8.4
SpotScore
Top 10 India Online Pay Alternatives 2026
Secure, seamless payments for businesses in India.
Trusted by 2M+ software buyers annually.
Main Features
- Gift Card Management
- Invoice Payment
- Mobile Payments
- Multiple Currency Processing
Pricing
India Online Pay offers custom pricing plan
India Online Pay is a Payment Gateway Software platform. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Gateway Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
India Online Pay vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| India Online Pay Current | Payment Gateway Software | Custom pricing | No reviews | ✗ No |
 Alipay | Payment Gateway Software | Custom pricing | 3.7 ★ | ✗ No |
 Citcon | Payment Gateway Software | Custom pricing | 4.8 ★ | ✗ No |
 Payoneer | Payment Gateway Software | Custom pricing | 4.6 ★ | ✗ No |
 Cheddar Up | Payment Gateway Software | $10 | 4.4 ★ | ✓ Yes |
 Mollie | Payment Gateway Software | Custom pricing | 4.0 ★ | ✗ No |
Showing 1-10 out of 10
List of the Top India Online Pay alternatives as of November 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
8.7
SpotScore
Alipay — 3.7★
Effortless payments for your business's success.
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What is Alipay?
Alipay is a payment gateway software that allows any business to accept Alipay payments. Merchants can recover their payment transactions, perform currency conversion and view transaction status. The gateway uses the Alipay digital payment platform, which is connected to more than 70 online ...
Read moreWhat reviewers like about Alipay
- Supports Alipay payments
- Currency conversion
- Transaction status tracking
Where Alipay falls short
- Limited to Alipay
- May not suit all markets
- Integration complexity
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 5 more
Unique Features
No unique features
Pricing
Alipay offers custom pricing plan
8.3
SpotScore
Citcon — 4.8★
Simplify online payments with secure integration.
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What is Citcon?
Citcon is an integrated payment gateway for businesses that need to process transactions across multiple payment platforms — including PayPal, Shopify, and Authorize.NET — from a single system. It encrypts transaction and customer data across all connected channels, reducing the compliance ...
Read moreWhat reviewers like about Citcon
- Multiple payment options available
- Strong data encryption
- User-friendly interface
Where Citcon falls short
- Limited international payment support
- Transaction fees may apply
- Not suitable for high-risk industries
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Citcon offers custom pricing plan
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Own the software buyers are comparing here? See who's weighing you against rivals — and who's comparing your competitors while you're not in the running.
9.3
SpotScore
Payoneer — 4.56★
Effortless payments for global businesses.
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What is Payoneer?
Payoneer provides a simple and cost effective solution for your business to accept credit card and other payments online. Payoneer's suite of Payment Gateway Solutions has been adapted to meet the needs of various businesses such as banks, eCommerce merchants, international money transfer ...
Read moreWhat reviewers like about Payoneer
- Efficient customer service, offering quick and effective issue resolution.
- User-friendly platform with straightforward account setup process.
- Reliable services for managing payments, suitable for freelancers and various other users.
Where Payoneer falls short
- Some users find the fees charged by Payoneer to be relatively high.
- Limited availability of customer support in languages other than English may pose challenges for non-English speakers.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Payoneer offers custom pricing plan
8.6
SpotScore
Cheddar Up — from $10 · 4.4★
Streamline payments and boost sales with ease.
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What is Cheddar Up?
Cheddar Up is a payment collection platform built for e-commerce merchants, school groups, and community organizations that need to accept credit card, ACH, and check payments without incurring chargeback liability, minimum sales requirements, or monthly subscription fees. It supports hundreds ...
Read moreWhat reviewers like about Cheddar Up
- No chargebacks or monthly fees
- Supports multiple payment types
- Easy setup process
Where Cheddar Up falls short
- Limited customer support options
- Transaction limits may apply
- Not ideal for high-risk transactions
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Starts from $10/Month, also offers free forever plan
8.6
SpotScore
Mollie — 4.02★
Accept payments effortlessly, meet your customers' needs.
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What is Mollie?
Mollie is a payment gateway for European e-commerce businesses and online merchants that need to accept credit cards, iDeal, PayPal, and regional digital wallets through a single integration. It is especially well-suited for Dutch and broader European merchants due to its native iDeal support ...
Read moreWhat reviewers like about Mollie
- Quick and professional responses from customer support.
- Efficient and helpful customer service team.
- Support agents are knowledgeable and effective in resolving issues promptly.
Where Mollie falls short
- Some users encountered difficulties in contacting the company, leading to delays in issue resolution.
- Limited mentions of product features or functionalities in the reviews.
Common Features
-
Invoice Payment
-
Multiple Currency Processing
-
Recurring Billing
+ 4 more
Unique Features
No unique features
Pricing
Mollie offers custom pricing plan
8.4
SpotScore
Cardinity — 3.68★
Effortless credit card payments for e-commerce merchants.
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What is Cardinity?
