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Clearent vs Heartland Payment Processing Comparison

Last updated:

Clearent

5.0(7 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Clearent payment processing software is the easiest way to accept charge cards and e-commerce payments for your business.  The Clearent Payment Processing Software allows you to accept card payments through a variety of…

Heartland Payment Processing

4.4(55 reviews)

Starting at Contact for pricing

  • Medium Business
  • Small Business

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hi…

Clearent leads on user satisfaction with a 5.0-star rating across 7 reviews.

Clearent vs Heartland Payment Processing — at a glance

FeatureClearentHeartland Payment Processing
Rating5.0 / 54.4 / 5
Reviews755
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessMedium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailable
Support modesBusiness Hours, Online24/7 (Live rep), Online
CertificationsSOC 2, GDPR, ISO 27001
Data residencyUSUS

Key differences between Clearent and Heartland Payment Processing

  • Target audience: Clearent is built for Large Enterprises and Medium Business, while Heartland Payment Processing targets Medium Business and Small Business.
  • User satisfaction: Clearent scores higher with a 5.0-star average.
  • Deployment: Clearent supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Heartland Payment Processing supports SaaS/Web/Cloud.

Clearent vs Heartland Payment Processing — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Clearent - Payment Processing Software
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Biggest differences

Start here before you go deeper into features.

Clearent

Best for flexible, multi-channel payment acceptance in small to medium businesses.

Choose if
  • You need to accept payments via mobile devices, email invoices, and card terminals.
  • Your business is a small or medium-sized retail, e-commerce, or service provider.
  • You prioritize ease of use and a streamlined payment acceptance workflow.
Consider alternatives if
  • You require transparent, fixed pricing with publicly available rates.
  • You need extensive self-service onboarding and detailed product documentation.

Heartland Payment Processing

Best for

Medium Business, Small Business

Clearent typically suits Large Enterprises and Medium Business. Heartland Payment Processing tends to fit Medium Business and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Clearent payment processing software is the easiest way to accept charge cards and e-commerce payments for your business.  The Clearent Payment Processing Software allows you to accept card ... Read More about Clearent

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase ... Read More about Heartland Payment Processing

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.4

(55)

Best Company Size

Small BusinessMedium Business
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Software Demo

Demo

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Compare Clearent and Heartland Payment Processing on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      Clearent User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      2

      0

      0

      0

      2

      18

      2

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Users express very positive sentiment highlighting ease of payment acceptance and flexibility, though limited review volume restricts broader insights.

      What buyers like

      • Ease of payment acceptance
      • Multi-channel payment options
      • Support for various business sizes

      Common complaints

      • Lack of pricing transparency
      • Limited detailed product information

      Buyer sentiment

      Buyer sentiment is positive across 20 reviews, with strong overall satisfaction.

      What buyers like

      • User-friendly interface
      • No bulky equipment needed
      • Real-time transaction tracking

      Common complaints

      • Limited advanced features
      • May require internet access
      • Not suitable for large enterprises

      Pros and Cons

      • Supports multiple payment acceptance methods including mobile, email invoicing, and card terminals

      • Highly rated by users with a perfect 5.0 score

      • Flexible for businesses of varying sizes from small to large enterprises

      • Pricing is quotation based and not publicly disclosed

      • Limited publicly available detailed feature information

      • The software eliminates the need for expensive hardware, making it cost-effective.

      • Real-time transaction tracking enhances operational efficiency.

      • The online portal provides easy access to transaction history.

      • Limited scalability for larger businesses.

      • May lack some advanced features offered by competitors.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Videos

      video-0

      2 Videos

      video-0

      1 Videos

      Top Alternatives to Clearent and Heartland Payment Processing in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Clearent or Heartland Payment Processing?
      Clearent edges out the other on user ratings (5.0 vs 4.4). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Clearent and Heartland Payment Processing offer a free trial?
      Neither Clearent nor Heartland Payment Processing currently lists a free trial.
      What is the starting price of Clearent vs Heartland Payment Processing?
      Clearent starts at Contact for pricing. Heartland Payment Processing starts at Contact for pricing.
      What are the top alternatives to Clearent?
      Top alternatives to Clearent include Stripe Payments, Square Payments, CardConnect, Heartland Payment Processing, MagicPay.
      What are the top alternatives to Heartland Payment Processing?
      Top alternatives to Heartland Payment Processing include WePay, Square Payments, PayPal Here, Braintree Direct, QuickBooks Payments.

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