is Akurateco?
Akurateco, is a white-label payment gateway management software, designed to help merchants across different industries achieve complete command over their payment flow. A fees engine within the particular has the ability to monitor and estimate settlements of individual payment channels. Users ...
Read moreWhat reviewers like about Akurateco
- Highly customizable reporting
- Advanced routing technology
- White-label solution
Where Akurateco falls short
- Complex setup process
- Limited payment method options
- Requires technical expertise
Common Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
+ 3 more
Unique Features
No unique features
Pricing
Akurateco offers custom pricing plan
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8.5
SpotScore
MultiSafepay — 4.23★
Secure payments made easy for online merchants.
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What is MultiSafepay?
MultiSafepay is a payment gateway for European online merchants — particularly those on Magento — that need access to a wide range of payment methods including cards, buy-now-pay-later options, and regional European instruments. Its Magento plugin is well-regarded by Dutch e-commerce merchants, ...
Read moreWhat reviewers like about MultiSafepay
- Quick and responsive customer support, ensuring prompt assistance and issue resolution, enhancing user experience.
- Seamless integration and reliability, contributing to the smooth operation of online shops and customer transactions.
Where MultiSafepay falls short
- Complicated and time-consuming account activation process, with excessive and invasive requests for documentation, causing delays and frustrations.
- Instances of inaccurate refunds or payment discrepancies, leading to customer dissatisfaction and financial issues.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
+ 4 more
Unique Features
-
Multiple Currency Processing
Pricing
MultiSafepay offers custom pricing plan
8.6
SpotScore
PaySimple — from $59.95 · 4.43★
Seamless payments for your online business.
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What is PaySimple?
PaySimple is a digital payments platform for small and mid-sized service businesses that need to accept payments, automate recurring billing, and manage customer accounts in one system. It handles future payment scheduling and automated billing reminders, which reduces manual follow-up for ...
Read moreWhat reviewers like about PaySimple
- Streamlined payment processes, enabling easy management of business transactions and payment schedules.
- Efficient user experience, facilitating easy handling of payments and generating reports.
- Competitive pricing and integrated merchant services, making it cost-effective for small to mid-size businesses.
Where PaySimple falls short
- Limited customer support hours, causing inconvenience when needing assistance outside of available times.
- Complex adjustments and editing of payment plans, leading to challenges in modifying billing details for customers.
- Unclear billing structures and hidden fees, making it difficult for users to understand the total costs involved.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
+ 3 more
Unique Features
No unique features
Pricing
Starts from $59.95/Month
9.1
SpotScore
Razorpay — 4.75★
Streamline your payments with ease.
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What is Razorpay?
Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment gateways in India, and global financial networks like Visa and Mastercard. ...
Read moreWhat reviewers like about Razorpay
- Streamlined payment processing experience with real-time insights and data through an intuitive dashboard.
- Wide variety of payment options available, including credit cards, debit cards, UPI, netbanking, and integration with major Indian banks.
- Efficient integration process and easy to use APIs for implementation on websites and applications.
Where Razorpay falls short
- Challenges with customer support response times, leading to delays in issue resolution and potential dissatisfaction.
- Complexity in understanding the pricing structure, especially for businesses with specialized needs, and limited clarity on terms and conditions for payment modes.
- Delay in activating certain features, such as postpaid wallets, which may hinder immediate implementation of specific payment options.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
+ 3 more
Unique Features
-
Multiple Currency Processing
Pricing
Razorpay offers custom pricing plan
8.6
SpotScore
Tranzzo — 4.36★
Streamline online payments with Tranzzo.
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What is Tranzzo?
Tranzzo payment gateway software is ideal for any business that processes online payments including e-commerce, retail, utilities or service providers. Tranzzo allows your business to accept customer payments from more sources including PayPal, authorize, credit cards and gift/debit cards ...
Read moreWhat reviewers like about Tranzzo
- Integration capabilities with excellent support.
- Secure and streamlined payment processes, including anti-fraud measures.
- Suitable for businesses of all sizes.
Where Tranzzo falls short
- Some users faced challenges with application processing and responsiveness from support.
- Limited compatibility or issues with integration on certain websites.
- Language barrier for non-English speakers in customer support interactions.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
+ 3 more
Unique Features
-
Multiple Currency Processing
Pricing
Tranzzo offers custom pricing plan
9.1
SpotScore
2Checkout — 4.27★
Streamline your payments with 2Checkout.
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What is 2Checkout?
2Checkout (now operating as Verifone) is a global payment gateway for software vendors and subscription businesses that sell digitally across multiple countries and need to handle local payment methods, currencies, and tax compliance in international markets. Dedicated account managers are ...
Read moreWhat reviewers like about 2Checkout
- Consistent and quick support responses, providing valuable assistance to users.
- User-friendly platform with intuitive interface, making it easy to manage payments.
- Reliable and secure payment processing, ensuring the safety of financial information.
Where 2Checkout falls short
- User interface complexity may be overwhelming for some users without adequate guidance.
- Limited customization options and add-ons in the Marketplace, potentially restricting advanced functionalities.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
+ 3 more
Unique Features
-
Multiple Currency Processing
Pricing
2Checkout offers custom pricing plan
8.1
SpotScore
Ezidebit — 3.29★
Effortlessly accept payments, anytime, anywhere.
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What is Ezidebit?
