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Heartland Payment Processing vs PayPal Here Comparison

Last updated:

Heartland Payment Processing

4.4(55 reviews)

Starting at Contact for pricing

  • Medium Business
  • Small Business

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hi…

PayPal Here

3.2(97 reviews)

Starting at Contact for pricing

  • Individuals
  • Large Enterprises

PayPal makes online shopping (and in-store shopping) easy, safe and more secure wherever you want to accept payments. It is one of the most innovative mobile point-of-sale (mPOS) solutions available today.It is Designed…

Heartland Payment Processing leads on user satisfaction with a 4.4-star rating across 55 reviews.

Heartland Payment Processing vs PayPal Here — at a glance

FeatureHeartland Payment ProcessingPayPal Here
Rating4.4 / 53.2 / 5
Reviews5597
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forMedium Business, Small BusinessIndividuals, Large Enterprises, Medium Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
API
Support modes24/7 (Live rep), OnlineOnline
CertificationsSOC 2, GDPR, ISO 27001
Data residencyUSGlobal

Key differences between Heartland Payment Processing and PayPal Here

  • Target audience: Heartland Payment Processing is built for Medium Business and Small Business, while PayPal Here targets Individuals and Large Enterprises.
  • User satisfaction: Heartland Payment Processing scores higher with a 4.4-star average.
  • Deployment: Heartland Payment Processing supports SaaS/Web/Cloud; PayPal Here supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Heartland Payment Processing vs PayPal Here — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

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PayPal Here - Payment Processing Software
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Biggest differences

Start here before you go deeper into features.

Heartland Payment Processing

Best for

Medium Business, Small Business

PayPal Here

Best for

Individuals, Large Enterprises, Medium Business

Heartland Payment Processing typically suits Medium Business and Small Business. PayPal Here tends to fit Individuals and Large Enterprises better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase ... Read More about Heartland Payment Processing

PayPal makes online shopping (and in-store shopping) easy, safe and more secure wherever you want to accept payments. It is one of the most innovative mobile point-of-sale (mPOS) solutions ... Read More about PayPal Here

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.4

(55)

3.2

(97)
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Get pricing help

Software Demo

Demo

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Compare Heartland Payment Processing and PayPal Here on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US
      🌐 Global

      Heartland Payment Processing User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      18

      2

      0

      0

      0

      54

      6

      1

      0

      51

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is positive across 20 reviews, with strong overall satisfaction.

      What buyers like

      • User-friendly interface
      • No bulky equipment needed
      • Real-time transaction tracking

      Common complaints

      • Limited advanced features
      • May require internet access
      • Not suitable for large enterprises

      Buyer sentiment

      Buyer sentiment is mixed across 112 reviews, so it is worth reviewing the tradeoffs closely.

      What buyers like

      • Mobile point-of-sale functionality
      • Easy to use
      • Secure transactions

      Common complaints

      • Limited advanced features
      • Higher transaction fees
      • Not suitable for large enterprises

      Pros and Cons

      • The software eliminates the need for expensive hardware, making it cost-effective.

      • Real-time transaction tracking enhances operational efficiency.

      • The online portal provides easy access to transaction history.

      • Limited scalability for larger businesses.

      • May lack some advanced features offered by competitors.

      • Convenient mobile payment processing for businesses on the go.

      • Strong brand recognition and trust among consumers.

      • Comprehensive security features to protect transactions.

      • Transaction fees can add up for high volume sales.

      • Limited integrations with other business tools.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Videos

      video-0

      1 Videos

      video-0

      3 Videos

      Top Alternatives to Heartland Payment Processing and PayPal Here in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Heartland Payment Processing or PayPal Here?
      Heartland Payment Processing edges out the other on user ratings (4.4 vs 3.2). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Heartland Payment Processing and PayPal Here offer a free trial?
      Neither Heartland Payment Processing nor PayPal Here currently lists a free trial.
      What is the starting price of Heartland Payment Processing vs PayPal Here?
      Heartland Payment Processing starts at Contact for pricing. PayPal Here starts at Contact for pricing.
      What are the top alternatives to Heartland Payment Processing?
      Top alternatives to Heartland Payment Processing include WePay, Square Payments, PayPal Here, Braintree Direct, QuickBooks Payments.
      What are the top alternatives to PayPal Here?
      Top alternatives to PayPal Here include WePay, Square Payments, PaySimple, SuperPay, Better Payment.

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