Authorize.Net vs Zoho Checkout Comparison
Authorize.Net
Starting at $25 /Month
- Large Enterprises
- Medium Business
Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…
Zoho Checkout
Starting at $9 /Month
- Medium Business
- Small Business
Zoho Checkout is a payment gateway software solution for online merchants looking to accept a variety of payment methods including credit cards, debit cards, checks and ACH.
Zoho Checkout leads on user satisfaction with a 4.4-star rating across 35 reviews.
Authorize.Net vs Zoho Checkout — at a glance
| Feature | Authorize.Net | Zoho Checkout |
|---|---|---|
| Rating | 3.7 / 5 | 4.4 / 5 |
| Reviews | 399 | 35 |
| Starting price | $25 /Month | $9 /Month |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Medium Business, Small Business |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud |
| API | Available | — |
| Support modes | 24/7 (Live rep), Online | Business Hours, Online |
| Certifications | SOC 2, GDPR, ISO 27001 | SOC 2 |
| Data residency | US | Global |
Key differences between Authorize.Net and Zoho Checkout
- Pricing: Authorize.Net starts at $25 /Month, while Zoho Checkout starts at $9 /Month.
- Target audience: Authorize.Net is built for Large Enterprises and Medium Business, while Zoho Checkout targets Medium Business and Small Business.
- User satisfaction: Zoho Checkout scores higher with a 4.4-star average.
- Deployment: Authorize.Net supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Zoho Checkout supports SaaS/Web/Cloud.
Authorize.Net vs Zoho Checkout — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert | Talk to an expert Talk to an expert |
Biggest differences
Start here before you go deeper into features.
Best for customizable, secure payment processing in small to medium businesses.
- You need a payment gateway with a developer kit for custom checkout flows.
- Your business requires reliable and secure credit card transaction processing.
- You want strong customer support and seamless integration with existing software.
- You are a new user seeking a simple, out-of-the-box payment solution.
- You require extensive third-party app marketplace integrations and connectors.
Medium Business, Small Business
Authorize.Net typically suits Large Enterprises and Medium Business. Zoho Checkout tends to fit Medium Business and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net | Zoho Checkout is a payment gateway software solution for online merchants looking to accept a variety of payment methods including credit cards, debit cards, checks and ACH. |
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Entry Level Pricing |
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Free Trial Availability |
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Spotsaas ScoreWhat's this? ↗ | 9.3/10 | 8.1/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | Small BusinessMedium Business | — |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Authorize.Net and Zoho Checkout Compare on Features?
Total Features | 8 Features | 6 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Authorize.Net and Zoho Checkout on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
Organization Types supported |
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Platforms Supported |
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API Support |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes |
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HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | — |
ISO 27001 | ✓ Yes | — |
Multi-Factor Auth (MFA) | ✓ Yes | — |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | ✓ Yes | — |
Data Residency | 🇺🇸 US | 🌐 Global |
Authorize.Net User Reviews & Rating Comparison
User Ratings | ||
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Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is positive across 11 reviews, with strong overall satisfaction. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
Media and Screenshots
Screenshots | No screenshots available. |  3 Screenshots |
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Videos |  3 Videos |  1 Videos |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Authorize.Net or Zoho Checkout?
- Zoho Checkout edges out the other on user ratings (4.4 vs 3.7). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Authorize.Net and Zoho Checkout offer a free trial?
- Neither Authorize.Net nor Zoho Checkout currently lists a free trial.
- What is the starting price of Authorize.Net vs Zoho Checkout?
- Authorize.Net starts at $25 /Month. Zoho Checkout starts at $9 /Month.
- What are the top alternatives to Authorize.Net?
- Top alternatives to Authorize.Net include Stripe Payments, QuickBooks Payments, PayorCRM, UniPay Gateway, NETELLER.
- What are the top alternatives to Zoho Checkout?
- Top alternatives to Zoho Checkout include Chargezoom, Zoho Invoice, PayorCRM, Authorize.Net, BizPayO.