9.1
SpotScore
Top 10 2Checkout Alternatives 2026
Streamline your payments with 2Checkout.
Main Features
- Invoice Payment
- Mobile Payments
- Multiple Currency Processing
- PoS Transactions
Pricing
2Checkout offers custom pricing plan
2Checkout is a Payment Gateway Software platform with a user rating of 4.3★ based on 781 reviews. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Gateway Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
2Checkout vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| 2Checkout Current | Payment Gateway Software | Custom pricing | 4.3 ★ | ✗ No |
 Paytm Payment Gateway | Payment Gateway Software | Custom pricing | 4.9 ★ | ✗ No |
 Cashfree Payments | Payment Gateway Software | Custom pricing | 4.5 ★ | ✗ No |
 Cheddar Up | Payment Gateway Software | $10 | 4.4 ★ | ✓ Yes |
 Tap2Pay | Payment Gateway Software | $49 | 3.8 ★ | ✗ No |
 PaySpace | Payment Gateway Software | Custom pricing | 4.1 ★ | ✗ No |
Showing 1-10 out of 10
List of the Top 2Checkout alternatives as of October 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
8.9
SpotScore
Paytm Payment Gateway
Seamless integration, customizable alerts, effortless payments.
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What is Paytm Payment Gateway?
The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...
Read moreCommon Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Paytm Payment Gateway offers custom pricing plan
8.6
SpotScore
Cashfree Payments
Simple. Secure. Swift. Your ultimate financial solution.
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What is Cashfree Payments?
Cashfree Payments is a payment gateway for Indian businesses that handles both payment collection and disbursement. It supports recurring subscriptions, bank account verification, and payouts to bank accounts, PayTM wallets, or UPI addresses, with domestic and international funds settling ...
Read moreCommon Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Cashfree Payments offers custom pricing plan
Spotsaas Buyer Intelligence
Own the software buyers are comparing here? See who's weighing you against rivals — and who's comparing your competitors while you're not in the running.
8.6
SpotScore
Cheddar Up
Streamline payments and boost sales with ease.
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What is Cheddar Up?
Cheddar Up is a payment collection platform built for e-commerce merchants, school groups, and community organizations that need to accept credit card, ACH, and check payments without incurring chargeback liability, minimum sales requirements, or monthly subscription fees. It supports hundreds ...
Read moreCommon Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Starts from $10/Month, also offers free forever plan
8.8
SpotScore
Tap2Pay
Streamline online payments with secure convenience.
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What is Tap2Pay?
Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It provides a smooth checkout experience for end users by redirecting them to a mobile app or the merchant website ...
Read moreCommon Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Starts from $49/Month
8.5
SpotScore
PaySpace
Streamline payments for successful business growth.
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What is PaySpace?
PaySpace is a PCI-compliant payment gateway built for high-risk merchants in sectors like CBD, online gambling, and nutraceuticals that face rejection from standard payment processors. It routes transactions through acquiring banks that specialize in high-risk verticals, though document ...
Read moreCommon Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
PaySpace offers custom pricing plan
8.4
SpotScore
Cardinity
Effortless credit card payments for e-commerce merchants.
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What is Cardinity?
Cardinity is a payment gateway software that enables e-commerce merchants to start accepting credit card payments quickly and easily, without the need for any additional software or hardware. With clients in over 90 countries and over 35 currencies, Cardinity provides full support, multiple ...
Read moreCommon Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Cardinity offers custom pricing plan
8.7
SpotScore
Alipay
Effortless payments for your business's success.
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What is Alipay?
Alipay is a payment gateway software that allows any business to accept Alipay payments. Merchants can recover their payment transactions, perform currency conversion and view transaction status. The gateway uses the Alipay digital payment platform, which is connected to more than 70 online ...
Read moreCommon Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
-
Gift Card Management
Pricing
Alipay offers custom pricing plan
7.9
SpotScore
Compass Payments Suite
Simplify online payments for small businesses.
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What is Compass Payments Suite?
Compass Payments is a payment gateway software that lets small businesses accept credit cards on the Internet. This flexible solution has been tailored to make it easy for businesses of all sizes to accept and process credit card payments at a lower cost than traditional PCI-DSS compliant ...
Read moreCommon Features
-
PoS Transactions
-
Multiple Currency Processing
-
Recurring Billing
+ 3 more
Unique Features
No unique features
Pricing
Compass Payments Suite offers custom pricing plan
8.6
SpotScore
Citrus
Streamline your payments with ease and security.
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What is Citrus?
Citrus is a payment gateway for small to medium-sized businesses that need to accept card payments, bank transfers, and mobile payments without depending on an external payment provider. Its in-house processing model gives merchants direct control over payment data and transaction flows within ...
Read moreCommon Features
-
PoS Transactions
-
Multiple Currency Processing
-
Recurring Billing
+ 3 more
Unique Features
No unique features
Pricing
Citrus offers custom pricing plan
8.3
SpotScore
Citcon
Simplify online payments with secure integration.
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What is Citcon?
Citcon is an integrated payment gateway for businesses that need to process transactions across multiple payment platforms — including PayPal, Shopify, and Authorize.NET — from a single system. It encrypts transaction and customer data across all connected channels, reducing the compliance ...
Read moreCommon Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 3 more
Unique Features
-
Gift Card Management
Pricing
Citcon offers custom pricing plan
Which 2Checkout Alternative Is Right for You?
- If you need a free or low-cost option: Cheddar Up — offers a free plan or trial suitable for small teams.
- If user satisfaction is your top priority: Paytm Payment Gateway — holds the highest user rating (4.9★) among 2Checkout alternatives.
- If you want a mid-range option: Cardinity — sits in the middle of the list by rating and may fit teams with mixed requirements.
Frequently Asked Questions (FAQs)
Stuck on something? We're here to help with all the questions and answers in one place.
The top-rated alternatives to 2Checkout for Payment Gateway Software are Paytm Payment Gateway (4.9★), Citcon (4.8★), Cashfree Payments (4.5★). Compare all 10 alternatives side-by-side above.
When evaluating alternatives to 2Checkout, prioritize: Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Website Payments, transparent pricing, free trial availability, and integrations with tools you already use. Use the filters above to compare by feature, budget, and team size.
For small businesses, the best Payment Gateway Software tools are PayPal, Payoneer, Authorize.Net. Look for affordable per-seat pricing, quick setup (under 1 day), no long-term contracts, and strong onboarding support to reduce time-to-value.
Migration difficulty depends on how deeply 2Checkout is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend narrowing to 2–3 options, running a free trial, and checking each vendor's migration guides before committing.
2Checkout has a rating of 4.3. 4 alternatives — including Paytm Payment Gateway and Cashfree Payments — rate higher. The right choice depends on your workflow, team size, and budget.
About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].