NEWJoin 2M+ software buyers|Get Weekly Insights, Trends & Expert PicksSubscribe free →

Spotsaas logo
Last updated:

10 Airpay Alternatives Ranked by Real Users — Free Picks Included (2026)

Explore 10 alternatives to Airpay — vetted by our editors with real user reviews, pricing, and feature comparisons.

10 top-rated free Airpay alternatives at a glance

Quick answer

Short on time? The best free alternatives to Airpay are Cashfree Payments, Trustly and Cheddar Up. Cashfree Payments leads with a SpotScore of 8.6 and a 4.5★ rating. All 10 are compared on score, rating, and pricing below.

Switching away from Airpay is easier when you know which tools actually deliver. These 10 payment gateway software free alternatives earned their spots on SpotScore (verified user satisfaction plus market presence), star ratings, and pricing. Our editors vet each one. The table gives you the quick comparison; the sections below give you the why.

ProductSpotScoreRatingPricingBest for
Cashfree PaymentsSimple. Secure. Swift. Your ultimate financial solution.8.6★★★★★ 4.5(4)Quotation Basedteams of all sizes
TrustlyEffortless online payments made secure.8.6★★★★★ 4.5(1)Quotation Basedteams of all sizes
Cheddar UpStreamline payments and boost sales with ease.8.6★★★★☆ 4.4Freefrom $10/moteams of all sizes
CitrusStreamline your payments with ease and security.8.6★★★★☆ 4.17(3)Quotation Basedteams of all sizes
UniPay GatewayThe key to seamless online payments.8.5★★★★★ 4.5(2)Quotation Basedsmall & mid-size businesses
Ingenico ePaymentsEffortless payment solutions for your online business.8.4★★★★☆ 3.63(4)Quotation Basedteams of all sizes
NextPay Payment GatewayEffortless payments for your business.8.4★★☆☆☆ 1.75(2)Subscription · Quotation Basedteams of all sizes
CCAvenueSecure, seamless payment solutions for modern businesses.8.4★☆☆☆☆ 1.25(17)Subscriptionteams of all sizes
SecurionPayEffortless online payments, anytime, anywhere.8.3★★★★★ 4.53(17)Subscriptionteams of all sizes
CashfreeEfficient payments for smooth business transactions.8.1★★★★★ 4.5(4)Subscriptionteams of all sizes

8.6

SpotScore

Cashfree Payments - Payment Gateway Software

Cashfree Payments

Simple. Secure. Swift. Your ultimate financial solution.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.5

4 verified reviews

Add to compare

What is Cashfree Payments?

Cashfree Payments is a payment gateway for Indian businesses that handles both payment collection and disbursement. It supports recurring subscriptions, bank account verification, and payouts to bank accounts, PayTM wallets, or UPI addresses, with domestic and international funds settling ...

Read more about Cashfree Payments

Cashfree Payments offers custom pricing plan

8.6

SpotScore

Trustly - Payment Gateway Software

Trustly

Effortless online payments made secure.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.5

1 verified reviews

Add to compare

What is Trustly?

Trustly is a payment gateway solution for merchants to easily accept payments online. It offers many benefits to both the merchant and customer, such as handling bank card information in an encrypted and confidential way, reduced costs and a simplified checkout process. Features include: - ...

Read more about Trustly

Trustly offers custom pricing plan

Spotsaas Ads

Want your product up here? Put it in front of buyers the moment they're comparing your category.

Reach in-market buyersRank above rivals2M+ buyers a year
Advertise your product

8.6

SpotScore

Cheddar Up - Payment Gateway Software

Cheddar Up

Streamline payments and boost sales with ease.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

4.4

Add to compare

What is Cheddar Up?

Cheddar Up is a payment collection platform built for e-commerce merchants, school groups, and community organizations that need to accept credit card, ACH, and check payments without incurring chargeback liability, minimum sales requirements, or monthly subscription fees. It supports hundreds ...

Read more about Cheddar Up

8.6

SpotScore

Citrus - Payment Gateway Software

Citrus

Streamline your payments with ease and security.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.2

3 verified reviews

Add to compare

What is Citrus?

Citrus is a payment gateway for small to medium-sized businesses that need to accept card payments, bank transfers, and mobile payments without depending on an external payment provider. Its in-house processing model gives merchants direct control over payment data and transaction flows within ...

Read more about Citrus

Citrus offers custom pricing plan

8.5

SpotScore

UniPay Gateway - Payment Gateway Software

UniPay Gateway

The key to seamless online payments.

Best for: SMB teams · Mid-market

Get Pricing Details

4.5

2 verified reviews

Add to compare

What is UniPay Gateway?

UniPay Gateway is a payment processing platform for e-commerce operators that need to automate credit card authorization and data storage without manual transaction handling. It captures card data, authorizes transactions, and writes records to a connected database in a single workflow, ...

Read more about UniPay Gateway

UniPay Gateway offers custom pricing plan

8.4

SpotScore

Ingenico ePayments - Payment Gateway Software

Ingenico ePayments

Effortless payment solutions for your online business.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

3.6

4 verified reviews

Add to compare

What is Ingenico ePayments?

