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9 Best Actual Alternatives for Windows in 2026

Explore 9 alternatives to Actual — vetted by our editors with real user reviews, pricing, and feature comparisons.

9.4

Spot Score

You Need A Budget - Personal Finance Software

You Need A Budget

Manage your money, meet your goals.

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What is You Need A Budget?

You Need A Budget is the software that manages personal finance. It shows how much individuals should be spending every month to stay within the budget goals. With You Need A Budget, user can create budgets for three different categories of expenses: groceries, entertainment, and ...

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8.8

Spot Score

Money Dashboard - Personal Finance Software

Money Dashboard

Take control of your finances with ease.

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What is Money Dashboard?

The Money Dashboard is the easy way to budget, track and analyze expenses in life. The Money Dashboard syncs wirelessly with all major banking institutions in Canada through SecureMoney, secure software. ​User can access account anywhere-on smart phone, online or on desktop. Record transactions ...

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Money Dashboard offers custom pricing plan

Qualified - Conversational Marketing Software

Qualified

Boost your website's conversion with Qualified.

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watch-demo

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What is Qualified?

Qualified is an AI-powered conversational marketing platform designed to help modern B2B marketing and sales teams convert website traffic into qualified pipeline. Its flagship feature, Piper the AI SDR Agent, automates the entire inbound sales process—engaging visitors in real-time, surfacing ...

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Qualified offers custom pricing plan

Workvivo - New SaaS Software

Workvivo

Connecting teams, strengthening relationships.

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What is Workvivo?

Workvivo is a revolutionary employee communication app that works to strengthen the connections between colleagues. Beyond the traditional tools, Workvivo has the ability to effectively engage and reach out to team members. This revolutionary communication platform aids in the construction of ...

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Workvivo offers custom pricing plan

Finance OS - New SaaS Software

Finance OS

Take control of your finances with Finance OS.

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What is Finance OS?

Finance OS is the ultimate comprehensive platform to easily manage and track finances. Utilizing an intuitive Notion interface, users are able to track their expenses, income, and investments in a simple yet effective manner. Finance OS displays interactive visuals to showcase areas of ...

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CloudBudget - New SaaS Software

CloudBudget

Transform your budgeting process with CloudBudget.

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What is CloudBudget?

CloudBudget is an innovative budgeting solution that helps you determine the financial soundness of your business. Easily import and export data directly to/from FinancialForce, providing greater accuracy in budget tracking with increased capabilities of line item budgeting. See how CloudBudget ...

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CloudBudget offers custom pricing plan

Notion Budget Tracker - New SaaS Software

Notion Budget Tracker

Track your money effortlessly and reach your goals.

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What is Notion Budget Tracker?

Notion Budget Tracking is an incredible tool for managing finances and reaching financial goals with ease. This comprehensive product offers all the features necessary to track banks flows, create personalized budgets and monitor progress with detailed charts. With Notion, users benefit from an ...

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Dryrun - New SaaS Software

Dryrun

Master your finances with Dryrun.

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What is Dryrun?

Dryrun is your complete cash flow management in the cloud. Easily stay on top of your finances and navigate the complexities of rapid growth with real-time, dynamic and robust visuals. Upload your own data or import it from Xero and Quickbooks Online. Customize each scenario and access all your ...

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Dryrun offers custom pricing plan

Qualified - New SaaS Software

Qualified

Accelerate sales, maximize your website's potential.

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What is Qualified?

Qualified leverages the current website of companies to identify leads and get the best return on investment. This comprehensive developer assessment helps start meaningful sales conversation, convert outbound and digital adverts, and further analyse clues of buying intent. This software helps ...

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Free TrialTry Free →·

Qualified offers custom pricing plan

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to Actual are Dryrun (5.0★), Qualified (4.6★), You Need A Budget (4.3★). Compare all 9 alternatives side-by-side above.

When evaluating alternatives to Actual, prioritize: Financial Management, Cash Management, Budget Management, Bank Reconciliation, Encryption, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Actual starts from $4 /Month. Many alternatives offer similar functionality at different price points — some with free tiers, others with more flexible per-seat pricing. Use the filters above to narrow by budget.

Migration difficulty depends on how deeply Actual is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend shortlisting 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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