SumUp vs Square Payments Comparison
SumUp
Starting at $0 /month
- Large Enterprises
- Medium Business
SumUp is a trusted financial technology company operating in 32 countries across three continents. We aid small business owners by making it quick, secure, and cost-effective to accept card payments online, in-app, and i…
Square Payments
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Square Payments is a mobile and in-person payment processing solution used by small business owners — independent retailers, food vendors, and service providers — to accept card payments via smartphone or tablet without…
Square Payments leads on user satisfaction with a 4.6-star rating across 132 reviews.
SumUp vs Square Payments — at a glance
| Feature | SumUp | Square Payments |
|---|---|---|
| Rating | 4.0 / 5 | 4.6 / 5 |
| Reviews | 4 | 132 |
| Starting price | $0 /month | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | POS Software | Payment Processing Software |
| Integrations | 8+ apps | — |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud |
| API | Available | — |
| Support modes | Business Hours, Online | 24/7 (Live rep), Online |
| Certifications | SOC 2, GDPR | SOC 2, GDPR |
| Data residency | Global | US |
Key differences between SumUp and Square Payments
- Pricing: SumUp starts at $0 /month. Square Payments pricing is not publicly listed.
- User satisfaction: Square Payments scores higher with a 4.6-star average.
- Deployment: SumUp supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Square Payments supports SaaS/Web/Cloud.
SumUp vs Square Payments — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most POS Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
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Biggest differences
Start here before you go deeper into features.
Large Enterprises, Medium Business, Small Business
Best for small to mid-sized businesses needing simple mobile payment processing.
- You run a retail, food, or mobile vendor business needing quick mobile payments.
- You want an easy-to-learn, mobile-first solution for iPhone or iPad payments.
- You prefer a low-cost, fast setup without complex integrations or customization.
- You are a large enterprise requiring complex payment integrations and advanced reporting.
- You need detailed pricing transparency and extensive customization options.
SumUp typically suits Large Enterprises and Medium Business. Square Payments tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | SumUp is a trusted financial technology company operating in 32 countries across three continents. We aid small business owners by making it quick, secure, and cost-effective to accept card ... Read More about SumUp | Square Payments is a mobile and in-person payment processing solution used by small business owners — independent retailers, food vendors, and service providers — to accept card payments ... Read More about Square Payments |
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Entry Level Pricing |
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Free Trial Availability |
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User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | — | 1-50 employees51-500 employees |
Get pricing help |
Software Demo
Demo |  Square Payments has not given any software demo yet If you're the owner of this profile, add your demo.Contact us |
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How do SumUp and Square Payments Compare on Features?
Total Features | 14 Features | 0 Features |
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Unique Features | No unique features | No features |
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Compare SumUp and Square Payments on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes |
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HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes |
Single Sign-On (SSO) | ✓ Yes | — |
Multi-Factor Auth (MFA) | ✓ Yes | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | ✓ Yes | ✓ Yes |
Data Residency | 🌐 Global | 🇺🇸 US |
SumUp User Reviews & Rating Comparison
User Ratings | ||
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Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyer sentiment is positive across 10049 reviews, with strong overall satisfaction. What buyers like
Common complaints
| Buyer sentiment Users appreciate the simplicity and mobile convenience of Square Payments but note the lack of detailed pricing and advanced features. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
Integrations
Integration with other apps | No Integration information available. |
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List of Customers
Customers |  DHL  FLiXBUS | No Customers information available. |
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Media and Screenshots
Screenshots |  1 Screenshots | No screenshots available. |
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Videos |  3 Videos | No videos available. |
Top Alternatives to SumUp and Square Payments in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, SumUp or Square Payments?
- Square Payments edges out the other on user ratings (4.6 vs 4.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do SumUp and Square Payments offer a free trial?
- Neither SumUp nor Square Payments currently lists a free trial.
- What is the starting price of SumUp vs Square Payments?
- SumUp starts at $0 /month. Square Payments starts at Contact for pricing.
- What are the top alternatives to SumUp?
- Top alternatives to SumUp include Square Point of Sale, ShopKeep, Lightspeed Retail, WePay, Square Payments.
- What are the top alternatives to Square Payments?
- Top alternatives to Square Payments include Stripe Payments, WePay, Braintree Direct, QuickBooks Payments, MagicPay.