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Authorize.Net vs Ingenico ePayments Comparison

Last updated:

Authorize.Net

4.1(280 reviews)

Starting at $25 /Month

  • Large Enterprises
  • Medium Business

Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carr…

Ingenico ePayments

3.6(4 reviews)

Starting at Contact for pricing

  • Individuals
  • Large Enterprises

Ingenico ePayments is a payment gateway for small to mid-size online retailers that need to accept card payments, direct debit, and mobile transactions on their storefront without extensive custom development. It include…

Authorize.Net leads on user satisfaction with a 4.1-star rating across 280 reviews.

Authorize.Net vs Ingenico ePayments — at a glance

FeatureAuthorize.NetIngenico ePayments
Rating4.1 / 53.6 / 5
Reviews2804
Starting price$25 /MonthContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Large Enterprises, Medium Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modes24/7 (Live rep), OnlineOnline
CertificationsSOC 2, GDPR, ISO 27001SOC 2
Data residencyUSGlobal

Key differences between Authorize.Net and Ingenico ePayments

  • Pricing: Authorize.Net starts at $25 /Month. Ingenico ePayments pricing is not publicly listed.
  • Target audience: Authorize.Net is built for Large Enterprises and Medium Business, while Ingenico ePayments targets Individuals and Large Enterprises.
  • User satisfaction: Authorize.Net scores higher with a 4.1-star average.
  • Deployment: Authorize.Net supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Ingenico ePayments supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Authorize.Net vs Ingenico ePayments — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Authorize.Net - Payment Gateway Software
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Ingenico ePayments - Payment Gateway Software
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Authorize.Net vs Ingenico ePayments: Biggest differences

Start here before you go deeper into features.

Authorize.Net

Best for customizable, secure payment processing in small to medium businesses.

Choose if
  • You need a payment gateway with a developer kit for custom checkout flows.
  • Your business requires reliable and secure credit card transaction processing.
  • You want strong customer support and seamless integration with existing software.
Consider alternatives if
  • You are a new user seeking a simple, out-of-the-box payment solution.
  • You require extensive third-party app marketplace integrations and connectors.

Ingenico ePayments

Best for

Individuals, Large Enterprises, Medium Business

Authorize.Net typically suits Large Enterprises and Medium Business. Ingenico ePayments tends to fit Individuals and Large Enterprises better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and ... Read More about Authorize.Net

Ingenico ePayments is a payment gateway for small to mid-size online retailers that need to accept card payments, direct debit, and mobile transactions on their storefront without extensive ... Read More about Ingenico ePayments

Entry Level Pricing

  • Starts from $25
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

9.3/10

8.4/10

User Ratings

Based on verified Spotsaas reviews

4.13

(280)

3.63

(4)

Best Company Size

Small BusinessMedium Business
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Software Demo

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How do Authorize.Net and Ingenico ePayments Compare on Features?

Total Features

8 Features

7 Features

Unique Features

No unique features

No unique features

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Compare Authorize.Net and Ingenico ePayments on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $25
      • Not Available

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Authorize.Net pricing
      Ingenico ePayments pricing

      Authorize.Net vs Ingenico ePayments: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Authorize.Net vs Ingenico ePayments Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US
      🌐 Global

      Authorize.Net User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      203

      64

      15

      11

      26

      1

      1

      2

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options.

      What buyers like

      • Ease of use
      • Integration capabilities
      • Customer support

      Common complaints

      • Complexity for new users
      • Limited app marketplace options

      Buyer sentiment

      Buyer sentiment is mixed to positive across 4 reviews, with clear strengths and a few common watchouts.

      What buyers like

      • Easy integration with e-commerce platforms
      • Supports multiple payment methods
      • User-friendly interface

      Common complaints

      • Limited customization options
      • Higher fees for certain transactions
      • Customer support can be slow

      Pros and Cons

      • Seamless integration with other software

      • Reliable and secure credit card transaction processing

      • Excellent customer support

      • Limited options in the app marketplace for additional connectors

      • Complex features and customizations can be intimidating for new users

      • Ingenico ePayments offers a user-friendly interface that simplifies payment processing for merchants.

      • The platform supports a wide range of payment methods, making it versatile for various businesses.

      • Robust security features help protect against fraud and ensure safe transactions.

      • Some users may find the fees higher than competitors.

      • Customization options are somewhat limited.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used Authorize.Net or Ingenico ePayments? Tell buyers what actually differs.

      Media and Screenshots

      Screenshots

      No screenshots available.

      PaymentMethods Dashboard

      3 Screenshots

      Videos

      video-0

      3 Videos

      video-0

      3 Videos

      Top Alternatives to Authorize.Net and Ingenico ePayments in 2026

      Alternatives

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      Search by product name to compare pricing, fit, and buyer feedback in one view.

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Authorize.Net or Ingenico ePayments?
      Authorize.Net edges out the other on user ratings (4.1 vs 3.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Authorize.Net and Ingenico ePayments offer a free trial?
      Neither Authorize.Net nor Ingenico ePayments currently lists a free trial.
      What is the starting price of Authorize.Net vs Ingenico ePayments?
      Authorize.Net starts at $25 /Month. Ingenico ePayments starts at Contact for pricing.
      What are the top alternatives to Authorize.Net?
      Top alternatives to Authorize.Net include Adyen, EBS, Instamojo, PayPal, Coriunder BAAS.
      What are the top alternatives to Ingenico ePayments?
      Top alternatives to Ingenico ePayments include Razorpay, Tranzzo, 2Checkout, Airpay, CCAvenue.