NEWJoin 2M+ software buyers|Get Weekly Insights, Trends & Expert PicksSubscribe free →

Spotsaas logo

QuickBooks Payments vs Square Payments Comparison

Last updated:

QuickBooks Payments

4.2(92 reviews)

Starting at $12.50 /Month

  • Large Enterprises
  • Medium Business

QuickBooks Payments is a payment processing service that makes it easier for your customers to pay you. It's all online, 24/7, so you can immediately start receiving funds from your customers. There's an option to choose…

Square Payments

4.6(132 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Square Payments is a mobile and in-person payment processing solution used by small business owners — independent retailers, food vendors, and service providers — to accept card payments via smartphone or tablet without…

Square Payments leads on user satisfaction with a 4.6-star rating across 132 reviews.

QuickBooks Payments vs Square Payments — at a glance

FeatureQuickBooks PaymentsSquare Payments
Rating4.2 / 54.6 / 5
Reviews92132
Starting price$12.50 /MonthContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailable
Support modesBusiness Hours, Online24/7 (Live rep), Online
CertificationsSOC 2, GDPR
Data residencyUS

Key differences between QuickBooks Payments and Square Payments

  • Pricing: QuickBooks Payments starts at $12.50 /Month. Square Payments pricing is not publicly listed.
  • User satisfaction: Square Payments scores higher with a 4.6-star average.
  • Deployment: QuickBooks Payments supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Square Payments supports SaaS/Web/Cloud.

QuickBooks Payments vs Square Payments — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

QuickBooks Payments - Payment Processing Software
Talk to an expert
Talk to an expert
Square Payments - Payment Processing Software
Talk to an expert
Talk to an expert

Free PDF comparison

Download this QuickBooks Payments vs Square Payments comparison

Get the full side-by-side as a PDF — these picks plus the top Payment Processing Software tools, with verified ratings, pricing and features.

  • Side-by-side on pricing, features & ratings
  • Plus the category top 10, scored & ranked
  • Emailed to you — no on-screen download

No file downloads on screen — we email it to you. One-click unsubscribe anytime.

Biggest differences

Start here before you go deeper into features.

QuickBooks Payments

Best for

Large Enterprises, Medium Business, Small Business

Square Payments

Best for small to mid-sized businesses needing simple mobile payment processing.

Choose if
  • You run a retail, food, or mobile vendor business needing quick mobile payments.
  • You want an easy-to-learn, mobile-first solution for iPhone or iPad payments.
  • You prefer a low-cost, fast setup without complex integrations or customization.
Consider alternatives if
  • You are a large enterprise requiring complex payment integrations and advanced reporting.
  • You need detailed pricing transparency and extensive customization options.

QuickBooks Payments typically suits Large Enterprises and Medium Business. Square Payments tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

QuickBooks Payments is a payment processing service that makes it easier for your customers to pay you. It's all online, 24/7, so you can immediately start receiving funds from your ... Read More about QuickBooks Payments

Square Payments is a mobile and in-person payment processing solution used by small business owners — independent retailers, food vendors, and service providers — to accept card payments ... Read More about Square Payments

Entry Level Pricing

  • Starts from $12.50
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.2

(92)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

Square Payments has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

Need a second opinion?

Get shortlist help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

Spotsaas advisor
Get shortlist help from a software advisor
  • Independent advice — matched to your business
  • Understand the tradeoffs before you talk to vendors
  • Free 15-min call with a software advisor.

Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

How do QuickBooks Payments and Square Payments Compare on Features?

Total Features

8 Features

8 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare QuickBooks Payments and Square Payments on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $12.50
      • Not Available

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      QuickBooks Payments pricing
      Square Payments pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No

      GDPR

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US

      QuickBooks Payments User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      10

      4

      2

      0

      2

      120

      23

      4

      1

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is positive across 18 reviews, with strong overall satisfaction.

      What buyers like

      • Seamless integration with QuickBooks invoicing makes accepting and tracking payments fast and easy.
      • Lets businesses email invoices and bill clients directly so payments arrive much quicker than in person.
      • Easy to use even for non-technical staff, with several reviewers learning it in under 30 minutes.

      Common complaints

      • Processing fees can be high, so reviewers advise checking the costs carefully.
      • Customer service is a recurring pain point, with some users reporting poor support experiences.

      Buyer sentiment

      Users appreciate the simplicity and mobile convenience of Square Payments but note the lack of detailed pricing and advanced features.

      What buyers like

      • Ease of use
      • Mobile compatibility
      • Quick setup

      Common complaints

      • Pricing transparency
      • Feature limitations

      Pros and Cons

      • Seamless integration with QuickBooks invoicing makes accepting and tracking payments fast and easy.

      • Lets businesses email invoices and bill clients directly so payments arrive much quicker than in person.

      • Easy to use even for non-technical staff, with several reviewers learning it in under 30 minutes.

      • Processing fees can be high, so reviewers advise checking the costs carefully.

      • Customer service is a recurring pain point, with some users reporting poor support experiences.

      • Ease of use on mobile devices

      • No cost to download and quick setup

      • Supports credit and debit card payments seamlessly

      • Pricing details not publicly available

      • Limited information on advanced features

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Used QuickBooks Payments or Square Payments? Tell buyers what actually differs.

      Media and Screenshots

      Videos

      video-0

      1 Videos

      No videos available.

      Top Alternatives to QuickBooks Payments and Square Payments in 2026

      Expand your shortlist

      Add another option to compare side by side

      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, QuickBooks Payments or Square Payments?
      Square Payments edges out the other on user ratings (4.6 vs 4.2). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do QuickBooks Payments and Square Payments offer a free trial?
      Neither QuickBooks Payments nor Square Payments currently lists a free trial.
      What is the starting price of QuickBooks Payments vs Square Payments?
      QuickBooks Payments starts at $12.50 /Month. Square Payments starts at Contact for pricing.
      What are the top alternatives to QuickBooks Payments?
      Top alternatives to QuickBooks Payments include Stripe Payments, WePay, Square Payments, Braintree Direct, Heartland Payment Processing.
      What are the top alternatives to Square Payments?
      Top alternatives to Square Payments include Stripe Payments, WePay, Braintree Direct, QuickBooks Payments, MagicPay.