NEWJoin 2M+ software buyers|Get Weekly Insights, Trends & Expert PicksSubscribe free →

Last updated:
Actual - New SaaS Software

Top 10 Actual Alternatives 2026

Efficiently manage your money with ease.

Start Free Trial

Trusted by 2M+ software buyers annually.

Main Features

  • Bank Reconciliation
  • Budget Management
  • Cash Management
  • Encryption

Pricing

  • Starts from $4/Month

  • Free Trial available

Start Free Trial

Actual is a Personal Finance Software platform. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Personal Finance Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.

Actual vs Top Alternatives at a Glance

Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.

ToolBest ForPricingRatingFree Option
Actual CurrentPersonal Finance Software$4No reviews✓ Yes
Keeper TaxPersonal Finance Software204.8 ★✓ Yes
You Need A BudgetPersonal Finance SoftwareFree trial5.0 ★✓ Yes
Money MinxPersonal Finance Software$6.415.0 ★✓ Yes
BuxferPersonal Finance Software—4.5 ★✗ No
MizaPersonal Finance SoftwareCustom pricing5.0 ★✗ No

Alternatives of Actual with

Filter results

Start with Pricing or Rating to narrow fastest.

Sort by :

Recommended
Recommended
Score
Rating
Alphabetical

Features

+ Show 12 more

Share this page

Showing 1-10 out of 10

Top rated

List of the Top Actual alternatives as of September 2026

Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.

Keeper Tax - New SaaS Software

Keeper Tax

Maximize your savings, minimize your tax stress.

Start Free Trial

4.8

(57)

Add to compare

✦ Editor’s Pick

What is Keeper Tax?

Keeper is automated tax-saving software built specifically for freelancers, independent contractors, and solopreneurs. Track expenses, uncover tax-saving strategies, file personal and business taxes, and get expert tax advice - all in one simple, intuitive platform built for self-employed ...

Read more

Common Features

  • Expense Tracking

Unique Features

  • Bookkeeping

  • Tax Management

  • Tax Calculator

+ 1 more

Pricing

Free Trial available, Try Now

Starts from 20/month when Billed Monthly

9.4

SpotScore

You Need A Budget - Personal Finance Software

You Need A Budget

Manage your money, meet your goals.

Start Free Trial

Add to compare

What is You Need A Budget?

You Need A Budget is the software that manages personal finance. It shows how much individuals should be spending every month to stay within the budget goals. With You Need A Budget, user can create budgets for three different categories of expenses: groceries, entertainment, and ...

Read more

Common Features

No common features

Unique Features

  • Multi-Currency

  • Reports

  • Budgeting

+ 8 more

Pricing

Free Trial available, Try Now

Spotsaas Buyer Intelligence

Own the software buyers are comparing here? See who's weighing you against rivals — and who's comparing your competitors while you're not in the running.

Catch rivals' shoppersCompany-level namesReach them first
Money Minx - New SaaS Software

Money Minx

Maximize your wealth with Money Minx.

Start Free Trial

5.0

(6)

Add to compare

What is Money Minx?

Money Minx is a net worth tracking platform that connects to assets, investments, debt, crypto, and NFTs in one dashboard. Users can build reports with a Net Worth Calculator and get AI-generated insights into resource allocation and potential portfolio risks.

Read more

Common Features

No common features

Unique Features

  • Account Management

  • Transaction History

  • Portfolio Management

+ 3 more

Pricing

Free Trial available, Try Now

Starts from $6.41/Month when Billed Yearly

8.9

SpotScore

Buxfer - Personal Finance Software

Buxfer

Take control of your finances with Buxfer.

Get Pricing Details

4.5

(32)

Add to compare

What is Buxfer?

Buxfer is personal finance software that tracks income, spending, and savings across accounts. It generates charts and visualizations showing spending patterns and budget progress, and supports monthly calculations to flag upcoming budget problems.

Read more

Common Features

No common features

Unique Features

  • Multi-Currency

  • Alerts

  • Reports

+ 9 more

7.5

SpotScore

Miza - Personal Finance Software

Miza

Transform your finances with Miza's powerful technology.

Get Pricing Details

5.0

(1)

Add to compare

What is Miza?

Transform your personal finance management with Miza: the ultimate mobile budget app. Say goodbye to complicated financial tracking and let Miza take the wheel. With our powerful technology, you'll have a complete overview of your finances and budgeting on autopilot. Simply enter your recurring ...

Read more

Common Features

No common features

Unique Features

  • Loan Management

  • Property Management

  • Transaction History

+ 4 more

Pricing

Miza offers custom pricing plan

9.1

SpotScore

Goodbudget - Personal Finance Software

Goodbudget

Take control of your finances effortlessly.

Try for Free

5.0

(1)

Add to compare

Free plan available

What is Goodbudget?

Goodbudget is the personal finance software that helps to manage both income and expenses on a monthly basis. It's streamlined and web-based, so it won't require an installation on computer to use. Goodbudget has several features have found incredibly useful: The Month Viewer provides a quick ...

Read more

Common Features

No common features

Unique Features

  • Multi-Currency

  • Alerts

  • Reports

+ 8 more

9.5

SpotScore

Albert - Personal Finance Software

Albert

Maximize your finances with ease.

Get Pricing Details

Add to compare

What is Albert?

Albert is compact but brilliant. It helps personal finance experts manage their finances, reduce fees and monitor performance with ease, put money to work by accurately calculating the ROI of any investment option, and facilitate expenses by planning budget, categorizing expenses, creating ...

Read more

Common Features

No common features

Unique Features

  • Alerts

  • Reports

  • Payment Gateway

+ 9 more

Pricing

Albert offers custom pricing plan

8.9

SpotScore

EveryDollar - Personal Finance Software

EveryDollar

Budgeting made easy for anyone, any income.

Get Pricing Details

4.0

(1)

Add to compare

What is EveryDollar?

EveryDollar makes it possible to make an informed financial decision for any budget. Simple, intuitive planning provides users with all the data they need to make excellent financial decisions. At the same time, EveryDollar sorts income by category, giving user a complete picture of the money. ...

Read more

Common Features

No common features

Unique Features

  • Multi-Currency

  • Alerts

  • Payment Gateway

+ 7 more

Pricing

EveryDollar offers custom pricing plan

8.8

SpotScore

Monzo

Monzo

Simplify your banking, take control of your money.

Try for Free

4.2

(8)

Add to compare

Free plan available

What is Monzo?

Welcome to Monzo, the revolutionary solution that is simplifying banking with its user-friendly approach. Banking made easy has never been more accurate with Monzo, your all-in-one digital financial companion. Ditch the hassle of traditional banks and their burdensome paperwork and hidden ...

Read more

Common Features

No common features

Unique Features

  • Bills Management

  • Spend Tracker

  • Multi-Currency

+ 7 more

9.8

SpotScore

Mint - Personal Finance Software

Mint

Take control of your finances with Mint.

Try for Free

3.4

(30)

Add to compare

Free plan available

What is Mint?

Mint is a free, open-source personal finance software that helps users to stay on top of money. An easy way to track expenses, Mint does all the complicated math. Unlike other personal finance apps, Mint doesn't just track balance, it shows how much money is being put into accounts. It also ...

Read more

Common Features

No common features

Unique Features

  • Multi-Currency

  • Alerts

  • Payment Gateway

+ 9 more

Pricing

Mint offers custom pricing plan

loading...

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].