8.4
SpotScore
Top 10 Dwolla Alternatives 2026
Effortless fund transfers for businesses.
Main Features
- Invoice Payment
- Mobile Payments
- Multiple Currency Processing
- PoS Transactions
Pricing
Starts from $0.05
Dwolla is a Payment Gateway Software platform with a user rating of 4.5★ based on 41 reviews. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Gateway Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
Dwolla vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| Dwolla Current | Payment Gateway Software | $0.05 | 4.5 ★ | ✗ No |
 Cashfree Payments | Payment Gateway Software | Custom pricing | 4.5 ★ | ✗ No |
 Trustly | Payment Gateway Software | Custom pricing | 4.5 ★ | ✗ No |
 UniPay Gateway | Payment Gateway Software | Custom pricing | 4.5 ★ | ✗ No |
 Authorize.Net | Payment Gateway Software | $25 | 4.1 ★ | ✗ No |
 MoonClerk | Payment Gateway Software | $15 | 3.6 ★ | ✗ No |
Showing 1-10 out of 10
List of the Top Dwolla alternatives as of November 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
8.6
SpotScore
Cashfree Payments — 4.5★
Simple. Secure. Swift. Your ultimate financial solution.
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What is Cashfree Payments?
Cashfree Payments is a payment gateway for Indian businesses that handles both payment collection and disbursement. It supports recurring subscriptions, bank account verification, and payouts to bank accounts, PayTM wallets, or UPI addresses, with domestic and international funds settling ...
Read moreWhat reviewers like about Cashfree Payments
- Seamless payment integration
- Fast transaction processing
- Supports recurring payments
Where Cashfree Payments falls short
- Limited to Indian businesses
- May require technical setup
- Fees may apply for transactions
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 3 more
Unique Features
-
Saved Cards
Pricing
Cashfree Payments offers custom pricing plan
8.6
SpotScore
Trustly — 4.5★
Effortless online payments made secure.
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What is Trustly?
Trustly is a payment gateway solution for merchants to easily accept payments online. It offers many benefits to both the merchant and customer, such as handling bank card information in an encrypted and confidential way, reduced costs and a simplified checkout process. Features include: - ...
Read moreWhat reviewers like about Trustly
- Encrypted payment processing
- Simplified checkout experience
- Supports multiple payment channels
Where Trustly falls short
- Limited to online payments
- May not support all regions
- Customer support can be slow
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 3 more
Unique Features
-
Saved Cards
Pricing
Trustly offers custom pricing plan
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8.5
SpotScore
UniPay Gateway — 4.5★
The key to seamless online payments.
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What is UniPay Gateway?
UniPay Gateway is a payment processing platform for e-commerce operators that need to automate credit card authorization and data storage without manual transaction handling. It captures card data, authorizes transactions, and writes records to a connected database in a single workflow, ...
Read moreWhat reviewers like about UniPay Gateway
- Automates e-commerce transactions
- Secure credit card processing
- Easy database integration
Where UniPay Gateway falls short
- Limited payment method options
- May require technical setup
- Not suitable for small businesses
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 3 more
Unique Features
-
Saved Cards
-
Gift Card Management
Pricing
UniPay Gateway offers custom pricing plan
9.3
SpotScore
Authorize.Net — from $25 · 4.13★
Secure payment solutions for your business.
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What is Authorize.Net?
Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carries a monthly gateway fee ($25-$99 depending on plan) plus per-transaction ...
Read moreWhat reviewers like about Authorize.Net
- Easy to navigate and integrates with other software.
- Reliable and easy-to-use platform with excellent customer support.
- Trusted and secure payment gateway for credit card transactions.
Where Authorize.Net falls short
- Limited options in the Marketplace for additional apps and connectors.
- Some users find the complexity of features and customizations intimidating for newcomers.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 3 more
Unique Features
-
Saved Cards
-
Gift Card Management
Pricing
Starts from $25/Month
8.6
SpotScore
MoonClerk — from $15 · 3.62★
Streamline your online payments with ease.
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What is MoonClerk?
The MoonClerk payment gateway software is an e-commerce website plug-in that allows you to accept credit card and debit card payments from customers online. It's powered by our highly secure and scalable cloud computing infrastructure. Plug in and start processing credit card, debit card & ACH ...
Read moreWhat reviewers like about MoonClerk
- Integration with payment processors like Stripe for convenient transactions.
- Easy setup and user-friendly interface, suitable for small businesses and non-tech users.
- Customizable payment forms that can be embedded on websites, enhancing brand consistency.
Where MoonClerk falls short
- Lack of advanced customization options for checkout pages may limit flexibility.
- Limited flexibility in pricing structures and design options for payment plans.
- Absence of certain features like upload function for customer submissions may be a drawback.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
+ 2 more
Unique Features
-
Saved Cards
Pricing
Starts from $15/Month
8.0
SpotScore
Envoice — from $12 · 4.2★
Streamline payments and grow your e-commerce business.
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What is Envoice?
