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MYOB vs QuickFile vs Xero vs Zoho Books Comparison

Last updated:

MYOB

4.3(121 reviews)

Starting at Contact for pricing

  • Free Trial
  • Individuals
  • Large Enterprises

MYOB is accounting software for Australian and New Zealand small businesses, built in compliance with ATO requirements. It handles invoicing, expense tracking, payroll, tax reporting, and supplier management, with direct…

QuickFile

4.6(1,414 reviews)

Starting at Contact for pricing

  • Individuals
  • Large Enterprises

QuickFile is cloud accounting software built for UK freelancers, sole traders, and small businesses that want to handle their own bookkeeping without hiring an accountant. It covers invoicing, VAT returns, payment tracki…

Xero

4.7(4,665 reviews)

Starting at $3.75 /month

  • Free Trial
  • Freelancers / Consultants
  • Medium Business

Xero software is a cloud-based accounting system that helps businesses manage their finances, run payroll, and save time so they can focus on growing their business. This single platform connects all your finances and in…

Zoho Books

4.9(319 reviews)

Starting at Contact for pricing

  • Free Trial
  • Freelancers / Consultants
  • Large Enterprises

Zoho Books is cloud accounting software for small to mid-sized businesses, particularly teams already using other Zoho products like CRM or Desk. It covers the full accounting cycle — invoicing, journal entries, bank rec…

QuickFile leads on user satisfaction with a 4.6-star rating across 1,414 reviews.

MYOB vs QuickFile vs Xero vs Zoho Books — at a glance

FeatureMYOBQuickFileXeroZoho Books
Rating4.3 / 54.6 / 54.7 / 54.9 / 5
Reviews1211,4144,665319
Starting priceContact for pricingContact for pricing$3.75 /monthContact for pricing
Free trial Yes No Yes Yes
Free version No No No No
Best forIndividuals, Large Enterprises, Medium BusinessIndividuals, Large Enterprises, Medium BusinessFreelancers / Consultants, Medium Business, Small BusinessFreelancers / Consultants, Large Enterprises, Medium Business
CategoryAccounting SoftwareAccounting SoftwareAccounting SoftwareAccounting Software
Integrations14+ apps
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - MacSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailableAvailableAvailable
Support modes24/7 (Live rep), OnlineOnline24/7 (Live rep), OnlineBusiness Hours, Online
CertificationsGDPRGDPRSOC 2, GDPR, ISO 27001GDPR
Data residencyAustraliaGlobalGlobalGlobal

Key differences between MYOB and QuickFile

  • Free trial: MYOB offers a free trial; QuickFile does not.
  • User satisfaction: QuickFile scores higher with a 4.6-star average.
  • Deployment: MYOB supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac; QuickFile supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Compare MYOB vs QuickFile vs Xero vs Zoho Books — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Accounting Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

MYOB - Accounting Software
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QuickFile
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Biggest differences

Start here before you go deeper into features.

MYOB

Best for small to mid-sized businesses needing comprehensive, automated accounting.

Choose if
  • You require strong integration with local tax authorities for compliance.
  • You want automated bank feeds and payroll to reduce manual bookkeeping.
  • Your team includes accountants or bookkeepers who benefit from collaboration features.
Consider alternatives if
  • You need a modern, highly intuitive user interface and design.
  • You have a tight budget sensitive to subscription and add-on costs.

QuickFile

Best for

Individuals, Large Enterprises, Medium Business

Xero

Best for small businesses needing user-friendly, cloud-based accounting with strong support.

Choose if
  • You are a small business or professional services firm with up to 50 employees.
  • You want an intuitive interface with real-time collaboration for multiple users.
  • You value highly responsive and knowledgeable customer support for troubleshooting.
Consider alternatives if
  • You are a large enterprise requiring complex, multi-entity accounting features.
  • You need extensive self-service options for advanced accounting processes without relying on support.

Zoho Books

Best for small to mid-sized businesses needing simple, automated cloud accounting.

