Authorize.Net vs Instamojo Comparison
Authorize.Net
Starting at $25 /Month
- Large Enterprises
- Medium Business
Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carr…
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, bu…
Authorize.Net leads on user satisfaction with a 3.7-star rating across 399 reviews.
Spotsaas Analysis
Authorize.NetInstamojo
The core difference between Authorize.Net and Instamojo lies in Authorize.Net's focus on customizable payment processing solutions for developers, while Instamojo emphasizes simplicity and speed in multi-currency transactions. Authorize.Net is ideal for businesses that require extensive customization, whereas Instamojo is best suited for those seeking quick and easy payment management.
- Best for small to medium businesses - Offers customizable payment processing solutions - Developer kit available for custom checkout flows - Reliable and secure credit card transaction processing - Monthly fee of $25 - Ideal for businesses needing extensive customization
- Best for small to medium businesses - Focuses on simple, multi-currency payment processing - Fast payout processing within 72 hours - User-friendly interface for easy transaction management - Price not listed - Ideal for businesses prioritizing cash flow and ease of use
Authorize.Net vs Instamojo — at a glance
| Feature | Authorize.Net | Instamojo |
|---|---|---|
| Rating | 3.7 / 5 | 2.6 / 5 |
| Reviews | 399 | 33 |
| Starting price | $25 /Month | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud, Mobile - Android |
| API | Available | Available |
| Support modes | 24/7 (Live rep), Online | Business Hours, Online |
| Certifications | SOC 2, GDPR, ISO 27001 | GDPR |
| Data residency | US | India |
Key differences between Authorize.Net and Instamojo
- Pricing: Authorize.Net starts at $25 /Month. Instamojo pricing is not publicly listed.
- User satisfaction: Authorize.Net scores higher with a 3.7-star average.
- Deployment: Authorize.Net supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Instamojo supports SaaS/Web/Cloud, Mobile - Android.
Authorize.Net vs Instamojo — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
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Biggest differences
Start here before you go deeper into features.
Best for customizable, secure payment processing in small to medium businesses.
- You need a payment gateway with a developer kit for custom checkout flows.
- Your business requires reliable and secure credit card transaction processing.
- You want strong customer support and seamless integration with existing software.
- You are a new user seeking a simple, out-of-the-box payment solution.
- You require extensive third-party app marketplace integrations and connectors.
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Authorize.Net: Best for customizable, secure payment processing in small to medium businesses. Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing.
Description | Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and ... Read More about Authorize.Net | Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges ... Read More about Instamojo |
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Entry Level Pricing |
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SpotScoreWhat's this? ↗ | 9.3/10 | 8.6/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | Small BusinessMedium Business | 1-50 employees51-500 employees |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Authorize.Net and Instamojo Compare on Features?
Total Features | 8 Features | 7 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Authorize.Net and Instamojo on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | — |
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HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes |
ISO 27001 | ✓ Yes | — |
Multi-Factor Auth (MFA) | ✓ Yes | — |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | ✓ Yes | — |
Data Residency | 🇺🇸 US | 🇮🇳 India |
Authorize.Net User Reviews & Rating Comparison
User Ratings | ||
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Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options. What buyers like
Common complaints
| Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers | No Customers information available. |  Malanad Plantations  Yazon  AE RI Sakhi |
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Media and Screenshots
Screenshots | No screenshots available. |  4 Screenshots |
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Videos |  3 Videos |  4 Videos |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Authorize.Net or Instamojo?
- Authorize.Net edges out the other on user ratings (3.7 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Authorize.Net and Instamojo offer a free trial?
- Neither Authorize.Net nor Instamojo currently lists a free trial.
- What is the starting price of Authorize.Net vs Instamojo?
- Authorize.Net starts at $25 /Month. Instamojo starts at Contact for pricing.
- What are the top alternatives to Authorize.Net?
- Top alternatives to Authorize.Net include Stripe Payments, QuickBooks Payments, PayorCRM, UniPay Gateway, NETELLER.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.