8.4
SpotScore
Top 10 Airpay Alternatives 2026
Effortless and secure online payments made simple.
Main Features
- Invoice Payment
- Mobile Payments
- Multiple Currency Processing
- PoS Transactions
Pricing
Airpay offers custom pricing plan
Airpay is a Payment Gateway Software platform with a user rating of 4.0★ based on 16 reviews. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Gateway Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
Airpay vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| Airpay Current | Payment Gateway Software | Custom pricing | 4.0 ★ | ✗ No |
 Cashfree Payments | Payment Gateway Software | Custom pricing | 4.5 ★ | ✗ No |
 Trustly | Payment Gateway Software | Custom pricing | 4.5 ★ | ✗ No |
 Cheddar Up | Payment Gateway Software | $10 | 4.4 ★ | ✓ Yes |
 Ingenico ePayments | Payment Gateway Software | Custom pricing | 3.6 ★ | ✗ No |
 NextPay Payment Gateway | Payment Gateway Software | Custom pricing | 1.8 ★ | ✗ No |
Showing 1-10 out of 10
List of the Top Airpay alternatives as of October 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
8.6
SpotScore
Cashfree Payments — 4.5★
Simple. Secure. Swift. Your ultimate financial solution.
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What is Cashfree Payments?
Cashfree Payments is a payment gateway for Indian businesses that handles both payment collection and disbursement. It supports recurring subscriptions, bank account verification, and payouts to bank accounts, PayTM wallets, or UPI addresses, with domestic and international funds settling ...
Read moreWhat reviewers like about Cashfree Payments
- Seamless payment integration
- Fast transaction processing
- Supports recurring payments
Where Cashfree Payments falls short
- Limited to Indian businesses
- May require technical setup
- Fees may apply for transactions
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Cashfree Payments offers custom pricing plan
8.6
SpotScore
Trustly — 4.5★
Effortless online payments made secure.
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What is Trustly?
Trustly is a payment gateway solution for merchants to easily accept payments online. It offers many benefits to both the merchant and customer, such as handling bank card information in an encrypted and confidential way, reduced costs and a simplified checkout process. Features include: - ...
Read moreWhat reviewers like about Trustly
- Encrypted payment processing
- Simplified checkout experience
- Supports multiple payment channels
Where Trustly falls short
- Limited to online payments
- May not support all regions
- Customer support can be slow
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Trustly offers custom pricing plan
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8.6
SpotScore
Cheddar Up — from $10 · 4.4★
Streamline payments and boost sales with ease.
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What is Cheddar Up?
Cheddar Up is a payment collection platform built for e-commerce merchants, school groups, and community organizations that need to accept credit card, ACH, and check payments without incurring chargeback liability, minimum sales requirements, or monthly subscription fees. It supports hundreds ...
Read moreWhat reviewers like about Cheddar Up
- No chargebacks or monthly fees
- Supports multiple payment types
- Easy setup process
Where Cheddar Up falls short
- Limited customer support options
- Transaction limits may apply
- Not ideal for high-risk transactions
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Starts from $10/Month, also offers free forever plan
8.4
SpotScore
Ingenico ePayments — 3.63★
Effortless payment solutions for your online business.
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What is Ingenico ePayments?
Ingenico ePayments is a payment gateway for small to mid-size online retailers that need to accept card payments, direct debit, and mobile transactions on their storefront without extensive custom development. It includes shopping cart integrations and a mobile payment module to cover standard ...
Read moreWhat reviewers like about Ingenico ePayments
- Easy integration with e-commerce platforms
- Supports multiple payment methods
- User-friendly interface
Where Ingenico ePayments falls short
- Limited customization options
- Higher fees for certain transactions
- Customer support can be slow
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Ingenico ePayments offers custom pricing plan
8.4
SpotScore
NextPay Payment Gateway — 1.75★
Effortless payments for your business.
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What is NextPay Payment Gateway?
NextPay is a payment gateway for small to medium-sized businesses that need to accept credit cards, debit cards, and mobile wallet payments across both physical and online locations. It provides a straightforward setup path for merchants that want to go live quickly without dedicated payment ...
Read moreWhat reviewers like about NextPay Payment Gateway
- Supports major credit and debit cards
- Easy integration with websites
- Mobile wallet acceptance
Where NextPay Payment Gateway falls short
- Limited advanced features
- Fees can be high for small transactions
- Customer support may be slow
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
NextPay Payment Gateway offers custom pricing plan
8.4
SpotScore
CCAvenue — 1.25★
Secure, seamless payment solutions for modern businesses.
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What is CCAvenue?
CCAvenue is the payment gateway software that lets users accept payments online with a credit/debit card or through multiple payment channels like mobile, PoS, and net banking. With SaaS-based solution and integrated fraud management system, CCAvenue helps merchants across all verticals to ...
Read moreWhat reviewers like about CCAvenue
- Multiple payment channels
- Integrated fraud management
- SaaS-based solution
Where CCAvenue falls short
- Limited international support
- Fees can be high
- Complex setup process
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
8.5
SpotScore
UniPay Gateway — 4.5★
The key to seamless online payments.
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What is UniPay Gateway?