Choose if
  • You run a small or medium business with up to 100 employees.
  • You want an intuitive, user-friendly interface for easy accounting management.
  • You need automated workflows to save time on invoicing and bank reconciliation.
Consider alternatives if
  • You are a large enterprise with complex, multi-entity accounting requirements.
  • You require highly customizable or industry-specific accounting workflows.

MYOB typically suits Individuals and Large Enterprises. QuickFile tends to fit Individuals and Large Enterprises better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

MYOB is accounting software for Australian and New Zealand small businesses, built in compliance with ATO requirements. It handles invoicing, expense tracking, payroll, tax reporting, and ... Read More about MYOB

QuickFile is cloud accounting software built for UK freelancers, sole traders, and small businesses that want to handle their own bookkeeping without hiring an accountant. It covers ... Read More about QuickFile

Xero software is a cloud-based accounting system that helps businesses manage their finances, run payroll, and save time so they can focus on growing their business. This single platform ... Read More about Xero

Zoho Books is cloud accounting software for small to mid-sized businesses, particularly teams already using other Zoho products like CRM or Desk. It covers the full accounting cycle — ... Read More about Zoho Books

Entry Level Pricing

  • Not Available
  • Not Available
  • Starts from $3.75 , monthly
  • Not Available

Free Trial Availability

  • Free Trial available
  • No free trial

SpotScore

What's this? ↗

9.3/10

8.5/10

9.6/10

9.2/10

User Ratings

Based on verified Spotsaas reviews

4.29

(121)

4.68

(4665)

4.87

(319)

Best Company Size

1-50 employees51-100 employees
1-50 employeesSmall Business
1-50 employees51-100 employees
Get pricing help
Get pricing help

Where each option fits best

See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.

Based on buyer reviews and verified product data collected by Spotsaas.

Strengths

Key strengths

MYOB

  • Streamlined Financial Management: With MYOB, we can easily manage our financial processes, from invoicing to payroll. This lets our team spend less time on paperwork and more time focusing on growth.
  • Real-time Reporting: MYOB's reporting tools provide instant insights into our business performance. This allows us to make informed decisions quickly, helping us stay competitive.
  • User-friendly Interface: Built for easy use, MYOB is intuitive for all team members. Whether you're a seasoned accountant or a business manager, working with the software feels smooth and straightforward.

Xero

  • Simplified Financial Management: With Xero, you can easily manage your business finances in one place. Users appreciate the intuitive dashboard that provides a clear overview of cash flow, invoices, and expenses at a glance.
  • Real-Time Collaboration: Xero allows multiple users to access and work on financial data simultaneously. This feature builds collaboration among teams, keeping everyone aligned and current without emailing spreadsheets back and forth.
  • Automated Processes: Say goodbye to tedious manual entries! Xero automates recurring invoicing and bank reconciliation, saving you precious time that you can redirect towards strategic planning and growth initiatives.

Zoho Books

  • Simplified Financial Management: With Zoho Books, managers can easily track income and expenses, maintaining clear financial oversight. This lets you focus on strategic decision-making instead of handling paperwork.
  • Automated Workflows: Executives will appreciate the efficiency of automated workflows that save time and reduce errors. By automating recurring tasks like invoicing and payment reminders, your team can dedicate more time to high-value activities.
  • Real-Time Collaboration: Administrators can collaborate with team members and accountants in real-time, building a culture of transparency and teamwork. This feature keeps everyone on the same page, regardless of location.
Best fit

Best fit

MYOB

  • 1 to 100 employees
  • Fintech, Consulting, Retail, and Professional Services
  • Accountants, Financial Managers, Business Owners, and Bookkeepers

Xero

  • 1-50 employees
  • Accounting, Retail, Hospitality, Non-Profit, Professional Services
  • Accountants, Bookkeepers, Business Owners, Finance Managers, Operations Managers

Zoho Books

  • 1-100 employees
  • Accounting, E-commerce, Consulting, Retail, Nonprofit, Professional Services
  • Accountants, Finance Managers, Small Business Owners, Bookkeepers, Operations Managers
Watchouts

Reasons buyers look elsewhere

MYOB

  • Users may seek alternatives to MYOB if they require more advanced features, such as comprehensive reporting tools or integrations with other software, which may not be fully supported by MYOB’s offerings.
  • Businesses experiencing rapid growth might look for scalable solutions that can adapt to their evolving needs, as MYOB might not provide the necessary flexibility for larger operations.
  • Some users may find MYOB's user interface challenging or less intuitive, prompting them to explore alternatives that offer a more user-friendly experience and better customer support.

