Toast vs accelPay vs SumUp vs Square Point of Sale Comparison
Toast
Starting at $90 /month
- Large Enterprises
- Medium Business
Toast is a versatile POS platform designed specifically for restaurants. It streamlines operations, enhances customer service, and boosts revenue. This comprehensive solution combines online ordering, loyalty and gift ca…
accelPay
Starting at Contact for pricing
- Large Enterprises
- Medium Business
accelPay is the ultimate solution for selling alcohol online. It simplifies the entire process and ensures compliance at all three levels. With accelPay, you have the power to sell directly to consumers, on various marke…
SumUp
Starting at $0 /month
- Large Enterprises
- Medium Business
SumUp is a trusted financial technology company operating in 32 countries across three continents. We aid small business owners by making it quick, secure, and cost-effective to accept card payments online, in-app, and i…
Square Point of Sale
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Square Point of Sale, the ultimate choice for businesses searching for an easy-to-use POS system. With its user-friendly design, you can effortlessly process transactions, track customer purchases, and collect feedback f…
Toast leads on user satisfaction with a 4.2-star rating across -1 reviews.
Toast vs accelPay vs SumUp vs Square Point of Sale — at a glance
| Feature | Toast | accelPay | SumUp | Square Point of Sale |
|---|---|---|---|---|
| Rating | 4.2 / 5 | — | 4.0 / 5 | 4.5 / 5 |
| Reviews | — | — | 4 | 518 |
| Starting price | $90 /month | Contact for pricing | $0 /month | Contact for pricing |
| Free trial | No | No | No | No |
| Free version | No | No | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | POS Software | POS Software | POS Software | POS Software |
| Integrations | 8+ apps | — | 8+ apps | — |
| Platforms | SaaS/Web/Cloud | SaaS/Web/Cloud | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS |
| API | Available | — | Available | Available |
| Support modes | 24/7 (Live rep) | Online | Business Hours, Online | Business Hours, Online |
| Certifications | SOC 2, GDPR | SOC 2 | SOC 2, GDPR | SOC 2, GDPR |
| Data residency | Global | Global | Global | US |
Key differences between Toast and accelPay
- Pricing: Toast starts at $90 /month. accelPay pricing is not publicly listed.
- Deployment: Toast supports SaaS/Web/Cloud; accelPay supports SaaS/Web/Cloud.
Compare Toast vs accelPay vs SumUp vs Square Point of Sale — and walk away knowing which one fits.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most POS Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Biggest differences
Start here before you go deeper into features.
Best for restaurants needing an integrated, scalable POS with labor management.
- You operate a full-service or quick-service restaurant or bar needing unified hardware and payments.
- You require labor scheduling and analytics tied directly to real-time sales data for cost control.
- You manage multiple locations or franchises needing centralized POS management and scalability.
- Your restaurant requires highly customized or non-standard POS workflows beyond Toast’s flexibility.
- You prioritize flawless payment processing and top-tier customer support without risk of glitches.
Large Enterprises, Medium Business, Small Business
Large Enterprises, Medium Business, Small Business
Best for small to mid-sized retail and food businesses needing simple POS.
- You want an easy-to-use POS with quick transaction processing.
- You need integrated inventory management and sales reporting.
- You require mobile device compatibility and hardware like Square Terminal.
- Your business is a large enterprise needing extensive customization.
- You require complex, multi-location inventory management capabilities.
Toast typically suits Large Enterprises and Medium Business. accelPay tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Toast is a versatile POS platform designed specifically for restaurants. It streamlines operations, enhances customer service, and boosts revenue. This comprehensive solution combines ... Read More about Toast | accelPay is the ultimate solution for selling alcohol online. It simplifies the entire process and ensures compliance at all three levels. With accelPay, you have the power to sell directly ... Read More about accelPay | SumUp is a trusted financial technology company operating in 32 countries across three continents. We aid small business owners by making it quick, secure, and cost-effective to accept card ... Read More about SumUp | Square Point of Sale, the ultimate choice for businesses searching for an easy-to-use POS system. With its user-friendly design, you can effortlessly process transactions, track customer ... Read More about Square Point of Sale |
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Spotsaas ScoreWhat's this? ↗ | 9.8/10 | 7.6/10 | Not Available | 9.2/10 |
User RatingsBased on verified Spotsaas reviews | ||||
Best Company Size | Small BusinessMedium Business | — | — | 1-50 employees51-500 employees |
Get pricing help | Get pricing help |
Where each option fits best
See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.
