Instamojo vs Zoho Checkout Comparison
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, bu…
Zoho Checkout
Starting at $9 /Month
- Medium Business
- Small Business
Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates naturally within the Zoho produ…
Zoho Checkout leads on user satisfaction with a 4.4-star rating across 11 reviews.
Instamojo vs Zoho Checkout — at a glance
| Feature | Instamojo | Zoho Checkout |
|---|---|---|
| Rating | 1.4 / 5 | 4.4 / 5 |
| Reviews | 14 | 11 |
| Starting price | Contact for pricing | $9 /Month |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Medium Business, Small Business |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud |
| API | Available | — |
| Support modes | Business Hours, Online | Business Hours, Online |
| Certifications | GDPR | SOC 2 |
| Data residency | India | Global |
Key differences between Instamojo and Zoho Checkout
- Pricing: Zoho Checkout starts at $9 /Month. Instamojo pricing is not publicly listed.
- Target audience: Instamojo is built for Large Enterprises and Medium Business, while Zoho Checkout targets Medium Business and Small Business.
- User satisfaction: Zoho Checkout scores higher with a 4.4-star average.
- Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; Zoho Checkout supports SaaS/Web/Cloud.
Instamojo vs Zoho Checkout — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
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Instamojo vs Zoho Checkout: Biggest differences
Start here before you go deeper into features.
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Medium Business, Small Business
Instamojo typically suits Large Enterprises and Medium Business. Zoho Checkout tends to fit Medium Business and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges ... Read More about Instamojo | Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates ... Read More about Zoho Checkout |
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Entry Level Pricing |
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SpotScoreWhat's this? ↗ | 8.6/10 | 8.1/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-500 employees | — |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Instamojo and Zoho Checkout Compare on Features?
Total Features | 7 Features | 6 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Instamojo and Zoho Checkout on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Instamojo vs Zoho Checkout: Other Details
Organization Types supported |
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Platforms Supported |
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API Support |
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Get help choosing | Get help choosing |
Instamojo vs Zoho Checkout Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | ✓ Yes |
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HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | — |
Data Encryption | ✓ Yes | ✓ Yes |
Data Residency | 🇮🇳 India | 🌐 Global |
Instamojo User Reviews & Rating Comparison
User Ratings | ||
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Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is positive across 11 reviews, with strong overall satisfaction. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
Instamojo and Zoho Checkout Customers
Customers |  Malanad Plantations  Yazon  AE RI Sakhi | No Customers information available. |
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Media and Screenshots
Screenshots |  4 Screenshots |  3 Screenshots |
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Videos |  4 Videos |  1 Videos |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Instamojo or Zoho Checkout?
- Zoho Checkout edges out the other on user ratings (4.4 vs 1.4). That said, the best pick depends on your use case, so use the comparison tables above to evaluate each dimension.
- Do Instamojo and Zoho Checkout offer a free trial?
- Neither Instamojo nor Zoho Checkout currently lists a free trial.
- What is the starting price of Instamojo vs Zoho Checkout?
- Instamojo starts at Contact for pricing. Zoho Checkout starts at $9 /Month.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include PaySimple, Paystand, Deal, EBizCharge, Adyen.
- What are the top alternatives to Zoho Checkout?
- Top alternatives to Zoho Checkout include Mollie, Paytm Payment Gateway, Razorpay, Payoneer, Tranzzo.