QuickFile

No alternatives guidance available yet.

Xero

  • Users may seek alternatives to Xero due to its pricing structure, especially for small businesses or startups that require budget-friendly accounting solutions without compromising essential features.
  • Some businesses might find Xero’s interface challenging, prompting them to explore options that offer a more intuitive and user-friendly experience for their team members.
  • Companies with specific industry needs might find that Xero lacks certain tailored functionalities, leading them to consider alternatives that provide specialized features for their sector.

Zoho Books

  • Lacks customization for complex workflows — teams needing custom fields, approval chains, or industry-specific processes often switch to NetSuite or Sage Intacct
  • Missing industry-specific features — niche sectors (nonprofits, manufacturing, professional services) need specialized tax handling or compliance tools that Zoho Books doesn't provide
  • Pricing becomes expensive at scale — companies with 50+ employees find per-user costs higher than QuickBooks Online Plus or Xero, especially with add-on modules

Software Demo

Demo

No software demo available

QuickFile has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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How do MYOB, QuickFile, Xero and Zoho Books Compare on Features?

Total Features

17 Features

10 Features

17 Features

16 Features

Unique Features

No unique features

No unique features

No unique features

No unique features

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Get Quote

Compare MYOB, QuickFile, Xero and Zoho Books on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

          Starting From

          • Not Available
          • Not Available
          • $3.75 , monthly
          • Not Available

          Pricing Plans

          • Not Available
          • Not Available
          • Early

            $3.75

            /month

            • Send quotes and up to 20 invoices

            • Accept online invoice payments

            • Enter up to 5 bills

            Show more +

          • Growing

            $8.25

            /month

            • Unlimited invoices and quotes

            • Accept online payments

            • Enter and pay bills

            Show more +

          • Established

            $13.50

            /month

            • All Growing plan features included

            • 180-day cash-flow forecast

            • Advanced performance graphs

            Show more +

          • Not Available

          Pricing Page

          MYOB pricing
          QuickFile pricing
          Xero pricingZoho Books pricing

          Other Details

          Organization Types supported

          • Individuals
          • Freelancers
          • Medium Business
          • Small Business
          • Large Enterprises
          • Individuals
          • Freelancers
          • Medium Business
          • Small Business
          • Large Enterprises
          • Individuals
          • Freelancers
          • Medium Business
          • Small Business
          • Large Enterprises
          • Individuals
          • Freelancers
          • Medium Business
          • Small Business
          • Large Enterprises

          Platforms Supported

          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Browser Based (Cloud)

          Modes of support

          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online

          API Support

          • Available
          • Available
          • Available
          • Available
          Get help choosing
          Get help choosing

          Security & Compliance

          Certifications, data handling, and security controls for IT and compliance evaluators.

          SOC 2

          HIPAA

          ✗ No
          ✗ No

          GDPR

          ✓ Yes
          ✓ Yes

          ISO 27001

          Single Sign-On (SSO)

          ✓ Yes

          Multi-Factor Auth (MFA)

          ✓ Yes

          Data Encryption

          ✓ Yes
          ✓ Yes

          Audit Logs

          ✓ Yes

          Data Residency

          🇦🇺 Australia
          🌐 Global

          MYOB vs QuickFile vs Xero User Reviews & Rating Comparison

          User Ratings

          Rating Distribution

          80

          25

          6

          0

          10

          1236

          63

          9

          2

          0

          4076

          207

          83

          70

          213

          292

          14

          2

          0

          3

          Spotsaas Editor’s POV generated by AI

          Buyer sentiment

          Overall positive sentiment highlighting MYOB’s comprehensive features and ease of use, tempered by concerns over customer support and software reliability.

