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SafexPay Alternatives: 10 Options Compared, Including Free (2026)

Explore 10 alternatives to SafexPay — vetted by our editors with real user reviews, pricing, and feature comparisons.

Best free SafexPay alternatives, ranked and compared

Quick answer

The quick answer: the best SafexPay alternatives are Authorize.Net, Payoneer and Razorpay. Authorize.Net tops the list with a SpotScore of 9.3 and a 4.13★ rating. Compare all 10 on score, rating, and pricing below.

If the value just isn't there with SafexPay anymore, these 10 payment gateway software free alternatives are worth weighing. We rank by SpotScore (real-user satisfaction and market presence), star ratings, and pricing model, and our editors vet each pick. Scan the table for a quick view, then read the sections below for the why.

ProductSpotScoreRatingPricingBest for
Authorize.NetSecure payment solutions for your business.9.3★★★★ 4.13(319)from $25/moteams of all sizes
PayoneerEffortless payments for global businesses.9.3★★★★★ 4.56(8904)Quotation Basedteams of all sizes
RazorpayStreamline your payments with ease.9.1★★★★★ 4.75(34)Quotation Basedteams of all sizes
MoonClerkStreamline your online payments with ease.8.6★★★★ 3.62(17)from $15/moteams of all sizes
EBSEmpowering banks with secure online transactions.8.5★★★★ 4Quotation Basedteams of all sizes
UniPay GatewayThe key to seamless online payments.8.5★★★★★ 4.5(2)Quotation Basedsmall & mid-size businesses
Ingenico ePaymentsEffortless payment solutions for your online business.8.4★★★★ 3.63(4)Quotation Basedteams of all sizes
DwollaEffortless fund transfers for businesses.8.4★★★★★ 4.55(41)from $0.05teams of all sizes
Coriunder BAASStreamline your payments with Coriunder.8.1★★★★★ 5(8)Freefrom $500/moteams of all sizes
CashfreeEfficient payments for smooth business transactions.8.1★★★★★ 4.5(4)Subscriptionteams of all sizes

9.3

SpotScore

Authorize.Net - Payment Gateway Software

Authorize.Net

Secure payment solutions for your business.

Best for: SMB teams · Mid-market · Enterprise

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What is Authorize.Net?

Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carries a monthly gateway fee ($25-$99 depending on plan) plus per-transaction ...

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Authorize.Net offers custom pricing plan

9.3

SpotScore

Payoneer - Payment Gateway Software

Payoneer

Effortless payments for global businesses.

Best for: SMB teams · Mid-market · Enterprise

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What is Payoneer?

Payoneer provides a simple and cost effective solution for your business to accept credit card and other payments online.  Payoneer's suite of Payment Gateway Solutions has been adapted to meet the needs of various businesses such as banks, eCommerce merchants, international money transfer ...

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Payoneer offers custom pricing plan

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9.1

SpotScore

Razorpay - Payment Gateway Software

Razorpay

Streamline your payments with ease.

Best for: SMB teams · Mid-market · Enterprise

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What is Razorpay?

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment gateways in India, and global financial networks like Visa and Mastercard. ...

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Razorpay offers custom pricing plan

8.6

SpotScore

MoonClerk - Payment Gateway Software

MoonClerk

Streamline your online payments with ease.

Best for: SMB teams · Mid-market · Enterprise

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What is MoonClerk?

The MoonClerk payment gateway software is an e-commerce website plug-in that allows you to accept credit card and debit card payments from customers online. It's powered by our highly secure and scalable cloud computing infrastructure. Plug in and start processing credit card, debit card & ACH ...

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MoonClerk offers custom pricing plan

8.5

SpotScore

EBS - Payment Gateway Software

EBS

Empowering banks with secure online transactions.

Best for: SMB teams · Mid-market · Enterprise

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4.0

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What is EBS?

EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in emerging markets. It is the finest web-based end-to-end payment processing solution for banks that serve ...

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EBS offers custom pricing plan

8.5

SpotScore

UniPay Gateway - Payment Gateway Software

UniPay Gateway

The key to seamless online payments.

Best for: SMB teams · Mid-market

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What is UniPay Gateway?

UniPay Gateway is a payment processing platform for e-commerce operators that need to automate credit card authorization and data storage without manual transaction handling. It captures card data, authorizes transactions, and writes records to a connected database in a single workflow, ...

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UniPay Gateway offers custom pricing plan

8.4

SpotScore

Ingenico ePayments - Payment Gateway Software

Ingenico ePayments

Effortless payment solutions for your online business.

Best for: SMB teams · Mid-market · Enterprise

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What is Ingenico ePayments?

