Instamojo vs Paytm Payment Gateway vs BizPayO Comparison
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…
Paytm Payment Gateway
Starting at Contact for pricing
- Large Enterprises
- Medium Business
The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers…
BizPayO
Starting at $19 /Month
- Free Trial
- Individuals
- Freelancers / Consultants
BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through your website or ecommerce store t…
Paytm Payment Gateway leads on user satisfaction with a 4.5-star rating across 86 reviews.
Instamojo vs Paytm Payment Gateway vs BizPayO — at a glance
| Feature | Instamojo | Paytm Payment Gateway | BizPayO |
|---|---|---|---|
| Rating | 2.6 / 5 | 4.5 / 5 | — |
| Reviews | 33 | 86 | — |
| Starting price | Contact for pricing | Contact for pricing | $19 /Month |
| Free trial | No | No | Yes |
| Free version | No | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business | Individuals, Freelancers / Consultants, Medium Business |
| Category | Payment Gateway Software | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud |
| API | Available | Available | — |
| Support modes | Business Hours, Online | Online | Online |
| Certifications | GDPR | — | SOC 2 |
| Data residency | India | India | Global |
Key differences between Instamojo and Paytm Payment Gateway
- User satisfaction: Paytm Payment Gateway scores higher with a 4.5-star average.
- Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; Paytm Payment Gateway supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.
Compare Instamojo vs Paytm Payment Gateway vs BizPayO — and walk away knowing which one fits.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert | Talk to an expert Talk to an expert |
Biggest differences
Start here before you go deeper into features.
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Best for SMEs needing fast, secure mobile and QR code payment processing.
- You run a retail or small-to-medium business accepting mobile and online payments.
- You want seamless integration with Paytm Wallet for easy wallet balance transfers.
- You need quick transaction settlements with instant payment notifications and security.
- Your business requires extensive international payment processing capabilities.
- You need advanced marketplace integrations for complex multi-vendor environments.
Individuals, Freelancers / Consultants, Medium Business
Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing. Paytm Payment Gateway: Best for SMEs needing fast, secure mobile and QR code payment processing.
Description | Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo | The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, ... Read More about Paytm Payment Gateway | BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through ... Read More about BizPayO |
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Spotsaas ScoreWhat's this? ↗ | 8.6/10 | 8.9/10 | 8.1/10 |
User RatingsBased on verified Spotsaas reviews | |||
Best Company Size | 1-50 employees51-500 employees | 1-50 employees51-500 employees | — |
Get pricing help | Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Instamojo, Paytm Payment Gateway and BizPayO Compare on Features?
Total Features | 7 Features | 7 Features | 6 Features |
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Unique Features | No unique features | No unique features | No unique features |
Get Quote | Get Quote | Get Quote |
Compare Instamojo, Paytm Payment Gateway and BizPayO on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
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Get help choosing | Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | — | ✓ Yes |
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HIPAA | ✗ No | ✗ No | ✗ No |
GDPR | ✓ Yes | — | — |
Data Encryption | ✓ Yes | ✓ Yes | ✓ Yes |
Data Residency | 🇮🇳 India | 🇮🇳 India | 🌐 Global |
Instamojo vs Paytm Payment Gateway User Reviews & Rating Comparison
User Ratings | No reviews available for the product | ||
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Rating Distribution | No reviews available for this product | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
| Buyer sentiment Overall positive buyer sentiment highlighting ease of use and quick settlements, tempered by occasional transaction delays and support inconsistencies. What buyers like
Common complaints
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Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  Malanad Plantations  Yazon  AE RI Sakhi | No Customers information available. |  John W. Weldon  Tsang Seymour  Mason C.P.A |
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Media and Screenshots
Screenshots |  4 Screenshots |  1 Screenshots |  2 Screenshots |
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Videos |  4 Videos |  3 Videos |  3 Videos |
Alternatives
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Instamojo or Paytm Payment Gateway?
- Paytm Payment Gateway edges out the other on user ratings (4.5 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Instamojo and Paytm Payment Gateway offer a free trial?
- Neither Instamojo nor Paytm Payment Gateway currently lists a free trial.
- What is the starting price of Instamojo vs Paytm Payment Gateway?
- Instamojo starts at Contact for pricing. Paytm Payment Gateway starts at Contact for pricing.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
- What are the top alternatives to Paytm Payment Gateway?
- Top alternatives to Paytm Payment Gateway include PayU, DirecPay, PayPal, Instamojo, MobiKwik Payment Gateway.