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Authorize.Net vs PaySimple Comparison

Last updated:

Authorize.Net

3.7(399 reviews)

Starting at $25 /Month

  • Large Enterprises
  • Medium Business

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…

PaySimple

4.1(684 reviews)

Starting at $59.95 /Month

  • Freelancers / Consultants
  • Large Enterprises

PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you to setup and run an e-commerce…

PaySimple leads on user satisfaction with a 4.1-star rating across 684 reviews.

SpotSaaS Analysis

Authorize.NetPaySimple

The core difference between Authorize.Net and PaySimple lies in Authorize.Net's focus on customizable payment solutions for developers, while PaySimple offers a more user-friendly interface for businesses needing straightforward payment processing. Ideal buyers for Authorize.Net are tech-savvy small to medium businesses seeking tailored payment solutions, whereas PaySimple is best suited for small to mid-size businesses looking for an easy-to-use platform with integrated services.

- Best for customizable payment processing - Ideal for developers needing a payment gateway - Focus on secure credit card transactions - Suitable for small to medium businesses - Price: $25 - Offers a developer kit for custom checkout flows

- Best for streamlined credit card processing - Ideal for small to mid-size retail or service businesses - Focus on recurring billing features - User-friendly interface - Price: $59.95 - Integrated merchant services for ease of use

Authorize.Net vs PaySimple — at a glance

FeatureAuthorize.NetPaySimple
Rating3.7 / 54.1 / 5
Reviews399684
Starting price$25 /Month$59.95 /Month
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessFreelancers / Consultants, Large Enterprises, Medium Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modes24/7 (Live rep), OnlineBusiness Hours, Online
CertificationsSOC 2, GDPR, ISO 27001SOC 2, GDPR
Data residencyUSUS

Key differences between Authorize.Net and PaySimple

  • Pricing: Authorize.Net starts at $25 /Month, while PaySimple starts at $59.95 /Month.
  • Target audience: Authorize.Net is built for Large Enterprises and Medium Business, while PaySimple targets Freelancers / Consultants and Large Enterprises.
  • User satisfaction: PaySimple scores higher with a 4.1-star average.
  • Deployment: Authorize.Net supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; PaySimple supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Authorize.Net vs PaySimple — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Authorize.Net - Payment Gateway Software
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Talk to an expert
PaySimple - Payment Gateway Software
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Talk to an expert

Biggest differences

Start here before you go deeper into features.

Authorize.Net

Best for customizable, secure payment processing in small to medium businesses.

Choose if
  • You need a payment gateway with a developer kit for custom checkout flows.
  • Your business requires reliable and secure credit card transaction processing.
  • You want strong customer support and seamless integration with existing software.
Consider alternatives if
  • You are a new user seeking a simple, out-of-the-box payment solution.
  • You require extensive third-party app marketplace integrations and connectors.

PaySimple

Best for small to mid-size businesses needing streamlined credit card payment processing.

Choose if
  • You run a small or mid-size retail or service business requiring recurring billing.
  • You want an intuitive, easy-to-use platform with integrated merchant services.
  • You need convenient scheduling of future payments and simple transaction management.
Consider alternatives if
  • You are a large enterprise needing highly customizable payment solutions.
  • You require 24/7 customer support and transparent, straightforward billing.

Authorize.Net: Best for customizable, secure payment processing in small to medium businesses. PaySimple: Best for small to mid-size businesses needing streamlined credit card payment processing.

Description

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net

PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you ... Read More about PaySimple

Entry Level Pricing

  • Starts from $25
  • Starts from $59.95

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

9.3/10

8.6/10

User Ratings

Based on verified Spotsaas reviews

Best Company Size

Small BusinessMedium Business
1-50 employees51-500 employees
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Software Demo

Demo

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How do Authorize.Net and PaySimple Compare on Features?

Total Features

8 Features

6 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Authorize.Net and PaySimple on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $25
      • $59.95

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Authorize.Net pricing
      PaySimple pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes
      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      Authorize.Net User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      203

      64

      15

      11

      26

      63

      28

      2

      1

      3

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options.

      What buyers like

      • Ease of use
      • Integration capabilities
      • Customer support

      Common complaints

      • Complexity for new users
      • Limited app marketplace options

      Buyer sentiment

      Overall positive sentiment highlights ease of use and responsive support, tempered by concerns over billing clarity and support availability.

      What buyers like

      • Ease of use
      • Customer support responsiveness
      • Streamlined payment processing

      Common complaints

      • Limited support hours
      • Complex payment plan adjustments

      Pros and Cons

      • Seamless integration with other software

      • Reliable and secure credit card transaction processing

      • Excellent customer support

      • Limited options in the app marketplace for additional connectors

      • Complex features and customizations can be intimidating for new users

      • Streamlined payment processes with easy transaction and schedule management

      • Intuitive user experience facilitating payment handling and report generation

      • Responsive and helpful customer support

      • Limited customer support hours

      • Complexity in adjusting and editing payment plans

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      No Customers information available.

      Hastings on Hudson

      Hastings on Hudson

      Brabo Payroll

      Brabo Payroll

      Sea Breeze Syrups

      Sea Breeze Syrups

      Media and Screenshots

      Screenshots

      No screenshots available.

      Time Line screenshot

      3 Screenshots

      Videos

      video-0

      3 Videos

      video-0

      5 Videos

      Top Alternatives to Authorize.Net and PaySimple in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Authorize.Net or PaySimple?
      PaySimple edges out the other on user ratings (4.1 vs 3.7). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Authorize.Net and PaySimple offer a free trial?
      Neither Authorize.Net nor PaySimple currently lists a free trial.
      What is the starting price of Authorize.Net vs PaySimple?
      Authorize.Net starts at $25 /Month. PaySimple starts at $59.95 /Month.
      What are the top alternatives to Authorize.Net?
      Top alternatives to Authorize.Net include Stripe Payments, QuickBooks Payments, PayorCRM, UniPay Gateway, NETELLER.
      What are the top alternatives to PaySimple?
      Top alternatives to PaySimple include Stripe Payments, WePay, Square Payments, SuperPay, Paystand.

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