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9.4

Spot Score

You Need A Budget - Personal Finance Software

You Need A Budget Alternatives and Competitors

Manage your money, meet your goals.

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Main Features

  • Budgeting
  • Expense Groups
  • Investment Monitoring
  • Loan Management

Pricing

  • Free Trial available

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Alternatives of You Need A Budget with

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List of the Top You Need A Budget alternatives as of June 2025

Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.

Simplifi

Simplifi

Streamline your finances with Simplifi.

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Product Description

Simplifi is a cloud based, web based accounting software for small business. It will help you organize expenses and optimize your profits. It supports multiple companies with single user access. You can budget, pay, invoice and track employees and projects.

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Common Features

No common features

Unique Features

  • Accounts Payable

  • Accounts Receivable

  • Bank Reconciliation

+ 8 more

Pricing

Simplifi offers custom pricing plan

8.7

Spot Score

Moneydance - Personal Finance Software

Moneydance

Take control of your finances effortlessly.

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Product Description

Moneydance is a money management software. It is an easy-to-use, free financial planning package designed to help people create savings and retirement programs that fit their lifestyle and budget. Four modules control everything from banking and investments to auto expenses and entertainment, ...

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Common Features

  • Multi-Currency

  • Reports

  • Budgeting

+ 5 more

Unique Features

  • Alerts

  • Payment Gateway

  • Bills Management

8.2

Spot Score

Lunch Money - Personal Finance Software

Lunch Money

Take control of your finances with ease.

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Product Description

Lunch Money Personal Finance Software is a simple, easy-to-use, low cost software program for managing personal finance. It includes a bank account reconciliation formula to keep checkbook records accurate. The electronic bill payment format makes life much easier when paying monthly bills from ...

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Common Features

  • Multi-Currency

  • Reports

  • Budgeting

+ 4 more

Unique Features

  • Alerts

  • Financial Dashboard

Pricing

Free Trial available, Try Now

7.8

Spot Score

Pockett - Personal Finance Software

Pockett

Effortlessly organize and manage your digital life.

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Product Description

None

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Common Features

  • Multi-Currency

  • Reports

  • Budgeting

+ 5 more

Unique Features

  • Financial Dashboard

Personal Capital - Investment Portfolio Management Software

Personal Capital

Streamline your investments and reach financial goals.

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Product Description

Personal Capital is an investment portfolio management tool that combines all of the investments into a single free application. No matter how user invests, Personal Capital can track & manage net worth on-line. Services include free financial advising, free portfolio management software, ...

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Common Features

No common features

Unique Features

No unique features

Pricing

Personal Capital offers custom pricing plan

7.6

Spot Score

monse - Personal Finance Software

monse

Take control of your finances, retire early and happy.

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Product Description

Introducing Monse, the ultimate solution for effortless personal finance management. With its simple and automated system, you can easily control your investments in both stocks and cryptocurrencies, knowing the return on each asset at any given time. Say goodbye to financial stress and hello ...

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Common Features

  • Investment Monitoring

  • Transaction History

  • Spending Limit

+ 4 more

Unique Features

  • Financial Dashboard

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

Popular alternatives include Simplifi, Moneydance, Lunch Money, Pockett and monse.

Key factors include Multi-Currency, Reports, Budgeting, Expense Groups, Spend Tracker and pricing.

Tools like Quicken, Mint, Albert, Spendee and Buxfer are best for small businesses for Personal Finance Software.

This software is researched and edited by

Rajat Gupta is the founder of Spotsaas, where he reviews and compares software tools that help businesses work smarter. Over the past two years, he has analyzed thousands of products across CRM, HR, AI, and finance — combining real-world research with a strong foundation in commerce and the CFA program. He's especially curious about AI, automation, and the future of work tech. Outside of SpotSaaS, you'll find him on a badminton court or tracking the stock market.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].