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3 Best Actual Free Alternatives in 2026

Explore 3 alternatives to Actual — vetted by our editors with real user reviews, pricing, and feature comparisons.

9.4

Spot Score

You Need A Budget - Personal Finance Software

You Need A Budget

Manage your money, meet your goals.

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4.3

1501 verified reviews

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What is You Need A Budget?

You Need A Budget is the software that manages personal finance. It shows how much individuals should be spending every month to stay within the budget goals. With You Need A Budget, user can create budgets for three different categories of expenses: groceries, entertainment, and ...

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Dryrun - New SaaS Software

Dryrun

Master your finances with Dryrun.

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5.0

12 verified reviews

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What is Dryrun?

Dryrun is your complete cash flow management in the cloud. Easily stay on top of your finances and navigate the complexities of rapid growth with real-time, dynamic and robust visuals. Upload your own data or import it from Xero and Quickbooks Online. Customize each scenario and access all your ...

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Free TrialTry Free →·

Dryrun offers custom pricing plan

Qualified - New SaaS Software

Qualified

Accelerate sales, maximize your website's potential.

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4.6

25 verified reviews

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What is Qualified?

Qualified leverages the current website of companies to identify leads and get the best return on investment. This comprehensive developer assessment helps start meaningful sales conversation, convert outbound and digital adverts, and further analyse clues of buying intent. This software helps ...

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Free TrialTry Free →·

Qualified offers custom pricing plan

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to Actual are Dryrun (5.0★), Qualified (4.6★), You Need A Budget (4.3★). Compare all 3 alternatives side-by-side above.

When evaluating alternatives to Actual, prioritize: Financial Management, Cash Management, Budget Management, Bank Reconciliation, Encryption, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Actual starts from $4 /Month. Many alternatives offer similar functionality at different price points — some with free tiers, others with more flexible per-seat pricing. Use the filters above to narrow by budget.

Migration difficulty depends on how deeply Actual is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend shortlisting 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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