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8 Free Airpay Alternatives Ranked by Real Users (2026)

Explore 8 alternatives to Airpay — vetted by our editors with real user reviews, pricing, and feature comparisons.

8 top-rated free Airpay alternatives at a glance

Quick answer

Short on time? The best free alternatives to Airpay are Paytm Payment Gateway, Instamojo and MultiSafepay. Paytm Payment Gateway leads with a SpotScore of 8.9 and a 4.89★ rating. All 8 are compared on score, rating, and pricing below.

Switching away from Airpay is easier when you know which tools actually deliver. These 8 payment gateway software free alternatives earned their spots on SpotScore (verified user satisfaction plus market presence), star ratings, and pricing. Our editors vet each one. The table gives you the quick comparison; the sections below give you the why.

ProductSpotScoreRatingPricingBest for
Paytm Payment GatewaySeamless integration, customizable alerts, effortless payments.8.9★★★★★ 4.89(132)Quotation Basedteams of all sizes
InstamojoSecure and seamless online payments made easy.8.6★☆☆☆☆ 1.43(14)FreeFreemium · Subscription · Quotation Basedteams of all sizes
MultiSafepaySecure payments made easy for online merchants.8.5★★★★☆ 4.23(243)Quotation Basedteams of all sizes
UniPay GatewayThe key to seamless online payments.8.5★★★★★ 4.5(2)Quotation Basedsmall & mid-size businesses
India Online PaySecure, seamless payments for businesses in India.8.4Not yet ratedQuotation Basedteams of all sizes
NextPay Payment GatewayEffortless payments for your business.8.4★★☆☆☆ 1.75(2)Subscription · Quotation Basedteams of all sizes
Better PaymentEffortless payments made simple.8.2Not yet ratedQuotation Basedteams of all sizes
PayUSecurely accept payments with ease.—★☆☆☆☆ 1.47(57)Quotation Basedteams of all sizes

8.9

SpotScore

Paytm Payment Gateway - Payment Gateway Software

Paytm Payment Gateway

Seamless integration, customizable alerts, effortless payments.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.9

132 verified reviews

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What is Paytm Payment Gateway?

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...

Read more about Paytm Payment Gateway

Paytm Payment Gateway offers custom pricing plan

8.6

SpotScore

Instamojo - Payment Gateway Software

Instamojo

Secure and seamless online payments made easy.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

1.4

14 verified reviews

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What is Instamojo?

Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, but prospective users should evaluate its customer support track record — ...

Read more about Instamojo

Instamojo offers custom pricing plan

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8.5

SpotScore

MultiSafepay - Payment Gateway Software

MultiSafepay

Secure payments made easy for online merchants.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.2

243 verified reviews

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What is MultiSafepay?

MultiSafepay is a payment gateway for European online merchants — particularly those on Magento — that need access to a wide range of payment methods including cards, buy-now-pay-later options, and regional European instruments. Its Magento plugin is well-regarded by Dutch e-commerce merchants, ...

Read more about MultiSafepay

MultiSafepay offers custom pricing plan

8.5

SpotScore

UniPay Gateway - Payment Gateway Software

UniPay Gateway

The key to seamless online payments.

Best for: SMB teams · Mid-market

Get Pricing Details

4.5

2 verified reviews

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What is UniPay Gateway?

UniPay Gateway is a payment processing platform for e-commerce operators that need to automate credit card authorization and data storage without manual transaction handling. It captures card data, authorizes transactions, and writes records to a connected database in a single workflow, ...

Read more about UniPay Gateway

UniPay Gateway offers custom pricing plan

8.4

SpotScore

India Online Pay - Payment Gateway Software

India Online Pay

Secure, seamless payments for businesses in India.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

Add to compare

What is India Online Pay?

India Online Pay allows their clients to process online payments through any of the major credit cards or e-payment options and bank accounts in India. They make it possible for payment gateways to accept all banks' online payment methods, including IMPS, NEFT, RTGS, and credit cards, as well ...