Ingenico ePayments is a payment gateway for small to mid-size online retailers that need to accept card payments, direct debit, and mobile transactions on their storefront without extensive custom development. It includes shopping cart integrations and a mobile payment module to cover standard ...

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Ingenico ePayments offers custom pricing plan

8.4

SpotScore

Dwolla - Payment Gateway Software

Dwolla

Effortless fund transfers for businesses.

Best for: SMB teams · Mid-market · Enterprise

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What is Dwolla?

Dwolla is a financial technology company that is changing the way businesses send and receive funds. The company offers a seamless, white label API platform to connect to the ACH Network to initiate payments, Helps initiate the fast and efficient transfer of funds. Dwolla now facilitates the ...

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Dwolla offers custom pricing plan

8.1

SpotScore

Coriunder BAAS - Payment Gateway Software

Coriunder BAAS

Streamline your payments with Coriunder.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

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What is Coriunder BAAS?

Coriunder BAAS - Payment Gateway software is designed for Banks, Financial Institutions, e-Commerce Merchants and Enterprise Businesses. It helps them to offer secure and convenient online payment gateway services to their customers that accept various payments including Debit /Credit Cards, ...

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8.1

SpotScore

Cashfree

Cashfree

Efficient payments for smooth business transactions.

Best for: SMB teams · Mid-market · Enterprise

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What is Cashfree?

Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline businesses effectively.  The payment gateway software provides all the facilities which are needed by the ...

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SafexPay competitors, compared

Buyers comparing SafexPay usually weigh it against these 10 payment gateway software competitors, starting with Authorize.Net, Payoneer and Razorpay. Each is compared against SafexPay on rating, pricing and feature coverage below.

Sites and apps like SafexPay

Searches for "sites like SafexPay" and "apps like SafexPay" land on the same shortlist as "SafexPay alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.

What each tool does well

Authorize.Net9.3Best for teams of all sizes

Easy to navigate and integrates with other software.

Watch for: Limited options in the Marketplace for additional apps and connectors.

Payoneer9.3Best for teams of all sizes

Efficient customer service, offering quick and effective issue resolution.

Watch for: Some users find the fees charged by Payoneer to be relatively high.

Razorpay9.1Best for teams of all sizes

Streamlined payment processing experience with real-time insights and data through an intuitive dashboard.

Watch for: Challenges with customer support response times, leading to delays in issue resolution and potential dissatisfaction.

MoonClerk8.6Best for teams of all sizes

Integration with payment processors like Stripe for convenient transactions.

Watch for: Lack of advanced customization options for checkout pages may limit flexibility.

EBS8.5Best for teams of all sizes

End-to-end solution

Watch for: Complex integration

UniPay Gateway8.5Best for small & mid-size businesses

Automates e-commerce transactions

Watch for: Limited payment method options

Ingenico ePayments8.4Best for teams of all sizes

Easy integration with e-commerce platforms

Watch for: Limited customization options

Dwolla8.4Best for teams of all sizes

Low transaction costs

Watch for: Limited international support

Coriunder BAAS8.1Best for teams of all sizes

Secure online payment services

Watch for: Higher fees for enterprise features

Cashfree8.1Best for teams of all sizes

Supports multiple payment methods

Watch for: Transaction fees can add up

Why teams look for a SafexPay alternative

Teams looking past SafexPay often cite reasons like these:

  • Complex setup process
  • Higher fees for certain transactions
  • Limited customer support

What makes a good SafexPay replacement

The quick comparison across all 10 free alternatives: 1 offers a free tier; paid plans run $0.05–$500, with Dwolla the cheapest entry point; and Coriunder BAAS is the highest rated at 5 across 8 reviews.

What drives the order.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to SafexPay are Coriunder BAAS (5.0★), Razorpay (4.8★), Payoneer (4.6★). Compare all 10 alternatives side-by-side above.

When evaluating alternatives to SafexPay, prioritize: Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Website Payments, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Migration difficulty depends on how deeply SafexPay is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend narrowing to 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

The right SafexPay alternative for your situation

  • On a budget / just exploring: start with a free tier — Coriunder BAAS let you evaluate without paying upfront.
  • If real-user ratings matter most: Coriunder BAAS has the strongest star rating (5★) among the options with verified reviews.
  • Want the safest pick: Authorize.Net has the highest Spotsaas Score (9.3) in this list — a strong default if you're unsure.

How to move on from SafexPay

A safe move off SafexPay starts with the basics: export your data and test the import into your new tool. Make sure the workflows you depend on are covered, run a short pilot, and keep SafexPay active until the migration is finished. Free tiers above make trialing easy.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].