Instamojo vs PayKun Comparison
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, bu…
PayKun
Starting at Contact for pricing
- Large Enterprises
- Medium Business
PayKun is a payment gateway for Indian businesses with existing websites or shopping carts that need a stable, integrable payment module with features like IPN messaging and an API platform for connecting external applic…
PayKun leads on user satisfaction with a 5.0-star rating across 2 reviews.
Spotsaas Analysis
InstamojoPayKun
The core difference is that Instamojo is tailored for small to medium businesses seeking efficient multi-currency payment processing, while PayKun lacks specific details about its target audience and features. Ideal buyers for Instamojo are businesses looking for quick payout processing and a user-friendly interface, whereas PayKun may appeal to those with unspecified needs in payment solutions.
Who should pick which
- Best for small to medium businesses:
- Offers multi-currency payment processing:
- Fast payout processing within 72 hours:
- User-friendly interface for transaction management:
- Suitable for companies with 1-500 employees:
- Focused on improving cash flow:
- Lacks specific target audience details:
- No defined best use cases:
- Pricing information not provided:
- Features and benefits are unspecified:
- No company size recommendations:
- Potentially versatile for various payment needs:
Instamojo vs PayKun — at a glance
| Feature | Instamojo | PayKun |
|---|---|---|
| Rating | 1.4 / 5 | 5.0 / 5 |
| Reviews | 14 | 2 |
| Starting price | Contact for pricing | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS |
| API | Available | — |
| Support modes | Business Hours, Online | Business Hours, Online |
| Certifications | GDPR | GDPR |
| Data residency | India | India |
Key differences between Instamojo and PayKun
- User satisfaction: PayKun scores higher with a 5.0-star average.
- Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; PayKun supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.
Instamojo vs PayKun — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
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Biggest differences
Start here before you go deeper into features.
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Large Enterprises, Medium Business, Small Business
Instamojo typically suits Large Enterprises and Medium Business. PayKun tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges ... Read More about Instamojo | PayKun is a payment gateway for Indian businesses with existing websites or shopping carts that need a stable, integrable payment module with features like IPN messaging and an API platform ... Read More about PayKun |
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Free Trial Availability |
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SpotScoreWhat's this? ↗ | 8.6/10 | 8.5/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-500 employees | — |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Instamojo and PayKun Compare on Features?
Total Features | 7 Features | 6 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Instamojo and PayKun on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
Pricing Option | ||
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Pricing Plans |
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Pricing Page |  |  |
Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
HIPAA | ✗ No | ✗ No |
|---|---|---|
GDPR | ✓ Yes | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Data Residency | 🇮🇳 India | 🇮🇳 India |
Instamojo User Reviews & Rating Comparison
User Ratings | ||
|---|---|---|
Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is very strong across 2 reviews, with consistently positive feedback. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  Malanad Plantations  Yazon  AE RI Sakhi |  Jadibuti  Invisible  Payom |
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Media and Screenshots
Screenshots |  4 Screenshots | No screenshots available. |
|---|---|---|
Videos |  4 Videos |  3 Videos |
Top Alternatives to Instamojo and PayKun in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Instamojo or PayKun?
- PayKun edges out the other on user ratings (5.0 vs 1.4). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Instamojo and PayKun offer a free trial?
- Neither Instamojo nor PayKun currently lists a free trial.
- What is the starting price of Instamojo vs PayKun?
- Instamojo starts at Contact for pricing. PayKun starts at Contact for pricing.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
- What are the top alternatives to PayKun?
- Top alternatives to PayKun include Global Payments, DirecPay, Paytm Payment Gateway, Razorpay, MultiSafepay.