          What buyers like

          • Ease of use
          • Comprehensive accounting features
          • Automation and bank feed integration

          Common complaints

          • Customer support delays and issues
          • Software bugs and outdated interface

          Buyer sentiment

          Buyer sentiment is very strong across 1310 reviews, with consistently positive feedback.

          What buyers like

          • Offers an intuitive, user-friendly interface for easy navigation, even for those without accounting expertise.
          • Provides a free version with extensive features, making it ideal for startups and small businesses with limited budgets.
          • Supports professional invoicing and bank integrations, streamlining financial tasks.

          Common complaints

          • Limited customization options for headings and categories, which might not fit all industries (e.g., sports clubs).
          • Some features, like handling credit notes, can feel quirky and non-intuitive, requiring workarounds.
          • The free version covers most needs, but scaling businesses may need to upgrade for certain features.

          Buyer sentiment

          Overall positive sentiment highlights Xero's ease of use and excellent customer support, though some users note challenges with initial support access and advanced features.

          What buyers like

          • Customer support quality
          • Ease of use
          • Automation of financial tasks

          Common complaints

          • Initial support accessibility
          • Complexity of advanced features for new users

          Buyer sentiment

          Users generally express high satisfaction with Zoho Books for its ease of use, automation, and collaborative features, though some note limitations for larger or more complex organizations.

          What buyers like

          • Ease of use
          • Automation
          • Collaboration

          Common complaints

          • Limited advanced features
          • Pricing transparency

          Pros and Cons

          • Comprehensive accounting features including payroll, expense tracking, and tax compliance

          • User-friendly interface that simplifies bookkeeping and reporting tasks

          • Automated processes and bank feed integrations reducing manual effort

          • Customer support issues including long wait times and unresolved queries

          • Frequent bugs and system glitches impacting usability

          • Offers a complete suite for diverse accounting needs.

          • Flexible database options enhance usability.

          • Accrual-based accounting supports accurate financial tracking.

          • Complexity may overwhelm new users.

          • Setup can be time-consuming.

          • Highly responsive and knowledgeable customer support

          • User-friendly interface with an intuitive dashboard

          • Effective automation of recurring invoicing and bank reconciliation

          • Initial difficulty connecting with support

          • Challenges for new users on specific features like payroll matching and batch payments

          • Intuitive and user-friendly interface for both beginners and professionals

          • Automated workflows that save time and reduce errors

          • Real-time collaboration features enabling transparency and teamwork

          • Limited suitability for very large enterprises with complex accounting needs

          • Potential lack of deep customization for niche industries

          Positive Reviews

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          Negative Reviews

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          Used MYOB, QuickFile, Xero, or Zoho Books? Tell buyers what actually differs.

          Integrations

          Integration with other apps

          No Integration information available.

          No Integration information available.

          No Integration information available.

          List of Customers

          Customers

          No Customers information available.

          No Customers information available.

          Coco cubano

          Coco cubano

          Brandography

          Brandography

          Legal consultant

          Legal consultant

          Samteq

          Samteq

          Media and Screenshots

          Screenshots

          PowerBI Dashboard

          4 Screenshots

          Dashboard

          2 Screenshots

          Videos

          video-0

          4 Videos

          No videos available.

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          Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

          Frequently asked questions

          Which is better, MYOB or QuickFile?
          QuickFile edges out the other on user ratings (4.6 vs 4.3). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
          Do MYOB and QuickFile offer a free trial?
          MYOB offers a free trial. QuickFile does not.
          What is the starting price of MYOB vs QuickFile?
          MYOB starts at Contact for pricing. QuickFile starts at Contact for pricing.
          What are the top alternatives to MYOB?
          Top alternatives to MYOB include Xero, Zoho Books, Quickbooks, Freshbooks, FreeAgent.
          What are the top alternatives to QuickFile?
          Top alternatives to QuickFile include Xero, Zoho Books, Quickbooks, FreeAgent, easybook.io.