Ezidebit software lets you accept credit card payments online, in store or over the phone. It comes pre-configured with everything you need to take payments. And because it's flexible to suit your needs, you can connect your existing hardware (such as a PC, tablet or PoS terminal) or use our
Read moreWhat reviewers like about Ezidebit
- Flexible payment options
- Pre-configured setup
- Supports multiple hardware
Where Ezidebit falls short
- Limited advanced features
- May lack customization
- Fees can vary
Common Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
+ 2 more
Unique Features
No unique features
Pricing
Ezidebit offers custom pricing plan
9.8
SpotScore
PayPal — 1.64★
Easy, secure payments at your fingertips.
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What is PayPal?
PayPal is a payment gateway and digital wallet used by online merchants globally to process card transactions, send invoices, and handle purchase disputes. Merchants pay transaction fees (typically 2.9% plus $0.30 in the US) while buyers pay nothing, and PayPal's built-in purchase protection ...
Read moreWhat reviewers like about PayPal
- Excellent customer service experience with helpful, friendly, and patient staff.
- Quick refunds for fraudulent charges, demonstrating commitment to customer safety and satisfaction.
- Positive impact on businesses, offering reasonable borrowing options and assistance with cash flow.
Where PayPal falls short
- Lack of support for users who do not have emails on their phones, causing difficulties in providing necessary information for issue resolution.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
+ 4 more
Unique Features
-
Multiple Currency Processing
Pricing
PayPal offers custom pricing plan
8.4
SpotScore
CCAvenue — 1.25★
Secure, seamless payment solutions for modern businesses.
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What is CCAvenue?
CCAvenue is the payment gateway software that lets users accept payments online with a credit/debit card or through multiple payment channels like mobile, PoS, and net banking. With SaaS-based solution and integrated fraud management system, CCAvenue helps merchants across all verticals to ...
Read moreWhat reviewers like about CCAvenue
- Multiple payment channels
- Integrated fraud management
- SaaS-based solution
Where CCAvenue falls short
- Limited international support
- Fees can be high
- Complex setup process
Common Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
+ 3 more
Unique Features
-
Multiple Currency Processing
Heartland eCommerce vs its closest competitors
Heartland eCommerce competes with 10 other payment gateway software tools tracked on Spotsaas. The closest by feature overlap are Instamojo, Akurateco and MultiSafepay. Each is compared against Heartland eCommerce on rating, pricing and feature coverage below.
Sites and apps like Heartland eCommerce
Searches for "sites like Heartland eCommerce" and "apps like Heartland eCommerce" land on the same set of options as "Heartland eCommerce alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.
Why each tool is in the running
Quick response time from the team, enabling fast payment collections and payouts within 72 hours.
Watch for: Unresponsive customer support team with lengthy wait times and lack of proper assistance.
Highly customizable reporting
Watch for: Complex setup process
Quick and responsive customer support, ensuring prompt assistance and issue resolution, enhancing user experience.
Watch for: Complicated and time-consuming account activation process, with excessive and invasive requests for documentation, causing delays and frustrations.
Streamlined payment processes, enabling easy management of business transactions and payment schedules.
Watch for: Limited customer support hours, causing inconvenience when needing assistance outside of available times.
Streamlined payment processing experience with real-time insights and data through an intuitive dashboard.
Watch for: Challenges with customer support response times, leading to delays in issue resolution and potential dissatisfaction.
Integration capabilities with excellent support.
Watch for: Some users faced challenges with application processing and responsiveness from support.
Consistent and quick support responses, providing valuable assistance to users.
Watch for: User interface complexity may be overwhelming for some users without adequate guidance.
Excellent customer service experience with helpful, friendly, and patient staff.
Watch for: Lack of support for users who do not have emails on their phones, causing difficulties in providing necessary information for issue resolution.
Multiple payment channels
Watch for: Limited international support
Why teams look for a Heartland eCommerce alternative
A few recurring complaints tend to drive the move off Heartland eCommerce:
- Limited international support
- Complex setup for some features
- Customer service can be inconsistent
- Fees may increase with volume
What to look at before switching from Heartland eCommerce
Stacked against each other, the 10 alternatives compare this way: 1 offers a free tier; and Razorpay is the highest rated at 4.75★ across 34 reviews.
Behind the order.
Which Heartland eCommerce Alternative Is Right for You?
- If you need a free or low-cost option: Instamojo — offers a free plan or trial suitable for small teams.
- If user satisfaction is your top priority: Razorpay — holds the highest user rating (4.8★) among Heartland eCommerce alternatives.
- If you want a mid-range option: Tranzzo — sits in the middle of the list by rating and may fit teams with mixed requirements.
Frequently Asked Questions (FAQs)
Stuck on something? We're here to help with all the questions and answers in one place.
The top-rated alternatives to Heartland eCommerce for Payment Gateway Software are Razorpay (4.8★), Akurateco (4.7★), PaySimple (4.4★). Compare all 10 alternatives side-by-side above.
When evaluating alternatives to Heartland eCommerce, prioritize: Invoice Payment, PoS Transactions, Recurring Billing, Website Payments, Saved Cards, transparent pricing, free trial availability, and integrations with tools you already use. Use the filters above to compare by feature, budget, and team size.
For small businesses, the best Payment Gateway Software tools are PayPal, Payoneer, Authorize.Net. Look for affordable per-seat pricing, quick setup (under 1 day), no long-term contracts, and strong onboarding support to reduce time-to-value.
Migration difficulty depends on how deeply Heartland eCommerce is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend narrowing to 2–3 options, running a free trial, and checking each vendor's migration guides before committing.
About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].