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Simple Invoices vs Zoho Books vs Xero Comparison

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Simple Invoices

2.6(6 reviews)

Starting at $15 /month

  • Free Trial
  • Individuals
  • Freelancers / Consultants

Simple Invoices is an intuitive invoicing platform built specifically for entrepreneurs, freelancers, and small business owners who want to create and send professional invoices in seconds. The platform allows users to g…

Zoho Books

4.9(319 reviews)

Starting at Contact for pricing

  • Free Trial
  • Freelancers / Consultants
  • Large Enterprises

Zoho Books is cloud accounting software for small to mid-sized businesses, particularly teams already using other Zoho products like CRM or Desk. It covers the full accounting cycle — invoicing, journal entries, bank rec…

Xero

4.7(4,665 reviews)

Starting at $3.75 /month

  • Free Trial
  • Freelancers / Consultants
  • Medium Business

Xero software is a cloud-based accounting system that helps businesses manage their finances, run payroll, and save time so they can focus on growing their business. This single platform connects all your finances and in…

Zoho Books leads on user satisfaction with a 4.9-star rating across 319 reviews.

Simple Invoices vs Zoho Books vs Xero — at a glance

FeatureSimple InvoicesZoho BooksXero
Rating2.6 / 54.9 / 54.7 / 5
Reviews63194,665
Starting price$15 /monthContact for pricing$3.75 /month
Free trial Yes Yes Yes
Free version No No No
Best forIndividuals, Freelancers / Consultants, Small BusinessFreelancers / Consultants, Large Enterprises, Medium BusinessFreelancers / Consultants, Medium Business, Small Business
CategoryBilling and Invoicing SoftwareAccounting SoftwareAccounting Software
Integrations2+ apps14+ apps
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modesOnlineBusiness Hours, Online24/7 (Live rep), Online
CertificationsGDPRSOC 2, GDPR, ISO 27001
Data residencyUSGlobalGlobal

Key differences between Simple Invoices and Zoho Books

  • Pricing: Simple Invoices starts at $15 /month. Zoho Books pricing is not publicly listed.
  • Target audience: Simple Invoices is built for Individuals and Freelancers / Consultants, while Zoho Books targets Freelancers / Consultants and Large Enterprises.
  • User satisfaction: Zoho Books scores higher with a 4.9-star average.
  • Deployment: Simple Invoices supports SaaS/Web/Cloud; Zoho Books supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Compare Simple Invoices vs Zoho Books vs Xero — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Billing and Invoicing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Simple Invoices
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Biggest differences

Start here before you go deeper into features.

Simple Invoices

Best for

Individuals, Freelancers / Consultants, Small Business

Zoho Books

Best for small to mid-sized businesses needing simple, automated cloud accounting.

Choose if
  • You run a small or medium business with up to 100 employees.
  • You want an intuitive, user-friendly interface for easy accounting management.
  • You need automated workflows to save time on invoicing and bank reconciliation.
Consider alternatives if
  • You are a large enterprise with complex, multi-entity accounting requirements.
  • You require highly customizable or industry-specific accounting workflows.

Xero

Best for small businesses needing user-friendly, cloud-based accounting with strong support.

Choose if
  • You are a small business or professional services firm with up to 50 employees.
  • You want an intuitive interface with real-time collaboration for multiple users.
  • You value highly responsive and knowledgeable customer support for troubleshooting.
Consider alternatives if
  • You are a large enterprise requiring complex, multi-entity accounting features.
  • You need extensive self-service options for advanced accounting processes without relying on support.

Simple Invoices typically suits Individuals and Freelancers / Consultants. Zoho Books tends to fit Freelancers / Consultants and Large Enterprises better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Simple Invoices is an intuitive invoicing platform built specifically for entrepreneurs, freelancers, and small business owners who want to create and send professional invoices in seconds. ... Read More about Simple Invoices

Zoho Books is cloud accounting software for small to mid-sized businesses, particularly teams already using other Zoho products like CRM or Desk. It covers the full accounting cycle — ... Read More about Zoho Books

Xero software is a cloud-based accounting system that helps businesses manage their finances, run payroll, and save time so they can focus on growing their business. This single platform ... Read More about Xero

Entry Level Pricing

  • Starts from $15 , monthly
  • Not Available
  • Starts from $3.75 , monthly

Free Trial Availability

SpotScore

What's this? ↗

8.0/10

9.2/10

9.6/10

User Ratings

Based on verified Spotsaas reviews

2.6

(6)

4.87

(319)

4.68

(4665)

Best Company Size

1–50 Employees
1-50 employees51-100 employees
1-50 employeesSmall Business
Get pricing help

Where each option fits best

See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.

