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Merchant One - Payment Processing Software

Merchant One Review: Is It The Right Payment Processing Software For Your Team?

Best for SMB teams · Mid-market · Enterprise

GDPRSOC 2ISO 27001
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Merchant One offers custom pricing plan

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What is Merchant One?

Merchant One Payment Processing Software is the easiest cloud-based solution on the market today. Merchant One fuses together the ease of a POS system with powerful processing and shopping cart functionality. It is one payment processing software allows you to quickly and easily setup and manage your full-service credit card processing account. Merchant One supports businesses across all verticals, offering the ability to accept payments at your brick-and-mortar location or with 1-Click shopping carts from anywhere in the world.

Pricing

  • Merchant One offers custom pricing plan

Best For

Suited for solo users, small teams, SMBs, and enterprise

Security & Compliance

SOC 2
GDPR
ISO 27001
  • SSO & MFA supported

  • Data residency:🇺🇸

Merchant One was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.

Who should consider Merchant One

Team types
Large Enterprises, Medium Business

Why teams choose Merchant One

  • User-friendly setup process makes it accessible.

  • Integrated shopping cart enhances customer experience.

  • Supports a wide range of business types.

Is Merchant One right for you?

What buyers should know before shortlisting Merchant One

Merchant One offers a straightforward payment processing solution that combines ease of use with essential features for various business types. Its focus on simplicity makes it a great choice for small to medium-sized businesses.

Pros and cons

Merchant One pros and cons

  • Merchant One pros
  • User-friendly setup process makes it accessible.

  • Integrated shopping cart enhances customer experience.

  • Supports a wide range of business types.

  • Merchant One cons
  • Limited customization may not suit all businesses.

  • Not designed for enterprise-level needs.

4.4/5 rating
1,505 verified reviews

Ready to try it?

Get started with Merchant One

Connect with the team for a personalised demo.

Get Pricing Details

Still comparing?

See how it stacks up

Compare Merchant One side-by-side with top Payment Processing Software alternatives.

BluePay
WePay
Square Payments
+7 more
Compare alternatives

What is the pricing of Merchant One?

Merchant One uses custom pricing — plans are tailored to your team size and needs. Contact them for a quote.

Free TrialNot available
PricingMerchant One offers custom pricing
Pricing Model
Quotation Based

Weighing your options?

Not sure if Merchant One fits your budget?

Merchant One reviews and ratings

Buyer sentiment

Buyer sentiment is positive across 1505 reviews, with strong overall satisfaction.

What buyers like

  • Easy cloud-based setup
  • Full-service credit card processing
  • Supports multiple business verticals

Common complaints

  • Limited advanced reporting tools
  • May lack customization options
  • Not ideal for very large businesses

4.4

Very Good

Based on 4465 ratings & 1505 reviews

Are you using Merchant One?

Rating Distribution

Excellent

(1401)

Very Good

(12)

Good

(3)

Poor

(2)

Terrible

(87)

What users are saying

SA

Shavitz Admin

11/18/24

5 out of 5

Very helpful in closing out my account

Date of experience: November 18, 2024

RJ

Robert Jay Young

11/18/24

5 out of 5

Eli was great and helped me with the…

Eli was great and helped me with the issue we had. I will definitely return to Merchant One if we decide to try Credit Cards again and he is the main ...

Read more

DS

Dr Sinha

11/18/24

5 out of 5

Pleasant

Pleasant , Professional & Efficient

D

DAVANTE

11/18/24

5 out of 5

He did a great job getting my account…

He did a great job getting my account resolved

L

loren

11/18/24

5 out of 5

Our representative Yossi was fantastic!

Our representative Yossi was fantastic! He was very patient, kind and helpful in trying to resolve our issue.

C

Customer

11/18/24

5 out of 5

Oshane was very helpful in expediting…

Oshane was very helpful in expediting my request!

Spotsaas advisor
Get a custom demo of Merchant One
  • See if Merchant One fits your business
  • Real pricing — no sales pressure
  • A demo or quick answers, your call

Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

What are the features of Merchant One?

29%

Feature coverage

8 of 28 tracked features

Credit card processing is a vital feature offered by software solutions that enables businesses to accept payments from customers using cred…

Trading money electronically is known as online payment. Computer networks, the internet, and digital stored value systems are commonly used…

PCI (Payment Card Industry) Compliance is a set of security standards that ensures a safe and secure environment for credit and debit card p…

A payment gateway is a technology used in e-commerce websites and applications that enables secure online transactions, allowing customers t…

Payment Processing is defined as providing a Person with the ability to charge or debit accounts using any payment mechanism, including but…

Payments are an essential feature in any software that deals with transactions or monetary activities. This feature allows users to make and…

Point of Sale (POS) software is a computerized system used by businesses to facilitate and streamline their sales process. It provides an au…

The process of buying and selling actual goods and services through the internet is known as ecommerce. It entails the exchange of data or c…

Security & Compliance

Merchant One security and data handling

Key compliance certifications and security features for IT and security teams evaluating Merchant One.

Certifications

SOC 2✓ Certified
GDPR✓ Certified
HIPAA✗ Not certified
ISO 27001✓ Certified

Security features

Single Sign-On (SSO)✓ Yes
Multi-Factor Authentication✓ Yes
Data Encryption✓ Yes
Audit Logs✓ Yes

Developer & data

Data residency
🇺🇸

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Help & Contact

Merchant One Support Options

Customer Service24/7 (Live rep)Online
LocationMiami Beach, Florida

Connect with Merchant One

Frequently Asked Questions About Merchant One

Common questions buyers ask before choosing Merchant One.

Merchant One is a Payment Processing Software. Merchant One offers Payment Processing, Payments, Credit Card Processing, Point of Sale (POS), eCommerce and many more functionalities.

Buyers commonly note the following limitations of Merchant One: Limited customization may not suit all businesses.; Not designed for enterprise-level needs.; Transaction fees can add up for high volumes..

Some top alternatives to Merchant One includes BluePay, WePay, Square Payments, MagicPay and Clearly Payments.

Merchant One offers Quotation Based pricing model

We don't have information regarding integrations of the Merchant One as of now.

The starting price is not disclosed by Merchant One. You can visit Merchant One pricing page to get the latest pricing.

Ready to try it?

Get started with Merchant One

Get connected with the team for a personalised demo.

About the reviewer

Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].