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Last updated:

9.6

Spot Score

Xero

Xero Pricing Plans & Top Alternatives in 2026

Streamline your finances and grow your business.

Trusted by 254,745+ software buyers annually.

Main Features

  • Accounts Payable
  • Accounts Receivable
  • Bank Reconciliation
  • Billing and Invoicing

Pricing

  • Starts from $3.75/month when monthly

  • Free Trial available

Xero Pricing

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"Excellent and highly responsive customer support, praised for quick problem resolution and knowledgeable staff."

Free Trial

✓ Available

Try it free →

Starting Price

$3.75 / /month

when monthly

Pricing Model

Free TrialSubscription

No credit card required · Cancel anytime · Free trial included

Claim a Free Trial

Xero Pricing Plans Explained

Early

$3.75

/month

Individuals & small teams
  • Send quotes and up to 20 invoices

  • Accept online invoice payments

  • Enter up to 5 bills

  • Make online bill payments

  • Reconcile bank transactions

  • Capture bills and receipts with Hubdoc

  • View real-time financial reports

  • W-9 and 1099 contractor management

Show more +

Established

$13.50

/month

Large teams & enterprises
  • All Growing plan features included

  • 180-day cash-flow forecast

  • Advanced performance graphs

  • Fully customizable dashboards

  • Tailored financial health scorecards

  • KPI and ratio analysis

  • Multi-currency support

  • Project tracking

Show more +

Need a plan for 50+ users?

Get volume pricing, dedicated onboarding, and a custom contract. Switching from another tool? Xero supports data import to get you set up quickly.

Talk to Sales →

Pricing sourced from Xero's official website as of May 2026. For the latest pricing, visit their website.

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Compare Xero vs Sage 50cloud Accounting

Why buyers keep looking beyond Xero

  • Users may seek alternatives to Xero due to its pricing structure, especially for small businesses or startups that require budget-friendly accounting solutions without compromising essential features.

  • Some businesses might find Xero’s interface challenging, prompting them to explore options that offer a more intuitive and user-friendly experience for their team members.

  • Companies with specific industry needs might find that Xero lacks certain tailored functionalities, leading them to consider alternatives that provide specialized features for their sector.

  • Users may desire enhanced customer support or training resources, which could drive them to alternative platforms known for superior assistance and onboarding processes.

  • Businesses experiencing rapid growth might look for scalable accounting solutions that can accommodate their evolving needs better than Xero’s current offerings.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

Yes, Xero offers a free trial — no credit card required. You can test core features before committing to a paid plan. Start your free trial →

Xero offers Free Trial, Subscription pricing. Plans start from $3.75//month. View all Xero pricing plans →

The starting price of Xero is $3.75/month when monthly

Xero does not have a permanently free plan, but it does offer a free trial so you can evaluate the product before committing to a paid subscription.

Most subscription-based tools including Xero offer a discount when you choose annual billing over monthly. Annual plans typically save 15–40% compared to paying month-to-month. Check Xero's pricing page for exact savings.

Most SaaS products including Xero allow you to cancel your subscription at any time. For monthly plans, cancellation typically takes effect at the end of the current billing cycle. For annual plans, refund policies vary — check Xero's terms or contact their support team for details.

Xero offers a free tier or trial that works well for small teams and startups just getting started. As you grow, paid plans provide more capacity and advanced features. See all plans to find the best fit.

Help & Contact

Xero Support Options

Customer Service24/7 (Live rep)Online
LocationWellington, New Zealan

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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