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QuickBooks Payments vs Shift4 Payments Comparison

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QuickBooks Payments

4.4(16 reviews)

Starting at $12.50 /Month

  • Large Enterprises
  • Medium Business

QuickBooks Payments is a payment processing service that makes it easier for your customers to pay you. It's all online, 24/7, so you can immediately start receiving funds from your customers. There's an option to choose…

Shift4 Payments

4.5(80 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Shift4 Payments is a revolutionary merchant account payment processing solution. From our patented online technology that displays your shopping cart directly on a mobile phone or computer to the dynamic web-based report…

Shift4 Payments leads on user satisfaction with a 4.5-star rating across 80 reviews.

QuickBooks Payments vs Shift4 Payments — at a glance

FeatureQuickBooks PaymentsShift4 Payments
Rating4.4 / 54.5 / 5
Reviews1680
Starting price$12.50 /MonthContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modesBusiness Hours, OnlineOnline
Certifications—SOC 2
Data residency—Global

Key differences between QuickBooks Payments and Shift4 Payments

  • Pricing: QuickBooks Payments starts at $12.50 /Month. Shift4 Payments pricing is not publicly listed.
  • User satisfaction: Shift4 Payments scores higher with a 4.5-star average.
  • Deployment: QuickBooks Payments supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Shift4 Payments supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

QuickBooks Payments vs Shift4 Payments — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

QuickBooks Payments - Payment Processing Software
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Shift4 Payments - Payment Processing Software
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QuickBooks Payments vs Shift4 Payments: Biggest differences

Start here before you go deeper into features.

QuickBooks Payments

Best for

Large Enterprises, Medium Business, Small Business

Shift4 Payments

Best for

Large Enterprises, Medium Business, Small Business

QuickBooks Payments typically suits Large Enterprises and Medium Business. Shift4 Payments tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

QuickBooks Payments is a payment processing service that makes it easier for your customers to pay you. It's all online, 24/7, so you can immediately start receiving funds from your ... Read More about QuickBooks Payments

Shift4 Payments is a revolutionary merchant account payment processing solution. From our patented online technology that displays your shopping cart directly on a mobile phone or computer ... Read More about Shift4 Payments

Entry Level Pricing

  • Starts from $12.50
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.41

(16)

4.49

(80)
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Get pricing help

Software Demo

Demo

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How do QuickBooks Payments and Shift4 Payments Compare on Features?

Total Features

8 Features

8 Features

Unique Features

No unique features

No unique features

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Compare QuickBooks Payments and Shift4 Payments on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $12.50
      • Not Available

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      QuickBooks Payments pricing

      Pricing information not available

      QuickBooks Payments vs Shift4 Payments: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      QuickBooks Payments vs Shift4 Payments Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      —
      ✓ Yes

      HIPAA

      —
      ✗ No

      Data Encryption

      —
      ✓ Yes

      Data Residency

      —
      🌐 Global

      QuickBooks Payments User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      10

      4

      2

      0

      2

      110

      0

      0

      0

      22

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is positive across 18 reviews, with strong overall satisfaction.

      What buyers like

      • Seamless integration with QuickBooks invoicing makes accepting and tracking payments fast and easy.
      • Lets businesses email invoices and bill clients directly so payments arrive much quicker than in person.
      • Easy to use even for non-technical staff, with several reviewers learning it in under 30 minutes.

      Common complaints

      • Processing fees can be high, so reviewers advise checking the costs carefully.
      • Customer service is a recurring pain point, with some users reporting poor support experiences.

      Buyer sentiment

      Buyer sentiment is positive across 132 reviews, with strong overall satisfaction.

      What buyers like

      • Advanced payment technology
      • Dynamic reporting
      • Secure transactions

      Common complaints

      • Limited international support
      • May require technical setup
      • Customer service can be slow

      Pros and Cons

      • Seamless integration with QuickBooks invoicing makes accepting and tracking payments fast and easy.

      • Lets businesses email invoices and bill clients directly so payments arrive much quicker than in person.

      • Easy to use even for non-technical staff, with several reviewers learning it in under 30 minutes.

      • Processing fees can be high, so reviewers advise checking the costs carefully.

      • Customer service is a recurring pain point, with some users reporting poor support experiences.

      • Innovative technology that enhances user experience.

      • Comprehensive reporting tools for better insights.

      • Strong focus on security and compliance.

      • May require technical knowledge for setup.

      • Limited support for international transactions.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Used QuickBooks Payments or Shift4 Payments? Tell buyers what actually differs.

      Media and Screenshots

      Videos

      video-0

      1 Videos

      video-0

      1 Videos

      Top Alternatives to QuickBooks Payments and Shift4 Payments in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, QuickBooks Payments or Shift4 Payments?
      Shift4 Payments edges out the other on user ratings (4.5 vs 4.4). That said, the best pick depends on your use case, so use the comparison tables above to evaluate each dimension.
      Do QuickBooks Payments and Shift4 Payments offer a free trial?
      Neither QuickBooks Payments nor Shift4 Payments currently lists a free trial.
      What is the starting price of QuickBooks Payments vs Shift4 Payments?
      QuickBooks Payments starts at $12.50 /Month. Shift4 Payments starts at Contact for pricing.
      What are the top alternatives to QuickBooks Payments?
      Top alternatives to QuickBooks Payments include Chargezoom, Payfirma, Quantum Electronic Payments, Satispay, Fattmerchant.
      What are the top alternatives to Shift4 Payments?
      Top alternatives to Shift4 Payments include Heartland Payment Processing, Merchant One, Square Payments, MagicPay, EPX.