Envoice is payment gateway software for e-commerce merchants. It helps you accept payments over the Internet and send invoices to buyers. With its built-in accounting system you can manage your finances while growing your business. Our software is secure and merchant-friendly – it will get you ...
Read moreWhat reviewers like about Envoice
- Quick setup
- Secure transactions
- Built-in accounting
Where Envoice falls short
- Limited payment options
- Basic reporting features
- No mobile app
Common Features
-
Multiple Currency Processing
-
Recurring Billing
-
Website Payments
+ 1 more
Unique Features
No unique features
Pricing
Free Trial available, Try Now
Starts from $12/Month when Billed Yearly
7.7
SpotScore
Trexle — from $100 · 1★
Streamline your payments, simplify your business.
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What is Trexle?
Trexle is a payment gateway for online merchants that want to accept both traditional payment methods and alternative options — including Bitcoin, Litecoin, Pecunix, and Webmoney — from a single integration. It consolidates diverse payment types under one system, removing the need to build ...
Read moreWhat reviewers like about Trexle
- Multiple payment methods
- Supports cryptocurrencies
- User-friendly interface
Where Trexle falls short
- Limited customer support
- Higher fees for certain methods
- Complex setup for some users
Common Features
-
PoS Transactions
-
Multiple Currency Processing
-
Recurring Billing
+ 1 more
Unique Features
No unique features
Pricing
Free Trial available
Starts from $100
8.5
SpotScore
Pine Labs — 4.25★
Boost revenue and streamline operations with Pine Labs.
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What is Pine Labs?
Pine Labs offers a comprehensive suite of solutions for businesses, empowering them to boost revenue and streamline their operations. Our merchant platform merges cutting-edge technology and financial services, creating opportunities for growth and minimizing risks. Through collaborations with ...
Read moreWhat reviewers like about Pine Labs
- Comprehensive suite of solutions
- Empowers revenue growth
- Risk-managed finance solutions
Where Pine Labs falls short
- Complex setup process
- May overwhelm small businesses
- Limited to specific regions
Common Features
-
Invoice Payment
-
Multiple Currency Processing
-
Recurring Billing
+ 2 more
Unique Features
-
Saved Cards
-
Gift Card Management
Pricing
Pine Labs offers custom pricing plan
8.8
SpotScore
Adyen — 4.22★
Powering global payments with ease.
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What is Adyen?
Adyen is a global payment processing platform used by mid-market and enterprise retailers, marketplaces, and financial services firms that process transactions across multiple countries and sales channels. It unifies online, mobile, and in-store payments under one integration, eliminating the ...
Read moreWhat reviewers like about Adyen
- Global payment processing
- Frictionless transactions
- Supports multiple channels
Where Adyen falls short
- Complex pricing structure
- May require technical expertise
- Customer support can be slow
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 2 more
Unique Features
-
Saved Cards
-
Gift Card Management
Pricing
Adyen offers custom pricing plan
7.9
SpotScore
Deal — from $19 · 4.9★
Secure, fast, and convenient payment processing.
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What is Deal?
Deal is a payment gateway for small businesses and freelancers that need to accept credit cards and electronic checks online without complex setup or long-term contracts. It supports multiple currencies, allowing merchants to collect payments from international customers through one account.
Read moreWhat reviewers like about Deal
- Multi-currency support
- Quick payment processing
- User-friendly interface
Where Deal falls short
- Fees for currency conversion
- Limited advanced features
- Not suitable for high-volume transactions
Common Features
-
Invoice Payment
-
PoS Transactions
-
Website Payments
+ 1 more
Unique Features
-
Saved Cards
Pricing
Starts from $19/Month, also offers free forever plan
Dwolla competitors, compared
Across Payment Gateway Software, 10 products compete directly with Dwolla. The strongest overlap is with Cashfree Payments, Trustly and UniPay Gateway. Each is compared against Dwolla on rating, pricing and feature coverage below.
Sites and apps like Dwolla
Searches for "sites like Dwolla" and "apps like Dwolla" land on the same set of options as "Dwolla alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.
Why these Dwolla alternatives stand out
Seamless payment integration
Watch for: Limited to Indian businesses
Encrypted payment processing
Watch for: Limited to online payments
Automates e-commerce transactions
Watch for: Limited payment method options
Easy to navigate and integrates with other software.
Watch for: Limited options in the Marketplace for additional apps and connectors.
Integration with payment processors like Stripe for convenient transactions.
Watch for: Lack of advanced customization options for checkout pages may limit flexibility.
Comprehensive suite of solutions
Watch for: Complex setup process
Why teams look for a Dwolla alternative
Teams rarely leave Dwolla without a reason — usually it's one of these:
- Limited international support
- Requires technical knowledge
- Not suitable for small transactions
What a good Dwolla alternative should have
Comparing pricing, ratings, and strengths across the 10 alternatives: 3 offer a free tier; and Cashfree Payments is the highest rated at 4.5★ across 4 reviews.
Our ranking criteria.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