Based on buyer reviews and verified product data collected by Spotsaas.

Strengths

Key strengths

Simple Invoices

  • Professional Invoicing: Provides a simple invoicing process that speeds up payments and improves client satisfaction.
  • Seamless Payment Integrations: Offers seamless integration with major payment providers, giving clients flexible, secure payment options.
  • Time-Saving Automation: Saves time for entrepreneurs and small business owners with automated recurring billing and easy customization.

Zoho Books

  • Simplified Financial Management: With Zoho Books, managers can easily track income and expenses, maintaining clear financial oversight. This lets you focus on strategic decision-making instead of handling paperwork.
  • Automated Workflows: Executives will appreciate the efficiency of automated workflows that save time and reduce errors. By automating recurring tasks like invoicing and payment reminders, your team can dedicate more time to high-value activities.
  • Real-Time Collaboration: Administrators can collaborate with team members and accountants in real-time, building a culture of transparency and teamwork. This feature keeps everyone on the same page, regardless of location.

Xero

  • Simplified Financial Management: With Xero, you can easily manage your business finances in one place. Users appreciate the intuitive dashboard that provides a clear overview of cash flow, invoices, and expenses at a glance.
  • Real-Time Collaboration: Xero allows multiple users to access and work on financial data simultaneously. This feature builds collaboration among teams, keeping everyone aligned and current without emailing spreadsheets back and forth.
  • Automated Processes: Say goodbye to tedious manual entries! Xero automates recurring invoicing and bank reconciliation, saving you precious time that you can redirect towards strategic planning and growth initiatives.
Best fit

Best fit

Simple Invoices

  • 1–50 Employees
  • Freelancing, Marketing Agencies, Creative Services, Consulting, Startups, E-commerce, IT Services
  • Entrepreneurs, Freelancers, Small Business Owners, Consultants, Designers, Marketers, Account Managers

Zoho Books

  • 1-100 employees
  • Accounting, E-commerce, Consulting, Retail, Nonprofit, Professional Services
  • Accountants, Finance Managers, Small Business Owners, Bookkeepers, Operations Managers

Xero

  • 1-50 employees
  • Accounting, Retail, Hospitality, Non-Profit, Professional Services
  • Accountants, Bookkeepers, Business Owners, Finance Managers, Operations Managers
Watchouts

Reasons buyers look elsewhere

Simple Invoices

  • Some businesses require more advanced reporting and analytics than Simple Invoices currently offers.
  • Companies with international clients may look for multi-currency support or localized tax handling not fully supported in this platform.
  • Larger organizations may need complex integrations with ERP or CRM systems, which Simple Invoices may not provide.

Zoho Books

  • Lacks customization for complex workflows — teams needing custom fields, approval chains, or industry-specific processes often switch to NetSuite or Sage Intacct
  • Missing industry-specific features — niche sectors (nonprofits, manufacturing, professional services) need specialized tax handling or compliance tools that Zoho Books doesn't provide
  • Pricing becomes expensive at scale — companies with 50+ employees find per-user costs higher than QuickBooks Online Plus or Xero, especially with add-on modules

Xero

  • Users may seek alternatives to Xero due to its pricing structure, especially for small businesses or startups that require budget-friendly accounting solutions without compromising essential features.
  • Some businesses might find Xero’s interface challenging, prompting them to explore options that offer a more intuitive and user-friendly experience for their team members.
  • Companies with specific industry needs might find that Xero lacks certain tailored functionalities, leading them to consider alternatives that provide specialized features for their sector.

Software Demo

Demo

No software demo available

Simple Invoices has not given any software demo yet

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How do Simple Invoices, Zoho Books and Xero Compare on Features?

Total Features

6 Features

16 Features

17 Features

Unique Features

No unique features

No unique features

No unique features

Get Quote

Compare Simple Invoices, Zoho Books and Xero on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Starting From

        • $15 , monthly
        • Not Available
        • $3.75 , monthly

        Pricing Plans

        • Monthly

          $15

          /month

          • Unlimited invoices

          • sales pages

          • clients and payments

          Show more +

        • Not Available
        • Early

          $3.75

          /month

          • Send quotes and up to 20 invoices

          • Accept online invoice payments

          • Enter up to 5 bills

          Show more +

        • Growing

          $8.25

          /month

          • Unlimited invoices and quotes

          • Accept online payments

          • Enter and pay bills

          Show more +

        • Established

          $13.50

          /month

          • All Growing plan features included

          • 180-day cash-flow forecast

          • Advanced performance graphs

          Show more +

        Pricing Page

        Simple Invoices pricing
        Zoho Books pricingXero pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Medium Business
        • Small Business
        • Large Enterprises
        • Individuals
        • Freelancers
        • Medium Business
        • Small Business
        • Large Enterprises
        • Individuals
        • Freelancers
        • Medium Business
        • Small Business
        • Large Enterprises

