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Instamojo vs BizPayO vs India Online Pay Comparison

Last updated:

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

BizPayO

Starting at $19 /Month

  • Free Trial
  • Individuals
  • Freelancers / Consultants

BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through your website or ecommerce store t…

India Online Pay

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

India Online Pay allows their clients to process online payments through any of the major credit cards or e-payment options and bank accounts in India. They make it possible for payment gateways to accept all banks' onli…

Instamojo leads on user satisfaction with a 2.6-star rating across 33 reviews.

Instamojo vs BizPayO vs India Online Pay — at a glance

FeatureInstamojoBizPayOIndia Online Pay
Rating2.6 / 5
Reviews33
Starting priceContact for pricing$19 /MonthContact for pricing
Free trial No Yes No
Free version No No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Freelancers / Consultants, Medium BusinessIndividuals, Freelancers / Consultants, Large Enterprises
CategoryPayment Gateway SoftwarePayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - AndroidSaaS/Web/CloudSaaS/Web/Cloud
APIAvailableAvailable
Support modesBusiness Hours, OnlineOnline24/7 (Live rep), Online
CertificationsGDPRSOC 2GDPR
Data residencyIndiaGlobalIndia

Key differences between Instamojo and BizPayO

  • Pricing: BizPayO starts at $19 /Month. Instamojo pricing is not publicly listed.
  • Free trial: BizPayO offers a free trial; Instamojo does not.
  • Target audience: Instamojo is built for Large Enterprises and Medium Business, while BizPayO targets Individuals and Freelancers / Consultants.
  • Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; BizPayO supports SaaS/Web/Cloud.

Compare Instamojo vs BizPayO vs India Online Pay — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Instamojo - Payment Gateway Software
Talk to an expert
Talk to an expert
BizPayO - Payment Gateway Software
Talk to an expert
Talk to an expert
India Online Pay - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if
  • You need fast payout processing within 72 hours to improve cash flow.
  • You want a user-friendly, straightforward interface for easy transaction management.
  • Your business requires support for multiple payment methods including credit/debit cards and PayPal.
Consider alternatives if
  • Your business demands highly responsive and proactive customer support.
  • You cannot tolerate risks of account freezing or funds being held without clear communication.

BizPayO

Best for

Individuals, Freelancers / Consultants, Medium Business

India Online Pay

Best for

Individuals, Freelancers / Consultants, Large Enterprises

Instamojo typically suits Large Enterprises and Medium Business. BizPayO tends to fit Individuals and Freelancers / Consultants better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo

BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through ... Read More about BizPayO

India Online Pay allows their clients to process online payments through any of the major credit cards or e-payment options and bank accounts in India. They make it possible for payment ... Read More about India Online Pay

Entry Level Pricing

  • Not Available
  • Starts from $19
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.6/10

8.1/10

8.4/10

User Ratings

Based on verified Spotsaas reviews

2.6

(33)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

India Online Pay has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do Instamojo, BizPayO and India Online Pay Compare on Features?

Total Features

7 Features

6 Features

8 Features

Unique Features

No unique features

No unique features

No unique features

Get Quote
Get Quote
Get Quote

Compare Instamojo, BizPayO and India Online Pay on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Starting From

        • Not Available
        • $19
        • Not Available

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Instamojo pricing
        BizPayO pricing
        India Online Pay pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Not Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes
        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes

        Data Residency

        🇮🇳 India
        🌐 Global
        🇮🇳 India

        Instamojo vs BizPayO User Reviews & Rating Comparison

        User Ratings

        No reviews available for the product

        No reviews available for the product

        Rating Distribution

        0

        1

        1

        1

        11

        No reviews available for this product

        No reviews available for this product

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues.

        What buyers like

        • Ease of use
        • Fast payout processing
        • Multi-currency support

        Common complaints

        • Poor customer support
        • Account freezing and fund holds

        What buyers like

        • Secure payment processing
        • Customizable API
        • Reliable transaction handling

        Common complaints

        • Limited international support
        • Fees may vary
        • Requires technical setup

        What buyers like

        • Supports multiple payment methods
        • Easy integration with banks
        • User-friendly interface

        Common complaints

        • Limited to Indian market
        • May have transaction fees
        • Customer support can be slow

        Pros and Cons

        • Quick response time enabling payouts within 72 hours

        • User-friendly and straightforward interface

        • Supports multiple payment methods including credit/debit cards and PayPal

        • Unresponsive customer support with long wait times

        • Instances of account freezing and funds being held without clear communication

        • Highly customizable API for diverse needs.

        • Strong focus on security and reliability.

        • Seamless integration with various ecommerce platforms.

        • May require technical expertise for setup.

        • Fees can vary based on transaction volume.

        • Wide range of payment options including IMPS and NEFT.

        • Strong security measures to protect transactions.

        • Primarily focused on the Indian market, limiting global reach.

        • Transaction fees may vary based on payment method.

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        Malanad Plantations

        Malanad Plantations

        Yazon

        Yazon

        AE RI Sakhi

        AE RI Sakhi

        John W. Weldon

        John W. Weldon

        Tsang Seymour

        Tsang Seymour

        Mason C.P.A

        Mason C.P.A

        No Customers information available.

        Media and Screenshots

        Screenshots

        Embed Instamojo Payment Button

        4 Screenshots

        Product Tour

        2 Screenshots

        No screenshots available.

        Videos

        video-0

        4 Videos

        video-0

        3 Videos

        No videos available.

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, Instamojo or BizPayO?
        Instamojo edges out the other on user ratings (2.6 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do Instamojo and BizPayO offer a free trial?
        BizPayO offers a free trial. Instamojo does not.
        What is the starting price of Instamojo vs BizPayO?
        Instamojo starts at Contact for pricing. BizPayO starts at $19 /Month.
        What are the top alternatives to Instamojo?
        Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
        What are the top alternatives to BizPayO?
        Top alternatives to BizPayO include Chargezoom, QuickBooks Payments, PayorCRM, PayPal, Authorize.Net.

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