UniPay Gateway is a payment processing platform for e-commerce operators that need to automate credit card authorization and data storage without manual transaction handling. It captures card data, authorizes transactions, and writes records to a connected database in a single workflow, ...
Read moreWhat reviewers like about UniPay Gateway
- Automates e-commerce transactions
- Secure credit card processing
- Easy database integration
Where UniPay Gateway falls short
- Limited payment method options
- May require technical setup
- Not suitable for small businesses
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
-
Gift Card Management
Pricing
UniPay Gateway offers custom pricing plan
8.3
SpotScore
SecurionPay — 4.53★
Effortless online payments, anytime, anywhere.
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What is SecurionPay?
SecurionPay is an online payment gateway for merchants who sell internationally and need to accept credit and debit card payments around the clock from customers in any location. It processes transactions continuously without geographic restrictions, allowing businesses to collect revenue from ...
Read moreWhat reviewers like about SecurionPay
- 24/7 payment acceptance
- Supports multiple currencies
- User-friendly interface
Where SecurionPay falls short
- Fees can be high
- Limited payment options
- Not ideal for small businesses
Common Features
-
Invoice Payment
-
Multiple Currency Processing
-
Recurring Billing
+ 3 more
Unique Features
No unique features
8.1
SpotScore
Cashfree — 4.5★
Efficient payments for smooth business transactions.
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What is Cashfree?
Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline businesses effectively. The payment gateway software provides all the facilities which are needed by the ...
Read moreWhat reviewers like about Cashfree
- Supports multiple payment methods
- Easy integration with e-commerce
- User-friendly interface
Where Cashfree falls short
- Transaction fees can add up
- Limited customer support options
- May require technical setup
Common Features
-
Saved Cards
-
Website Payments
-
Recurring Billing
+ 3 more
Unique Features
No unique features
8.6
SpotScore
Citrus — 4.17★
Streamline your payments with ease and security.
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What is Citrus?
Citrus is a payment gateway for small to medium-sized businesses that need to accept card payments, bank transfers, and mobile payments without depending on an external payment provider. Its in-house processing model gives merchants direct control over payment data and transaction flows within ...
Read moreWhat reviewers like about Citrus
- Flexible payment options
- User-friendly interface
- No external provider needed
Where Citrus falls short
- Limited advanced features
- May lack customization options
- Not ideal for high-volume transactions
Common Features
-
PoS Transactions
-
Multiple Currency Processing
-
Recurring Billing
+ 3 more
Unique Features
No unique features
Pricing
Citrus offers custom pricing plan
Airpay competitors, compared
There are 10 direct Airpay competitors in Payment Gateway Software. The ones that come up most often are Cashfree Payments, Trustly and Cheddar Up. Each is compared against Airpay on rating, pricing and feature coverage below.
Sites and apps like Airpay
Searches for "sites like Airpay" and "apps like Airpay" land on the same set of options as "Airpay alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.
Why each made the list
Seamless payment integration
Watch for: Limited to Indian businesses
Encrypted payment processing
Watch for: Limited to online payments
No chargebacks or monthly fees
Watch for: Limited customer support options
Easy integration with e-commerce platforms
Watch for: Limited customization options
Supports major credit and debit cards
Watch for: Limited advanced features
Multiple payment channels
Watch for: Limited international support
Automates e-commerce transactions
Watch for: Limited payment method options
Supports multiple payment methods
Watch for: Transaction fees can add up
Why teams look for a Airpay alternative
Here's what tends to push teams toward a Airpay alternative:
- Limited customization options
- Fees can be high for small transactions
- Customer support can be slow
- Not suitable for large enterprises
What to keep in mind choosing a Airpay alternative
By the numbers, these 10 payment gateway software alternatives shake out as follows: 1 offers a free tier; and SecurionPay is the highest rated at 4.53★ across 17 reviews.
Our ranking method.
Which Airpay Alternative Is Right for You?
- If you need a free or low-cost option: Cheddar Up — offers a free plan or trial suitable for small teams.
- If user satisfaction is your top priority: SecurionPay — holds the highest user rating (4.5★) among Airpay alternatives.
- If you want a mid-range option: CCAvenue — sits in the middle of the list by rating and may fit teams with mixed requirements.
Frequently Asked Questions (FAQs)
Stuck on something? We're here to help with all the questions and answers in one place.
The top-rated alternatives to Airpay for Payment Gateway Software are SecurionPay (4.5★), Cashfree Payments (4.5★), Trustly (4.5★). Compare all 10 alternatives side-by-side above.
When evaluating alternatives to Airpay, prioritize: Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Website Payments, transparent pricing, free trial availability, and integrations with tools you already use. Use the filters above to compare by feature, budget, and team size.
For small businesses, the best Payment Gateway Software tools are PayPal, Payoneer, Authorize.Net. Look for affordable per-seat pricing, quick setup (under 1 day), no long-term contracts, and strong onboarding support to reduce time-to-value.
Migration difficulty depends on how deeply Airpay is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend narrowing to 2–3 options, running a free trial, and checking each vendor's migration guides before committing.
Airpay has a rating of 4.0. 7 alternatives — including Cashfree Payments and Trustly — rate higher. The right choice depends on your workflow, team size, and budget.
About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].