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Not Available
        • Available
        • Available
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        HIPAA

        ✗ No
        ✗ No

        GDPR

        ✓ Yes

        ISO 27001

        Single Sign-On (SSO)

        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes

        Data Encryption

        ✓ Yes

        Audit Logs

        ✓ Yes

        Data Residency

        🇺🇸 US
        🌐 Global

        Simple Invoices vs Zoho Books User Reviews & Rating Comparison

        User Ratings

        Rating Distribution

        0

        0

        0

        0

        5

        292

        14

        2

        0

        3

        4076

        207

        83

        70

        213

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyer sentiment is cautious across 5 reviews, with several recurring concerns in feedback.

        What buyers like

        • Simple Invoices provides a user-friendly interface, allowing entrepreneurs and freelancers to create and send invoices within minutes without requiring accounting expertise.
        • The platform supports payment integration with Stripe, PayPal, Apple Pay, and Google Pay, ensuring clients have multiple secure and convenient payment options.
        • With customizable branding options such as logos and brand colors, Simple Invoices helps businesses maintain a professional appearance in every invoice.

        Common complaints

        • Simple Invoices may lack advanced accounting features such as detailed financial reporting or tax compliance tools, which growing businesses might require.
        • The platform is more suited for small businesses and freelancers, meaning larger organizations with complex invoicing needs may find it limited.
        • Some users may desire integrations with broader business management tools like CRMs or project management platforms, which are not currently emphasized.

        Buyer sentiment

        Users generally express high satisfaction with Zoho Books for its ease of use, automation, and collaborative features, though some note limitations for larger or more complex organizations.

        What buyers like

        • Ease of use
        • Automation
        • Collaboration

        Common complaints

        • Limited advanced features
        • Pricing transparency

        Buyer sentiment

        Overall positive sentiment highlights Xero's ease of use and excellent customer support, though some users note challenges with initial support access and advanced features.

        What buyers like

        • Customer support quality
        • Ease of use
        • Automation of financial tasks

        Common complaints

        • Initial support accessibility
        • Complexity of advanced features for new users

        Pros and Cons

        • Simple Invoices provides a highly intuitive and user-friendly interface, allowing entrepreneurs and freelancers to create and send invoices within minutes without requiring accounting expertise.

        • The platform supports seamless payment integration with Stripe, PayPal, Apple Pay, and Google Pay, ensuring clients have multiple secure and convenient payment options.

        • With customizable branding options such as logos and brand colors, Simple Invoices helps businesses maintain a professional appearance in every invoice.

        • Simple Invoices may lack advanced accounting features such as detailed financial reporting or tax compliance tools, which growing businesses might require.

        • The platform is more suited for small businesses and freelancers, meaning larger organizations with complex invoicing needs may find it limited.

        • Intuitive and user-friendly interface for both beginners and professionals

        • Automated workflows that save time and reduce errors

        • Real-time collaboration features enabling transparency and teamwork

        • Limited suitability for very large enterprises with complex accounting needs

        • Potential lack of deep customization for niche industries

        • Highly responsive and knowledgeable customer support

        • User-friendly interface with an intuitive dashboard

        • Effective automation of recurring invoicing and bank reconciliation

        • Initial difficulty connecting with support

        • Challenges for new users on specific features like payroll matching and batch payments

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Used Simple Invoices, Zoho Books, or Xero? Tell buyers what actually differs.

        Integrations

        Integration with other apps

        No Integration information available.

        List of Customers

        Customers

        No Customers information available.

        Brandography

        Brandography

        Legal consultant

        Legal consultant

        Samteq

        Samteq

        Coco cubano

        Coco cubano

        Media and Screenshots

        Screenshots

        Simple Invoices - Multiple Currencies & Languages

        4 Screenshots

        No screenshots available.

        Videos

        No videos available.

        video-0

        2 Videos

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, Simple Invoices or Zoho Books?
        Zoho Books edges out the other on user ratings (4.9 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do Simple Invoices and Zoho Books offer a free trial?
        Yes, both Simple Invoices and Zoho Books offer a free trial.
        What is the starting price of Simple Invoices vs Zoho Books?
        Simple Invoices starts at $15 /month. Zoho Books starts at Contact for pricing.
        What are the top alternatives to Simple Invoices?
        Top alternatives to Simple Invoices include Invoice Ninja, Invoiced, Blinksale, InvoiceBerry, Invoicely.
        What are the top alternatives to Zoho Books?
        Top alternatives to Zoho Books include Xero, Quickbooks, Freshbooks, Odoo Accounting, Clear Books.