Mint vs Actual Comparison
Mint
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Mint is a free, open-source personal finance software that helps users to stay on top of money. An easy way to track expenses, Mint does all the complicated math. Unlike other personal finance apps, Mint doesn't just tra…
Actual
Starting at $4 /Month
- Free Trial
- Individuals
- Freelancers / Consultants
Introducing Actual – your all-in-one finance management tool that guarantees accurate and secure tracking of your finances. Say goodbye to automation and take manual control with our easy-to-use, local-first, and 256-bit…
Mint leads on user satisfaction with a 3.4-star rating across 30 reviews.
Mint vs Actual — at a glance
| Feature | Mint | Actual |
|---|---|---|
| Rating | 3.4 / 5 | — |
| Reviews | 30 | — |
| Starting price | Contact for pricing | $4 /Month |
| Free trial | No | Yes |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Individuals, Freelancers / Consultants, Medium Business |
| Category | Personal Finance Software | Personal Finance Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud, Mobile - iOS, Installed - Windows, Installed - Mac |
| API | — | Available |
| Support modes | Online | Online |
| Certifications | — | SOC 2 |
| Data residency | US | US |
Key differences between Mint and Actual
- Pricing: Actual starts at $4 /Month. Mint pricing is not publicly listed.
- Free trial: Actual offers a free trial; Mint does not.
- Target audience: Mint is built for Large Enterprises and Medium Business, while Actual targets Individuals and Freelancers / Consultants.
- Deployment: Mint supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Actual supports SaaS/Web/Cloud, Mobile - iOS, Installed - Windows, Installed - Mac.
Mint vs Actual — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Personal Finance Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
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Mint vs Actual: Biggest differences
Start here before you go deeper into features.
Best for individuals seeking simple, free personal finance and budget tracking.
- You want a free, open-source tool with easy account aggregation.
- You need straightforward budgeting and expense monitoring features.
- You prefer a simple, user-friendly interface to track spending trends.
- You require advanced financial analytics beyond basic budgeting.
- You rely on non-mainstream banks or services like PayPal with robust connectivity.
Individuals, Freelancers / Consultants, Medium Business
Mint typically suits Large Enterprises and Medium Business. Actual tends to fit Individuals and Freelancers / Consultants better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Mint is a free, open-source personal finance software that helps users to stay on top of money. An easy way to track expenses, Mint does all the complicated math. Unlike other personal ... Read More about Mint | Introducing Actual – your all-in-one finance management tool that guarantees accurate and secure tracking of your finances. Say goodbye to automation and take manual control with our ... Read More about Actual |
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Entry Level Pricing |
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Free Trial Availability |
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SpotScoreWhat's this? ↗ | 9.8/10 | Not Available |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-500 employees | — |
Get pricing help | Get pricing help |
Software Demo
Demo |  Actual has not given any software demo yet If you're the owner of this profile, add your demo.Contact us |
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How do Mint and Actual Compare on Features?
Total Features | 12 Features | 6 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Mint and Actual on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Mint vs Actual: Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing |
Mint vs Actual Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | ✓ Yes |
|---|---|---|
HIPAA | ✗ No | ✗ No |
Data Encryption | ✓ Yes | ✓ Yes |
Data Residency | 🇺🇸 US | 🇺🇸 US |
Mint User Reviews & Rating Comparison
User Ratings | No reviews available for the product | |
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Rating Distribution | No reviews available for this product | |
Spotsaas Editor’s POV generated by AI | Buyer sentiment Users appreciate Mint's ease of use and comprehensive account aggregation but are frustrated by connectivity issues and excessive advertisements. What buyers like
Common complaints
| No expert review available for this product |
Pros and Cons |
| No pros or cons available for this product |
Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
Media and Screenshots
Screenshots | No screenshots available. |  4 Screenshots |
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Videos |  3 Videos | No videos available. |
Top Alternatives to Mint and Actual in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Mint or Actual?
- Mint edges out the other on user ratings (3.4 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Mint and Actual offer a free trial?
- Actual offers a free trial. Mint does not.
- What is the starting price of Mint vs Actual?
- Mint starts at Contact for pricing. Actual starts at $4 /Month.
- What are the top alternatives to Mint?
- Top alternatives to Mint include Monzo, Quicken, Buxfer, Albert, Spendee.
- What are the top alternatives to Actual?
- Top alternatives to Actual include Keeper Tax, You Need A Budget, Money Minx, Buxfer, Miza.