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Authorize.Net vs Instamojo Comparison

Last updated:

Authorize.Net

3.7(399 reviews)

Starting at $25 /Month

  • Large Enterprises
  • Medium Business

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

Authorize.Net leads on user satisfaction with a 3.7-star rating across 399 reviews.

SpotSaaS Analysis

Authorize.NetInstamojo

The core difference between Authorize.Net and Instamojo lies in Authorize.Net's focus on customizable payment processing solutions for developers, while Instamojo emphasizes simplicity and speed in multi-currency transactions. Authorize.Net is ideal for businesses that require extensive customization, whereas Instamojo is best suited for those seeking quick and easy payment management.

- Best for small to medium businesses - Offers customizable payment processing solutions - Developer kit available for custom checkout flows - Reliable and secure credit card transaction processing - Monthly fee of $25 - Ideal for businesses needing extensive customization

- Best for small to medium businesses - Focuses on simple, multi-currency payment processing - Fast payout processing within 72 hours - User-friendly interface for easy transaction management - Price not listed - Ideal for businesses prioritizing cash flow and ease of use

Authorize.Net vs Instamojo — at a glance

FeatureAuthorize.NetInstamojo
Rating3.7 / 52.6 / 5
Reviews39933
Starting price$25 /MonthContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android
APIAvailableAvailable
Support modes24/7 (Live rep), OnlineBusiness Hours, Online
CertificationsSOC 2, GDPR, ISO 27001GDPR
Data residencyUSIndia

Key differences between Authorize.Net and Instamojo

  • Pricing: Authorize.Net starts at $25 /Month. Instamojo pricing is not publicly listed.
  • User satisfaction: Authorize.Net scores higher with a 3.7-star average.
  • Deployment: Authorize.Net supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Instamojo supports SaaS/Web/Cloud, Mobile - Android.

Authorize.Net vs Instamojo — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Authorize.Net - Payment Gateway Software
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Talk to an expert
Instamojo - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Authorize.Net

Best for customizable, secure payment processing in small to medium businesses.

Choose if
  • You need a payment gateway with a developer kit for custom checkout flows.
  • Your business requires reliable and secure credit card transaction processing.
  • You want strong customer support and seamless integration with existing software.
Consider alternatives if
  • You are a new user seeking a simple, out-of-the-box payment solution.
  • You require extensive third-party app marketplace integrations and connectors.

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if
  • You need fast payout processing within 72 hours to improve cash flow.
  • You want a user-friendly, straightforward interface for easy transaction management.
  • Your business requires support for multiple payment methods including credit/debit cards and PayPal.
Consider alternatives if
  • Your business demands highly responsive and proactive customer support.
  • You cannot tolerate risks of account freezing or funds being held without clear communication.

Authorize.Net: Best for customizable, secure payment processing in small to medium businesses. Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing.

Description

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo

Entry Level Pricing

  • Starts from $25
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

9.3/10

8.6/10

User Ratings

Based on verified Spotsaas reviews

2.6

(33)

Best Company Size

Small BusinessMedium Business
1-50 employees51-500 employees
Get pricing help
Get pricing help

Software Demo

Demo

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How do Authorize.Net and Instamojo Compare on Features?

Total Features

8 Features

7 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Authorize.Net and Instamojo on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $25
      • Not Available

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Authorize.Net pricing
      Instamojo pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇮🇳 India

      Authorize.Net User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      203

      64

      15

      11

      26

      0

      1

      1

      1

      11

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options.

      What buyers like

      • Ease of use
      • Integration capabilities
      • Customer support

      Common complaints

      • Complexity for new users
      • Limited app marketplace options

      Buyer sentiment

      Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues.

      What buyers like

      • Ease of use
      • Fast payout processing
      • Multi-currency support

      Common complaints

      • Poor customer support
      • Account freezing and fund holds

      Pros and Cons

      • Seamless integration with other software

      • Reliable and secure credit card transaction processing

      • Excellent customer support

      • Limited options in the app marketplace for additional connectors

      • Complex features and customizations can be intimidating for new users

      • Quick response time enabling payouts within 72 hours

      • User-friendly and straightforward interface

      • Supports multiple payment methods including credit/debit cards and PayPal

      • Unresponsive customer support with long wait times

      • Instances of account freezing and funds being held without clear communication

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      No Customers information available.

      Malanad Plantations

      Malanad Plantations

      Yazon

      Yazon

      AE RI Sakhi

      AE RI Sakhi

      Media and Screenshots

      Screenshots

      No screenshots available.

      Embed Instamojo Payment Button

      4 Screenshots

      Videos

      video-0

      3 Videos

      video-0

      4 Videos

      Top Alternatives to Authorize.Net and Instamojo in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Authorize.Net or Instamojo?
      Authorize.Net edges out the other on user ratings (3.7 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Authorize.Net and Instamojo offer a free trial?
      Neither Authorize.Net nor Instamojo currently lists a free trial.
      What is the starting price of Authorize.Net vs Instamojo?
      Authorize.Net starts at $25 /Month. Instamojo starts at Contact for pricing.
      What are the top alternatives to Authorize.Net?
      Top alternatives to Authorize.Net include Stripe Payments, QuickBooks Payments, PayorCRM, UniPay Gateway, NETELLER.
      What are the top alternatives to Instamojo?
      Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.

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