NEWJoin 2M+ software buyers|Get Weekly Insights, Trends & Expert PicksSubscribe free →

Heartland Payment Processing vs Stripe Payments Comparison

Last updated:

Heartland Payment Processing

4.8(10 reviews)

Starting at Contact for pricing

  • Medium Business
  • Small Business

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hi…

Stripe Payments

4.7(237 reviews)

Starting at Contact for pricing

  • Freelancers / Consultants
  • Large Enterprises

Stripe Payments is the most powerful and flexible way to accept payments on the web. It is a simple way to accept credit cards on your website, in your mobile app, or wherever payments are made.  In addition to acceptin…

Heartland Payment Processing leads on user satisfaction with a 4.8-star rating across 10 reviews.

Heartland Payment Processing vs Stripe Payments — at a glance

FeatureHeartland Payment ProcessingStripe Payments
Rating4.8 / 54.7 / 5
Reviews10237
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forMedium Business, Small BusinessFreelancers / Consultants, Large Enterprises, Medium Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud
API—Available
Support modes24/7 (Live rep), Online24/7 (Live rep), Online
CertificationsSOC 2, GDPR, ISO 27001SOC 2, GDPR, ISO 27001
Data residencyUSGlobal

Key differences between Heartland Payment Processing and Stripe Payments

  • Target audience: Heartland Payment Processing is built for Medium Business and Small Business, while Stripe Payments targets Freelancers / Consultants and Large Enterprises.
  • User satisfaction: Heartland Payment Processing scores higher with a 4.8-star average.
  • Deployment: Heartland Payment Processing supports SaaS/Web/Cloud; Stripe Payments supports SaaS/Web/Cloud.

Heartland Payment Processing vs Stripe Payments — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Talk to an expert
Stripe Payments - Payment Processing Software
Talk to an expert
Talk to an expert

Free PDF comparison

Download this Heartland Payment Processing vs Stripe Payments comparison

Get the full side-by-side as a PDF — these picks plus the top Payment Processing Software tools, with verified ratings, pricing and features.

  • Side-by-side on pricing, features & ratings
  • Plus the category top 10, scored & ranked
  • Emailed to you — no on-screen download

No file downloads on screen — we email it to you. One-click unsubscribe anytime.

Heartland Payment Processing vs Stripe Payments: Biggest differences

Start here before you go deeper into features.

Heartland Payment Processing

Best for

Medium Business, Small Business

Stripe Payments

Best for

Freelancers / Consultants, Large Enterprises, Medium Business

Heartland Payment Processing typically suits Medium Business and Small Business. Stripe Payments tends to fit Freelancers / Consultants and Large Enterprises better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase ... Read More about Heartland Payment Processing

Stripe Payments is the most powerful and flexible way to accept payments on the web. It is a simple way to accept credit cards on your website, in your mobile app, or wherever payments are ... Read More about Stripe Payments

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.75

(10)

4.69

(237)
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

Stripe Payments has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

Need a second opinion?

Get decision help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

Spotsaas advisor
Get decision help from a software advisor
  • Independent advice — matched to your business
  • Understand the tradeoffs before you talk to vendors
  • Free 15-min call with a software advisor.

Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

How do Heartland Payment Processing and Stripe Payments Compare on Features?

Total Features

8 Features

8 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Heartland Payment Processing and Stripe Payments on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Pricing information not available

      Stripe Payments pricing

      Heartland Payment Processing vs Stripe Payments: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Available
      Get help choosing
      Get help choosing

      Heartland Payment Processing vs Stripe Payments Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      ISO 27001

      ✓ Yes
      ✓ Yes

      Single Sign-On (SSO)

      —
      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes
      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes
      ✓ Yes

      Data Residency

      🇺🇸 US
      🌐 Global

      Heartland Payment Processing User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      18

      2

      0

      0

      0

      193

      45

      2

      1

      2

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is very strong across 20 reviews, with consistently positive feedback.

      What buyers like

      • User-friendly interface
      • No bulky equipment needed
      • Real-time transaction tracking

      Common complaints

      • Limited advanced features
      • May require internet access
      • Not suitable for large enterprises

      Buyer sentiment

      Buyer sentiment is very strong across 243 reviews, with consistently positive feedback.

      What buyers like

      • Flexible payment options
      • Secure transactions
      • Easy integration

      Common complaints

      • Fees can add up
      • Complex setup for some users
      • Limited customer support options

      Pros and Cons

      • The software eliminates the need for expensive hardware, making it cost-effective.

      • Real-time transaction tracking enhances operational efficiency.

      • The online portal provides easy access to transaction history.

      • Limited scalability for larger businesses.

      • May lack some advanced features offered by competitors.

      • Highly flexible and customizable payment processing

      • Robust security features protect transactions

      • Extensive API for seamless integration

      • Transaction fees can accumulate

      • Setup may be complex for non-technical users

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used Heartland Payment Processing or Stripe Payments? Tell buyers what actually differs.

      Media and Screenshots

      Videos

      video-0

      1 Videos

      No videos available.

      Top Alternatives to Heartland Payment Processing and Stripe Payments in 2026

      Expand your comparison

      Add another option to compare side by side

      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Heartland Payment Processing or Stripe Payments?
      Heartland Payment Processing edges out the other on user ratings (4.8 vs 4.7). That said, the best pick depends on your use case, so use the comparison tables above to evaluate each dimension.
      Do Heartland Payment Processing and Stripe Payments offer a free trial?
      Neither Heartland Payment Processing nor Stripe Payments currently lists a free trial.
      What is the starting price of Heartland Payment Processing vs Stripe Payments?
      Heartland Payment Processing starts at Contact for pricing. Stripe Payments starts at Contact for pricing.
      What are the top alternatives to Heartland Payment Processing?
      Top alternatives to Heartland Payment Processing include Shift4 Payments, Merchant One, Square Payments, MagicPay, EPX.
      What are the top alternatives to Stripe Payments?
      Top alternatives to Stripe Payments include Merchant One, MagicPay, Payline Data, Nuvei, Fattmerchant.