Cardinity is a payment gateway software that enables e-commerce merchants to start accepting credit card payments quickly and easily, without the need for any additional software or hardware. With clients in over 90 countries and over 35 currencies, Cardinity provides full support, multiple ...
Read moreWhat reviewers like about Cardinity
- Quick setup for merchants
- Supports multiple currencies
- No additional hardware needed
Where Cardinity falls short
- Limited features for advanced users
- Transaction fees can be high
- Customer support may be lacking
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Cardinity offers custom pricing plan
8.1
SpotScore
Coriunder BAAS — from $500 · 5★
Streamline your payments with Coriunder.
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What is Coriunder BAAS?
Coriunder BAAS - Payment Gateway software is designed for Banks, Financial Institutions, e-Commerce Merchants and Enterprise Businesses. It helps them to offer secure and convenient online payment gateway services to their customers that accept various payments including Debit /Credit Cards, ...
Read moreWhat reviewers like about Coriunder BAAS
- Secure online payment services
- Supports various payment methods
- Designed for enterprises
Where Coriunder BAAS falls short
- Higher fees for enterprise features
- Complex setup process
- Limited support for small businesses
Common Features
-
PoS Transactions
-
Multiple Currency Processing
-
Recurring Billing
+ 3 more
Unique Features
No unique features
Pricing
Starts from $500/Month, also offers free forever plan
8.3
SpotScore
SecurionPay — 4.53★
Effortless online payments, anytime, anywhere.
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What is SecurionPay?
SecurionPay is an online payment gateway for merchants who sell internationally and need to accept credit and debit card payments around the clock from customers in any location. It processes transactions continuously without geographic restrictions, allowing businesses to collect revenue from ...
Read moreWhat reviewers like about SecurionPay
- 24/7 payment acceptance
- Supports multiple currencies
- User-friendly interface
Where SecurionPay falls short
- Fees can be high
- Limited payment options
- Not ideal for small businesses
Common Features
-
Invoice Payment
-
Multiple Currency Processing
-
Recurring Billing
+ 3 more
Unique Features
No unique features
8.5
SpotScore
PayKun — 5★
Effortless payment solutions for your business.
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What is PayKun?
PayKun is a payment gateway for Indian businesses with existing websites or shopping carts that need a stable, integrable payment module with features like IPN messaging and an API platform for connecting external applications. It has limited international currency support, making it best ...
Read moreWhat reviewers like about PayKun
- Easy integration
- Flexible payment options
- Stable performance
Where PayKun falls short
- Limited international support
- Fees can be high
- Basic reporting features
Common Features
-
Invoice Payment
-
Multiple Currency Processing
-
Recurring Billing
+ 3 more
Unique Features
No unique features
Pricing
PayKun offers custom pricing plan
7.9
SpotScore
Compass Payments Suite — 4★
Simplify online payments for small businesses.
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What is Compass Payments Suite?
Compass Payments is a payment gateway software that lets small businesses accept credit cards on the Internet. This flexible solution has been tailored to make it easy for businesses of all sizes to accept and process credit card payments at a lower cost than traditional PCI-DSS compliant ...
Read moreWhat reviewers like about Compass Payments Suite
- Tailored for small businesses
- Lower processing costs
- Easy credit card acceptance
Where Compass Payments Suite falls short
- Limited features for larger businesses
- May lack advanced security
- Fees can vary
Common Features
-
PoS Transactions
-
Multiple Currency Processing
-
Recurring Billing
+ 3 more
Unique Features
No unique features
Pricing
Compass Payments Suite offers custom pricing plan
How India Online Pay competitors stack up
There are 10 direct India Online Pay competitors in Payment Gateway Software. The ones that come up most often are Alipay, Citcon and Payoneer. Each is compared against India Online Pay on rating, pricing and feature coverage below.
Tools similar to India Online Pay
Searches for "sites like India Online Pay" and "apps like India Online Pay" land on the same set of options as "India Online Pay alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.
Why each made our India Online Pay alternatives list
Multiple payment options available
Watch for: Limited international payment support
Efficient customer service, offering quick and effective issue resolution.
Watch for: Some users find the fees charged by Payoneer to be relatively high.
No chargebacks or monthly fees
Watch for: Limited customer support options
Quick and professional responses from customer support.
Watch for: Some users encountered difficulties in contacting the company, leading to delays in issue resolution.
Quick setup for merchants
Watch for: Limited features for advanced users
Secure online payment services
Watch for: Higher fees for enterprise features
Tailored for small businesses
Watch for: Limited features for larger businesses
Why teams look for an India Online Pay alternative
The reasons teams outgrow India Online Pay are fairly consistent:
- Limited to Indian market
- May have transaction fees
- Customer support can be slow
How to compare India Online Pay alternatives
How the 10 alternatives line up on price and ratings: 2 offer a free tier; and Coriunder BAAS is the highest rated at 5★ across 8 reviews.
How we decide the order.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