Read more about India Online Pay

India Online Pay offers custom pricing plan

8.4

SpotScore

NextPay Payment Gateway - Payment Gateway Software

NextPay Payment Gateway

Effortless payments for your business.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

1.8

2 verified reviews

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What is NextPay Payment Gateway?

NextPay is a payment gateway for small to medium-sized businesses that need to accept credit cards, debit cards, and mobile wallet payments across both physical and online locations. It provides a straightforward setup path for merchants that want to go live quickly without dedicated payment ...

Read more about NextPay Payment Gateway

NextPay Payment Gateway offers custom pricing plan

8.2

SpotScore

Better Payment - Payment Gateway Software

Better Payment

Effortless payments made simple.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

Add to compare

What is Better Payment?

Better Payment is a payment gateway for online merchants who need a customizable checkout experience that accepts all major credit and debit cards with PCI-compliant security. It includes checkout configuration tools that let businesses tailor the payment flow to their brand without requiring ...

Read more about Better Payment

Better Payment offers custom pricing plan

PayU - Payment Processing Software

PayU

Securely accept payments with ease.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

1.5

57 verified reviews

Add to compare

What is PayU?

PayU is an online payment processing platform used by e-commerce merchants and online businesses in emerging markets — particularly India, Eastern Europe, and Latin America — to accept credit and debit card payments from customers. It provides a payment gateway and merchant account in a single ...

Read more about PayU

PayU offers custom pricing plan

Why each made the list

Paytm Payment Gateway8.9Best for teams of all sizes

Convenient and fast way to convert and transfer Paytm gift wallet balance into bank accounts.

Watch for: Some delays in transaction processing and occasional complexity in payment settlements.

Instamojo8.6Best for teams of all sizes

Quick response time from the team, enabling fast payment collections and payouts within 72 hours.

Watch for: Unresponsive customer support team with lengthy wait times and lack of proper assistance.

MultiSafepay8.5Best for teams of all sizes

Quick and responsive customer support, ensuring prompt assistance and issue resolution, enhancing user experience.

Watch for: Complicated and time-consuming account activation process, with excessive and invasive requests for documentation, causing delays and frustrations.

UniPay Gateway8.5Best for small & mid-size businesses

Automates e-commerce transactions

Watch for: Limited payment method options

India Online Pay8.4Best for teams of all sizes

Supports multiple payment methods

Watch for: Limited to Indian market

NextPay Payment Gateway8.4Best for teams of all sizes

Supports major credit and debit cards

Watch for: Limited advanced features

Better Payment8.2Best for teams of all sizes

Secure payment processing

Watch for: Limited payment options

PayUBest for teams of all sizes

Easy to use

Watch for: Limited international support

Why teams look for a Airpay alternative

Here's what tends to push teams toward a Airpay alternative:

  • Limited customization options
  • Fees can be high for small transactions
  • Customer support can be slow
  • Not suitable for large enterprises

What to keep in mind choosing a Airpay alternative

By the numbers, these 8 payment gateway software free alternatives shake out as follows: 1 offers a free tier; and Paytm Payment Gateway is the highest rated at 4.89★ across 132 reviews.

Our ranking method.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to Airpay are Paytm Payment Gateway (4.9★), UniPay Gateway (4.5★), MultiSafepay (4.2★). Compare all 8 alternatives side-by-side above.

When evaluating alternatives to Airpay, prioritize: Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Website Payments, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Migration difficulty depends on how deeply Airpay is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend shortlisting 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

Picking the best Airpay alternative for your team

  • On a budget / just exploring: start with a free tier — Instamojo let you evaluate without paying upfront.
  • If real-user ratings matter most: Paytm Payment Gateway has the strongest star rating (4.89★) among the options with verified reviews.
  • Want the safest pick: Paytm Payment Gateway has the highest Spotsaas Score (8.9) in this list — a strong default if you're unsure.

How to switch from Airpay

Switching from Airpay goes smoother with a plan. Start by exporting your data and making sure the new tool imports it cleanly. Confirm the workflows you rely on still work, run a small pilot first, and keep Airpay running until everything's moved. Most options above let you test free before you commit.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].