
Top 10 Actual Alternatives 2026
Efficiently manage your money with ease.
Trusted by 2M+ software buyers annually.
Main Features
- Bank Reconciliation
- Budget Management
- Cash Management
- Encryption
Pricing
Starts from $4/Month
Free Trial available
Actual is a Personal Finance Software platform. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Personal Finance Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
Actual vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| Personal Finance Software | $4 | No reviews | ✓ Yes | |
| Personal Finance Software | 20 | 4.8 ★ | ✓ Yes | |
| Personal Finance Software | Free trial | 5.0 ★ | ✓ Yes | |
| Personal Finance Software | $6.41 | 5.0 ★ | ✓ Yes | |
| Personal Finance Software | — | 4.5 ★ | ✗ No | |
| Personal Finance Software | Custom pricing | 5.0 ★ | ✗ No |
Showing 1-10 out of 10

List of the Top Actual alternatives as of September 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.

Keeper Tax
Maximize your savings, minimize your tax stress.
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What is Keeper Tax?
Keeper is automated tax-saving software built specifically for freelancers, independent contractors, and solopreneurs. Track expenses, uncover tax-saving strategies, file personal and business taxes, and get expert tax advice - all in one simple, intuitive platform built for self-employed ...
Read moreCommon Features
-
Expense Tracking
Unique Features
-
Bookkeeping
-
Tax Management
-
Tax Calculator
+ 1 more
Pricing
Free Trial available, Try Now
Starts from 20/month when Billed Monthly
9.4
SpotScore

You Need A Budget
Manage your money, meet your goals.
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What is You Need A Budget?
You Need A Budget is the software that manages personal finance. It shows how much individuals should be spending every month to stay within the budget goals. With You Need A Budget, user can create budgets for three different categories of expenses: groceries, entertainment, and ...
Read moreCommon Features
No common features
Unique Features
-
Multi-Currency
-
Reports
-
Budgeting
+ 8 more
Pricing
Free Trial available, Try Now
Spotsaas Buyer Intelligence
Own the software buyers are comparing here? See who's weighing you against rivals — and who's comparing your competitors while you're not in the running.

Money Minx
Maximize your wealth with Money Minx.
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What is Money Minx?
Money Minx is a net worth tracking platform that connects to assets, investments, debt, crypto, and NFTs in one dashboard. Users can build reports with a Net Worth Calculator and get AI-generated insights into resource allocation and potential portfolio risks.
Read moreCommon Features
No common features
Unique Features
-
Account Management
-
Transaction History
-
Portfolio Management
+ 3 more
Pricing
Free Trial available, Try Now
Starts from $6.41/Month when Billed Yearly
8.9
SpotScore

Buxfer
Take control of your finances with Buxfer.
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What is Buxfer?
Buxfer is personal finance software that tracks income, spending, and savings across accounts. It generates charts and visualizations showing spending patterns and budget progress, and supports monthly calculations to flag upcoming budget problems.
Read moreCommon Features
No common features
Unique Features
-
Multi-Currency
-
Alerts
-
Reports
+ 9 more
7.5
SpotScore

Miza
Transform your finances with Miza's powerful technology.
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What is Miza?
Transform your personal finance management with Miza: the ultimate mobile budget app. Say goodbye to complicated financial tracking and let Miza take the wheel. With our powerful technology, you'll have a complete overview of your finances and budgeting on autopilot. Simply enter your recurring ...
Read moreCommon Features
No common features
Unique Features
-
Loan Management
-
Property Management
-
Transaction History
+ 4 more
Pricing
Miza offers custom pricing plan
9.1
SpotScore

Goodbudget
Take control of your finances effortlessly.
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What is Goodbudget?
Goodbudget is the personal finance software that helps to manage both income and expenses on a monthly basis. It's streamlined and web-based, so it won't require an installation on computer to use. Goodbudget has several features have found incredibly useful: The Month Viewer provides a quick ...
Read moreCommon Features
No common features
Unique Features
-
Multi-Currency
-
Alerts
-
Reports
+ 8 more
9.5
SpotScore

Albert
Maximize your finances with ease.
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What is Albert?
Albert is compact but brilliant. It helps personal finance experts manage their finances, reduce fees and monitor performance with ease, put money to work by accurately calculating the ROI of any investment option, and facilitate expenses by planning budget, categorizing expenses, creating ...
Read moreCommon Features
No common features
Unique Features
-
Alerts
-
Reports
-
Payment Gateway
+ 9 more
Pricing
Albert offers custom pricing plan
8.9
SpotScore

EveryDollar
Budgeting made easy for anyone, any income.
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What is EveryDollar?
EveryDollar makes it possible to make an informed financial decision for any budget. Simple, intuitive planning provides users with all the data they need to make excellent financial decisions. At the same time, EveryDollar sorts income by category, giving user a complete picture of the money. ...
Read moreCommon Features
No common features
Unique Features
-
Multi-Currency
-
Alerts
-
Payment Gateway
+ 7 more
Pricing
EveryDollar offers custom pricing plan
8.8
SpotScore

Monzo
Simplify your banking, take control of your money.
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What is Monzo?
Welcome to Monzo, the revolutionary solution that is simplifying banking with its user-friendly approach. Banking made easy has never been more accurate with Monzo, your all-in-one digital financial companion. Ditch the hassle of traditional banks and their burdensome paperwork and hidden ...
Read moreCommon Features
No common features
Unique Features
-
Bills Management
-
Spend Tracker
-
Multi-Currency
+ 7 more
9.8
SpotScore

Mint
Take control of your finances with Mint.
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What is Mint?
Mint is a free, open-source personal finance software that helps users to stay on top of money. An easy way to track expenses, Mint does all the complicated math. Unlike other personal finance apps, Mint doesn't just track balance, it shows how much money is being put into accounts. It also ...
Read moreCommon Features
No common features
Unique Features
-
Multi-Currency
-
Alerts
-
Payment Gateway
+ 9 more
Pricing
Mint offers custom pricing plan
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
