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Instamojo vs BizPayO vs 2Checkout Comparison

Last updated:

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

BizPayO

Starting at $19 /Month

  • Free Trial
  • Individuals
  • Freelancers / Consultants

BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through your website or ecommerce store t…

2Checkout

3.8(2,336 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and works with most major credit ca…

Instamojo leads on user satisfaction with a 2.6-star rating across 33 reviews.

Instamojo vs BizPayO vs 2Checkout — at a glance

FeatureInstamojoBizPayO2Checkout
Rating2.6 / 53.8 / 5
Reviews332,336
Starting priceContact for pricing$19 /MonthContact for pricing
Free trial No Yes No
Free version No No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Freelancers / Consultants, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - AndroidSaaS/Web/CloudSaaS/Web/Cloud
APIAvailableAvailable
Support modesBusiness Hours, OnlineOnline24/7 (Live rep), Business Hours, Online
CertificationsGDPRSOC 2SOC 2, GDPR, ISO 27001
Data residencyIndiaGlobalGlobal

Key differences between Instamojo and BizPayO

  • Pricing: BizPayO starts at $19 /Month. Instamojo pricing is not publicly listed.
  • Free trial: BizPayO offers a free trial; Instamojo does not.
  • Target audience: Instamojo is built for Large Enterprises and Medium Business, while BizPayO targets Individuals and Freelancers / Consultants.
  • Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; BizPayO supports SaaS/Web/Cloud.

Compare Instamojo vs BizPayO vs 2Checkout — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Instamojo - Payment Gateway Software
Talk to an expert
Talk to an expert
BizPayO - Payment Gateway Software
Talk to an expert
Talk to an expert
2Checkout - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if
  • You need fast payout processing within 72 hours to improve cash flow.
  • You want a user-friendly, straightforward interface for easy transaction management.
  • Your business requires support for multiple payment methods including credit/debit cards and PayPal.
Consider alternatives if
  • Your business demands highly responsive and proactive customer support.
  • You cannot tolerate risks of account freezing or funds being held without clear communication.

BizPayO

Best for

Individuals, Freelancers / Consultants, Medium Business

2Checkout

Best for small to medium e-commerce businesses needing reliable global payment processing.

Choose if
  • You run a small or medium e-commerce or subscription business targeting global customers.
  • You need a secure, reliable gateway supporting most major credit cards worldwide.
  • You value quick, consistent customer support and an intuitive user interface.
Consider alternatives if
  • Your business requires extensive payment gateway customization and advanced add-ons.
  • You prefer a very simple, minimalistic payment interface without complexity.

Instamojo typically suits Large Enterprises and Medium Business. BizPayO tends to fit Individuals and Freelancers / Consultants better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo

BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through ... Read More about BizPayO

2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and ... Read More about 2Checkout

Entry Level Pricing

  • Not Available
  • Starts from $19
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.6/10

8.1/10

9.1/10

User Ratings

Based on verified Spotsaas reviews

2.6

(33)

Best Company Size

1-50 employees51-500 employees
Small BusinessMedium Business
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Get pricing help
Get pricing help

Software Demo

Demo

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do Instamojo, BizPayO and 2Checkout Compare on Features?

Total Features

7 Features

6 Features

7 Features

Unique Features

No unique features

No unique features

No unique features

Get Quote
Get Quote
Get Quote

Compare Instamojo, BizPayO and 2Checkout on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Starting From

        • Not Available
        • $19
        • Not Available

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Instamojo pricing
        BizPayO pricing
        2Checkout pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Not Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes
        ✓ Yes

        ISO 27001

        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes
        ✓ Yes

        Audit Logs

        ✓ Yes

        Data Residency

        🇮🇳 India
        🌐 Global
        🌐 Global

        Instamojo vs BizPayO User Reviews & Rating Comparison

        User Ratings

        No reviews available for the product

        Rating Distribution

        0

        1

        1

        1

        11

        No reviews available for this product

        606

        67

        11

        8

        121

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues.

        What buyers like

        • Ease of use
        • Fast payout processing
        • Multi-currency support

        Common complaints

        • Poor customer support
        • Account freezing and fund holds

        What buyers like

        • Secure payment processing
        • Customizable API
        • Reliable transaction handling

        Common complaints

        • Limited international support
        • Fees may vary
        • Requires technical setup

        Buyer sentiment

        Overall positive sentiment highlights quick support, ease of use, and secure payment processing, tempered by concerns over interface complexity and limited customization.

        What buyers like

        • Support responsiveness
        • Ease of use
        • Security and reliability

        Common complaints

        • Interface complexity
        • Limited customization options

        Pros and Cons

        • Quick response time enabling payouts within 72 hours

        • User-friendly and straightforward interface

        • Supports multiple payment methods including credit/debit cards and PayPal

        • Unresponsive customer support with long wait times

        • Instances of account freezing and funds being held without clear communication

        • Highly customizable API for diverse needs.

        • Strong focus on security and reliability.

        • Seamless integration with various ecommerce platforms.

        • May require technical expertise for setup.

        • Fees can vary based on transaction volume.

        • Consistent and quick support responses

        • User-friendly platform with intuitive interface

        • Reliable and secure payment processing

        • User interface complexity can be overwhelming without guidance

        • Limited customization options and add-ons in the Marketplace

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        Malanad Plantations

        Malanad Plantations

        Yazon

        Yazon

        AE RI Sakhi

        AE RI Sakhi

        John W. Weldon

        John W. Weldon

        Tsang Seymour

        Tsang Seymour

        Mason C.P.A

        Mason C.P.A

        Bitdefenderr

        Bitdefenderr

        MyFico

        MyFico

        Advisera

        Advisera

        Media and Screenshots

        Screenshots

        Embed Instamojo Payment Button

        4 Screenshots

        Product Tour

        2 Screenshots

        Dashboard

        5 Screenshots

        Videos

        video-0

        4 Videos

        video-0

        3 Videos

        video-0

        2 Videos

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, Instamojo or BizPayO?
        Instamojo edges out the other on user ratings (2.6 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do Instamojo and BizPayO offer a free trial?
        BizPayO offers a free trial. Instamojo does not.
        What is the starting price of Instamojo vs BizPayO?
        Instamojo starts at Contact for pricing. BizPayO starts at $19 /Month.
        What are the top alternatives to Instamojo?
        Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
        What are the top alternatives to BizPayO?
        Top alternatives to BizPayO include Chargezoom, QuickBooks Payments, PayorCRM, PayPal, Authorize.Net.

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