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Instamojo vs Authorize.Net vs PayKun Comparison

Last updated:

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

Authorize.Net

3.7(399 reviews)

Starting at $25 /Month

  • Large Enterprises
  • Medium Business

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…

PayKun

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayKun is a flexible payment gateway software that can easily integrate with existing websites and shopping carts. It's a well-maintained, fast and stable payment module, providing features like the payment status page,…

Authorize.Net leads on user satisfaction with a 3.7-star rating across 399 reviews.

Instamojo vs Authorize.Net vs PayKun — at a glance

FeatureInstamojoAuthorize.NetPayKun
Rating2.6 / 53.7 / 5
Reviews33399
Starting priceContact for pricing$25 /MonthContact for pricing
Free trial No No No
Free version No No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - AndroidSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modesBusiness Hours, Online24/7 (Live rep), OnlineBusiness Hours, Online
CertificationsGDPRSOC 2, GDPR, ISO 27001GDPR
Data residencyIndiaUSIndia

Key differences between Instamojo and Authorize.Net

  • Pricing: Authorize.Net starts at $25 /Month. Instamojo pricing is not publicly listed.
  • User satisfaction: Authorize.Net scores higher with a 3.7-star average.
  • Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; Authorize.Net supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Compare Instamojo vs Authorize.Net vs PayKun — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Instamojo - Payment Gateway Software
Talk to an expert
Talk to an expert
Authorize.Net - Payment Gateway Software
Talk to an expert
Talk to an expert
PayKun - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if
  • You need fast payout processing within 72 hours to improve cash flow.
  • You want a user-friendly, straightforward interface for easy transaction management.
  • Your business requires support for multiple payment methods including credit/debit cards and PayPal.
Consider alternatives if
  • Your business demands highly responsive and proactive customer support.
  • You cannot tolerate risks of account freezing or funds being held without clear communication.

Authorize.Net

Best for customizable, secure payment processing in small to medium businesses.

Choose if
  • You need a payment gateway with a developer kit for custom checkout flows.
  • Your business requires reliable and secure credit card transaction processing.
  • You want strong customer support and seamless integration with existing software.
Consider alternatives if
  • You are a new user seeking a simple, out-of-the-box payment solution.
  • You require extensive third-party app marketplace integrations and connectors.

PayKun

Best for

Large Enterprises, Medium Business, Small Business

Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing. Authorize.Net: Best for customizable, secure payment processing in small to medium businesses.

Description

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net

PayKun is a flexible payment gateway software that can easily integrate with existing websites and shopping carts. It's a well-maintained, fast and stable payment module, providing features ... Read More about PayKun

Entry Level Pricing

  • Not Available
  • Starts from $25
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.6/10

9.3/10

8.5/10

User Ratings

Based on verified Spotsaas reviews

2.6

(33)

Best Company Size

1-50 employees51-500 employees
Small BusinessMedium Business
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

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How do Instamojo, Authorize.Net and PayKun Compare on Features?

Total Features

7 Features

8 Features

6 Features

Unique Features

No unique features

No unique features

No unique features

Get Quote
Get Quote
Get Quote

Compare Instamojo, Authorize.Net and PayKun on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Starting From

        • Not Available
        • $25
        • Not Available

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Instamojo pricing
        Authorize.Net pricing
        PayKun pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Not Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes
        ✓ Yes
        ✓ Yes

        ISO 27001

        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes
        ✓ Yes

        Audit Logs

        ✓ Yes

        Data Residency

        🇮🇳 India
        🇺🇸 US
        🇮🇳 India

        Instamojo vs Authorize.Net User Reviews & Rating Comparison

        User Ratings

        No reviews available for the product

        Rating Distribution

        0

        1

        1

        1

        11

        203

        64

        15

        11

        26

        2

        0

        0

        0

        0

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues.

        What buyers like

        • Ease of use
        • Fast payout processing
        • Multi-currency support

        Common complaints

        • Poor customer support
        • Account freezing and fund holds

        Buyer sentiment

        Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options.

        What buyers like

        • Ease of use
        • Integration capabilities
        • Customer support

        Common complaints

        • Complexity for new users
        • Limited app marketplace options

        What buyers like

        • Easy integration
        • Flexible payment options
        • Stable performance

        Common complaints

        • Limited international support
        • Fees can be high
        • Basic reporting features

        Pros and Cons

        • Quick response time enabling payouts within 72 hours

        • User-friendly and straightforward interface

        • Supports multiple payment methods including credit/debit cards and PayPal

        • Unresponsive customer support with long wait times

        • Instances of account freezing and funds being held without clear communication

        • Seamless integration with other software

        • Reliable and secure credit card transaction processing

        • Excellent customer support

        • Limited options in the app marketplace for additional connectors

        • Complex features and customizations can be intimidating for new users

        • Flexible integration with existing systems.

        • Stable performance ensures reliable transactions.

        • Comprehensive API for external application connectivity.

        • Limited support for international transactions.

        • Transaction fees may be higher than expected.

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        Malanad Plantations

        Malanad Plantations

        Yazon

        Yazon

        AE RI Sakhi

        AE RI Sakhi

        No Customers information available.

        Jadibuti

        Jadibuti

        Invisible

        Invisible

        Payom

        Payom

        Media and Screenshots

        Screenshots

        Embed Instamojo Payment Button

        4 Screenshots

        No screenshots available.

        No screenshots available.

        Videos

        video-0

        4 Videos

        video-0

        3 Videos

        video-0

        3 Videos

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, Instamojo or Authorize.Net?
        Authorize.Net edges out the other on user ratings (3.7 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do Instamojo and Authorize.Net offer a free trial?
        Neither Instamojo nor Authorize.Net currently lists a free trial.
        What is the starting price of Instamojo vs Authorize.Net?
        Instamojo starts at Contact for pricing. Authorize.Net starts at $25 /Month.
        What are the top alternatives to Instamojo?
        Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
        What are the top alternatives to Authorize.Net?
        Top alternatives to Authorize.Net include Stripe Payments, QuickBooks Payments, PayorCRM, UniPay Gateway, NETELLER.

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