Ingenico ePayments is a payment gateway for small to mid-size online retailers that need to accept card payments, direct debit, and mobile transactions on their storefront without extensive custom development. It includes shopping cart integrations and a mobile payment module to cover standard ...

Read more about Ingenico ePayments

Ingenico ePayments offers custom pricing plan

8.4

SpotScore

NextPay Payment Gateway - Payment Gateway Software

NextPay Payment Gateway

Effortless payments for your business.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

1.8

2 verified reviews

Add to compare

What is NextPay Payment Gateway?

NextPay is a payment gateway for small to medium-sized businesses that need to accept credit cards, debit cards, and mobile wallet payments across both physical and online locations. It provides a straightforward setup path for merchants that want to go live quickly without dedicated payment ...

Read more about NextPay Payment Gateway

NextPay Payment Gateway offers custom pricing plan

8.4

SpotScore

CCAvenue - Payment Gateway Software

CCAvenue

Secure, seamless payment solutions for modern businesses.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

1.3

17 verified reviews

Add to compare

What is CCAvenue?

CCAvenue is the payment gateway software that lets users accept payments online with a credit/debit card or through multiple payment channels like mobile, PoS, and net banking. With SaaS-based solution and integrated fraud management system, CCAvenue helps merchants across all verticals to ...

Read more about CCAvenue

8.3

SpotScore

SecurionPay - Payment Gateway Software

SecurionPay

Effortless online payments, anytime, anywhere.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.5

17 verified reviews

Add to compare

What is SecurionPay?

SecurionPay is an online payment gateway for merchants who sell internationally and need to accept credit and debit card payments around the clock from customers in any location. It processes transactions continuously without geographic restrictions, allowing businesses to collect revenue from ...

Read more about SecurionPay

8.1

SpotScore

Cashfree

Cashfree

Efficient payments for smooth business transactions.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.5

4 verified reviews

Add to compare

What is Cashfree?

Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline businesses effectively.  The payment gateway software provides all the facilities which are needed by the ...

Read more about Cashfree

Airpay competitors, compared

There are 10 direct Airpay competitors in Payment Gateway Software. The ones that come up most often are Cashfree Payments, Trustly and Cheddar Up. Each is compared against Airpay on rating, pricing and feature coverage below.

Sites and apps like Airpay

Searches for "sites like Airpay" and "apps like Airpay" land on the same set of options as "Airpay alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.

Why each made the list

Cashfree Payments8.6Best for teams of all sizes

Seamless payment integration

Watch for: Limited to Indian businesses

Trustly8.6Best for teams of all sizes

Encrypted payment processing

Watch for: Limited to online payments

Cheddar Up8.6Best for teams of all sizes

No chargebacks or monthly fees

Watch for: Limited customer support options

Citrus8.6Best for teams of all sizes

Flexible payment options

Watch for: Limited advanced features

UniPay Gateway8.5Best for small & mid-size businesses

Automates e-commerce transactions

Watch for: Limited payment method options

Ingenico ePayments8.4Best for teams of all sizes

Easy integration with e-commerce platforms

Watch for: Limited customization options

NextPay Payment Gateway8.4Best for teams of all sizes

Supports major credit and debit cards

Watch for: Limited advanced features

CCAvenue8.4Best for teams of all sizes

Multiple payment channels

Watch for: Limited international support

SecurionPay8.3Best for teams of all sizes

24/7 payment acceptance

Watch for: Fees can be high

Cashfree8.1Best for teams of all sizes

Supports multiple payment methods

Watch for: Transaction fees can add up

Why teams look for a Airpay alternative

Here's what tends to push teams toward a Airpay alternative:

  • Limited customization options
  • Fees can be high for small transactions
  • Customer support can be slow
  • Not suitable for large enterprises

What to keep in mind choosing a Airpay alternative

By the numbers, these 10 payment gateway software free alternatives shake out as follows: 1 offers a free tier; paid plans run $10, with Cheddar Up the cheapest entry point; and SecurionPay is the highest rated at 4.53★ across 17 reviews.

Our ranking method.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to Airpay are SecurionPay (4.5★), Cashfree Payments (4.5★), Trustly (4.5★). Compare all 10 alternatives side-by-side above.

When evaluating alternatives to Airpay, prioritize: Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Website Payments, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Migration difficulty depends on how deeply Airpay is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend narrowing to 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

Picking the best Airpay alternative for your team

  • On a budget / just exploring: start with a free tier — Cheddar Up let you evaluate without paying upfront.
  • If real-user ratings matter most: SecurionPay has the strongest star rating (4.53★) among the options with verified reviews.
  • Want the safest pick: Cashfree Payments has the highest Spotsaas Score (8.6) in this list — a strong default if you're unsure.

How to switch from Airpay

Switching from Airpay goes smoother with a plan. Start by exporting your data and making sure the new tool imports it cleanly. Confirm the workflows you rely on still work, run a small pilot first, and keep Airpay running until everything's moved. Most options above let you test free before you commit.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].