NEWJoin 2M+ software buyers|Get Weekly Insights, Trends & Expert PicksSubscribe free →

Instamojo vs Heartland eCommerce Comparison

Last updated:

Instamojo

1.4(14 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, bu…

Heartland eCommerce

Starting at Contact for pricing

  • Freelancers / Consultants
  • Medium Business

Heartland eCommerce is a payment gateway software. It provides the tools to enable secure on-line credit card and debit card payments, and processes transactions at competitive prices. The platform's selection of advance…

Instamojo leads on user satisfaction with a 1.4-star rating across 14 reviews.

Instamojo vs Heartland eCommerce — at a glance

FeatureInstamojoHeartland eCommerce
Rating1.4 / 5
Reviews14
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessFreelancers / Consultants, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - AndroidSaaS/Web/Cloud
APIAvailableAvailable
Support modesBusiness Hours, Online24/7 (Live rep)
CertificationsGDPRSOC 2
Data residencyIndiaUS

Key differences between Instamojo and Heartland eCommerce

  • Target audience: Instamojo is built for Large Enterprises and Medium Business, while Heartland eCommerce targets Freelancers / Consultants and Medium Business.
  • Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; Heartland eCommerce supports SaaS/Web/Cloud.

Instamojo vs Heartland eCommerce — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Instamojo - Payment Gateway Software
Talk to an expert
Talk to an expert
Heartland eCommerce - Payment Gateway Software
Talk to an expert
Talk to an expert

Free PDF comparison

Download this Instamojo vs Heartland eCommerce comparison

Get the full side-by-side as a PDF — these picks plus the top Payment Gateway Software tools, with verified ratings, pricing and features.

  • Side-by-side on pricing, features & ratings
  • Plus the category top 10, scored & ranked
  • Emailed to you — no on-screen download

No file downloads on screen — we email it to you. One-click unsubscribe anytime.

Instamojo vs Heartland eCommerce: Biggest differences

Start here before you go deeper into features.

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if
  • You need fast payout processing within 72 hours to improve cash flow.
  • You want a user-friendly, straightforward interface for easy transaction management.
  • Your business requires support for multiple payment methods including credit/debit cards and PayPal.
Consider alternatives if
  • Your business demands highly responsive and proactive customer support.
  • You cannot tolerate risks of account freezing or funds being held without clear communication.

Heartland eCommerce

Best for

Freelancers / Consultants, Medium Business, Small Business

Instamojo typically suits Large Enterprises and Medium Business. Heartland eCommerce tends to fit Freelancers / Consultants and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges ... Read More about Instamojo

Heartland eCommerce is a payment gateway software. It provides the tools to enable secure on-line credit card and debit card payments, and processes transactions at competitive prices. The ... Read More about Heartland eCommerce

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

8.6/10

8.0/10

User Ratings

Based on verified Spotsaas reviews

1.43

(14)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help

Software Demo

Demo

Need a second opinion?

Get decision help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

Spotsaas advisor
Get decision help from a software advisor
  • Independent advice — matched to your business
  • Understand the tradeoffs before you talk to vendors
  • Free 15-min call with a software advisor.

Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

How do Instamojo and Heartland eCommerce Compare on Features?

Total Features

7 Features

7 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Instamojo and Heartland eCommerce on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Instamojo pricing

      Pricing information not available

      Instamojo vs Heartland eCommerce: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Instamojo vs Heartland eCommerce Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Data Residency

      🇮🇳 India
      🇺🇸 US

      Instamojo User Reviews & Rating Comparison

      User Ratings

      No reviews available for the product

      Rating Distribution

      0

      1

      1

      1

      11

      No reviews available for this product

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues.

      What buyers like

      • Ease of use
      • Fast payout processing
      • Multi-currency support

      Common complaints

      • Poor customer support
      • Account freezing and fund holds

      What buyers like

      • Competitive transaction pricing
      • Advanced fraud detection tools
      • User account management features

      Common complaints

      • Limited international support
      • Complex setup for some features
      • Customer service can be inconsistent

      Pros and Cons

      • Quick response time enabling payouts within 72 hours

      • User-friendly and straightforward interface

      • Supports multiple payment methods including credit/debit cards and PayPal

      • Unresponsive customer support with long wait times

      • Instances of account freezing and funds being held without clear communication

      • Heartland eCommerce provides competitive pricing, making it cost-effective for businesses.

      • The platform's advanced fraud detection tools enhance security for online transactions.

      • User account management features allow for better control over customer interactions.

      • International support may be limited.

      • Some features can be complex to set up.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Used Instamojo or Heartland eCommerce? Tell buyers what actually differs.

      Instamojo and Heartland eCommerce Customers

      Customers

      Malanad Plantations

      Malanad Plantations

      Yazon

      Yazon

      AE RI Sakhi

      AE RI Sakhi

      No Customers information available.

      Media and Screenshots

      Screenshots

      Embed Instamojo Payment Button

      4 Screenshots

      No screenshots available.

      Videos

      video-0

      4 Videos

      video-0

      3 Videos

      Top Alternatives to Instamojo and Heartland eCommerce in 2026

      Expand your comparison

      Add another option to compare side by side

      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Compare similar software options

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Instamojo or Heartland eCommerce?
      Instamojo edges out the other on user ratings (1.4 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Instamojo and Heartland eCommerce offer a free trial?
      Neither Instamojo nor Heartland eCommerce currently lists a free trial.
      What is the starting price of Instamojo vs Heartland eCommerce?
      Instamojo starts at Contact for pricing. Heartland eCommerce starts at Contact for pricing.
      What are the top alternatives to Instamojo?
      Top alternatives to Instamojo include PaySimple, Paystand, Deal, EBizCharge, Adyen.
      What are the top alternatives to Heartland eCommerce?
      Top alternatives to Heartland eCommerce include Instamojo, Akurateco, MultiSafepay, PaySimple, Razorpay.