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8.3

SpotScore

Divvy

Divvy Review: Is It The Right Accounting Software For Your Team?

Best for SMB teams · Mid-market

SOC 2
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Divvy offers custom pricing plan

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What is Divvy?

Divvy is intuitive, powerful accounting software. It maintains your accounts, tracks income and expenses, provides secure cloud storage for complete business backups, and helps you stay organized with customizable reports. With a bevy of features like automatic bank feed imports to keeping track of memberships and subscriptions, it's scaling to your business.

Pricing

  • Divvy offers custom pricing plan

Best For

Built for growing teams, from small businesses to mid-market

Security & Compliance

SOC 2
  • Data residency:🇺🇸

Platform

  • Web + mobile app (iOS & Android)

Divvy Software Demo

Divvy was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.

Who should consider Divvy

Team types
Medium Business, Small Business

Why teams choose Divvy

  • Customizable reports provide tailored insights.

  • Automatic bank feeds simplify data entry.

  • Cloud storage ensures data security.

Is Divvy right for you?

What buyers should know before choosing Divvy

BILL Spend & Expense (formerly Divvy) has proven to be a highly effective solution for businesses looking to streamline expense management, budgeting, and credit card usage. Its ease of use and intuitive features consistently stand out in the reviews, with both the desktop platform and mobile app offering seamless integration for expense tracking.

Users appreciate the ability to upload receipts in real-time, set and manage budgets, and utilize virtual cards for enhanced financial control. The integration with popular accounting software like QuickBooks Online adds value, saving time and reducing errors in reconciliation processes.

Additionally, the platform's security features, such as fraud detection and virtual card limits, provide peace of mind to organizations of all sizes. While many praise the platform’s free availability and attractive rewards like cash back, some users have noted room for improvement in the speed of reimbursements.

Nevertheless, BILL Spend & Expense remains a game-changing tool for businesses, offering efficiency, transparency, and superior financial management.

Pros and cons

Divvy pros and cons

  • Divvy pros
  • Customizable reports provide tailored insights.

  • Automatic bank feeds simplify data entry.

  • Cloud storage ensures data security.

  • Divvy cons
  • May be complex for users new to accounting.

  • Limited support could hinder troubleshooting.

4.9/5 rating
621 verified reviews

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Connect with the team for a personalised demo.

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Still comparing?

See how it stacks up

Compare Divvy side-by-side with top Accounting Software alternatives.

Xero
Zoho Books
Gekko
+8 more
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What is the pricing of Divvy?

Divvy uses custom pricing — plans are tailored to your team size and needs. Contact them for a quote.

Free TrialNot available
PricingDivvy offers custom pricing
Pricing Model
Quotation Based

Weighing your options?

Not sure if Divvy fits your budget?

Divvy reviews and ratings

Buyer sentiment

Buyer sentiment is very strong across 621 reviews, with consistently positive feedback.

What buyers like

  • Simplifies expense management with features like receipt uploads, budgets, and real-time transaction tracking.
  • Easy integration with accounting tools (e.g., QuickBooks, NetSuite), reducing manual data entry and errors.
  • Enables better financial control through virtual cards, budget assignments, and fraud prevention.

Common complaints

  • Reimbursement processing could be faster and more integrated with the platform's accounts.
  • Some users feel limited by the basic website layout, which might lack advanced functionalities.
  • The customization and setup may require dedicated training or support for optimal use.

4.87

Excellent

Based on 553 ratings & 621 reviews

Are you using Divvy?

Rating Distribution

Excellent

(590)

Very Good

(19)

Good

(3)

Poor

(2)

Terrible

(7)

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What are the features of Divvy?

35%

Feature coverage

11 of 31 tracked features

A bank reconciliation statement reconciles an entity's bank account with its financial records. The statement lists all deposits, withdrawal…

An invoice and a bill are documents that convey the same information about the amount owing for the sale of goods or services. Still, a comp…

A Certified Public Accountant Firm (CPA firm) is a business licensed in the state where it operates and is owned, at least in part, by a CPA…

The practice of collecting and managing cash flows is known as cash management. Individuals and businesses both benefit from good cash manag…

When a firm refers to money owed to them by a customer, it is referred to as collections. When a consumer fails to pay a company within the…

Keeping track of your expenses is a crucial component of building a budget for your small business. The financial health of your budget is i…

The practice of tracking and managing an organization's physical assets and equipment is known as fixed asset management. Vehicles, computer…

A general ledger is a financial data record-keeping system that includes debit and credit account records confirmed by a trial balance. It h…

Your firm will be able to hold funds in multiple currencies if you have a multi-currency bank account. When conducting a business across bor…

Spend management is the tried-and-true method of monitoring all supplier connections and company purchasing to identify and maximize every d…

A tax is a governmental mandatory financial charge or levy imposed on a taxpayer to fund certain public expenses. The taxation system is cri…

Security & Compliance

Divvy security and data handling

Key compliance certifications and security features for IT and security teams evaluating Divvy.

Certifications

SOC 2✓ Certified
HIPAA✗ Not certified

Security features

Data Encryption✓ Yes

Developer & data

Data residency
🇺🇸

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Help & Contact

Divvy Support Options

Customer ServiceBusiness Hours
LocationUtah, United States

Frequently Asked Questions About Divvy

Common questions buyers ask before choosing Divvy.

Divvy is a Accounting Software. Divvy offers Bank Reconciliation, Billing and Invoicing, Cash Management, Collections, CPA Firms and many more functionalities.

Buyers commonly note the following limitations of Divvy: May be complex for users new to accounting.; Limited support could hinder troubleshooting..

Some top alternatives to Divvy includes Xero, Zoho Books, Gekko, AlignBooks and QuickFile.

Divvy offers Quotation Based pricing model

We don't have information regarding integrations of the Divvy as of now.

The starting price is not disclosed by Divvy. You can visit Divvy pricing page to get the latest pricing.

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About the reviewer

Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].