Based on buyer reviews and verified product data collected by Spotsaas.
Key strengths
- Scales effectively for growing brands: Toast supports multi-location management, centralized menu updates, and location-level reporting. This makes it a strong option for restaurants planning to expand from a single location to multi-unit or franchise operations.
- Labor management tied to real sales data: Toast connects scheduling, time tracking, and labor analytics to actual sales performance. Managers can forecast staffing needs more accurately and adjust schedules to control labor costs while maintaining service quality.
- Fully integrated payments and hardware: With Toast Payments and native hardware, restaurants benefit from a unified checkout experience. Transactions, tips, and reports are automatically linked to orders, simplifying reconciliation and reducing end-of-day errors.
No key benefits available yet.
No key benefits available yet.
No key benefits available yet.
Best fit
- 500+
- Restaurants, Quick-Service Restaurants (QSR), Full-Service Restaurants, Cafés & Bakeries, Bars & Breweries, Food Trucks, Hospitality
- Restaurant Owner, General Manager, Operations Manager, Food & Beverage Manager, Restaurant Manager, Director of Operations, Franchise Owner
No best-fit guidance available yet.
No best-fit guidance available yet.
No best-fit guidance available yet.
Reasons buyers look elsewhere
- Toast tightly integrates POS software, payments, and hardware. While this simplifies setup, some operators prefer greater flexibility to choose payment processors, third-party tools, or custom integrations. Alternatives can offer more freedom to build a personalized tech stack.
- Toast is purpose-built for restaurants, which can be limiting for businesses that blend retail, catering, events, or merchandise sales. Hybrid concepts may choose more flexible POS platforms that handle both food service and retail workflows in a single system.
- Some restaurants don’t require advanced features like labor forecasting, detailed reporting, or delivery marketplace integrations. Concepts with limited menus, counter service only, or predictable traffic may prefer simpler POS tools that focus on fast ordering and payments without added operational complexity.
No alternatives guidance available yet.
No alternatives guidance available yet.
No alternatives guidance available yet.
Software Demo
Demo |
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How do Toast, accelPay, SumUp and Square Point of Sale Compare on Features?
Total Features | 14 Features | 6 Features | 14 Features | 11 Features |
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Unique Features | No unique features | No unique features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Toast, accelPay, SumUp and Square Point of Sale on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
Organization Types supported |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes |
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HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | — |
Single Sign-On (SSO) | ✓ Yes | — |
Multi-Factor Auth (MFA) | ✓ Yes | — |
Data Encryption | ✓ Yes | — |
Audit Logs | ✓ Yes | — |
Data Residency | 🌐 Global | 🌐 Global |
Toast vs accelPay vs SumUp User Reviews & Rating Comparison
User Ratings | No reviews available for the product | No reviews available for the product | 4.5 (based on 518 reviews) | |
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Rating Distribution | No reviews available for this product | |||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Overall positive sentiment highlights Toast's innovative features and scalability, tempered by concerns over customer service and occasional system glitches. What buyers like
Common complaints
| What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is positive across 10049 reviews, with strong overall satisfaction. What buyers like
Common complaints
| Buyer sentiment Buyers generally appreciate Square POS for its ease of use and hardware integration but note limitations in advanced features and pricing clarity. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product | No reviews available for the product |
Integrations
Integration with other apps | No Integration information available. | No Integration information available. |
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List of Customers
Customers |  Buffalo Wild Wings  The Melting Pot  Maple Leaf | No Customers information available. |  DHL  FLiXBUS | No Customers information available. |
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Media and Screenshots
Screenshots |  3 Screenshots | No screenshots available. |
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Videos |  4 Videos |  1 Videos |
Alternatives
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Toast or accelPay?
- Toast edges out the other on user ratings (4.2 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Toast and accelPay offer a free trial?
- Neither Toast nor accelPay currently lists a free trial.
- What is the starting price of Toast vs accelPay?
- Toast starts at $90 /month. accelPay starts at Contact for pricing.
- What are the top alternatives to Toast?
- Top alternatives to Toast include SumUp, Square Point of Sale, ShopKeep, Lightspeed Retail, SlickPOS.
- What are the top alternatives to accelPay?
- Top alternatives to accelPay include SumUp, Square Point of Sale, ShopKeep, Lightspeed Retail, Quick eSelling.