Instamojo vs BizPayO Comparison
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…
BizPayO
Starting at $19 /Month
- Free Trial
- Individuals
- Freelancers / Consultants
BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through your website or ecommerce store t…
Instamojo leads on user satisfaction with a 2.6-star rating across 33 reviews.
SpotSaaS Analysis
InstamojoBizPayO
The core difference is that Instamojo specializes in providing simple, multi-currency payment processing tailored for small to medium businesses, while BizPayO's offerings and target market remain unspecified. Ideal buyers for Instamojo are small to medium businesses seeking efficient cash flow management, whereas BizPayO may appeal to businesses looking for a cost-effective payment solution without additional details.
- Best for small to medium businesses - Offers multi-currency payment processing - Fast payout processing within 72 hours - User-friendly interface for transaction management - Suitable for companies with 1-500 employees - Focused on improving cash flow
- Price point of $19 - Target market and features not specified - Potentially suitable for various business sizes - Lacks detailed buyer guidance - May appeal to cost-conscious businesses - Limited information available on functionality
Instamojo vs BizPayO — at a glance
| Feature | Instamojo | BizPayO |
|---|---|---|
| Rating | 2.6 / 5 | — |
| Reviews | 33 | — |
| Starting price | Contact for pricing | $19 /Month |
| Free trial | No | Yes |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Individuals, Freelancers / Consultants, Medium Business |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud |
| API | Available | — |
| Support modes | Business Hours, Online | Online |
| Certifications | GDPR | SOC 2 |
| Data residency | India | Global |
Key differences between Instamojo and BizPayO
- Pricing: BizPayO starts at $19 /Month. Instamojo pricing is not publicly listed.
- Free trial: BizPayO offers a free trial; Instamojo does not.
- Target audience: Instamojo is built for Large Enterprises and Medium Business, while BizPayO targets Individuals and Freelancers / Consultants.
- Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; BizPayO supports SaaS/Web/Cloud.
Instamojo vs BizPayO — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
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Biggest differences
Start here before you go deeper into features.
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Individuals, Freelancers / Consultants, Medium Business
Instamojo typically suits Large Enterprises and Medium Business. BizPayO tends to fit Individuals and Freelancers / Consultants better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo | BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through ... Read More about BizPayO |
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Entry Level Pricing |
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Free Trial Availability |
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Spotsaas ScoreWhat's this? ↗ | 8.6/10 | 8.1/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-500 employees | — |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Instamojo and BizPayO Compare on Features?
Total Features | 7 Features | 6 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Instamojo and BizPayO on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Pricing Page | ![]() | ![]() |
Other Details
Organization Types supported |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | ✓ Yes |
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HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | — |
Data Encryption | ✓ Yes | ✓ Yes |
Data Residency | 🇮🇳 India | 🌐 Global |
Instamojo User Reviews & Rating Comparison
User Ratings | No reviews available for the product | |
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Rating Distribution | No reviews available for this product | |
Spotsaas Editor’s POV generated by AI | Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
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Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers | ![]() Malanad Plantations ![]() Yazon ![]() AE RI Sakhi | ![]() John W. Weldon ![]() Tsang Seymour ![]() Mason C.P.A |
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Media and Screenshots
Screenshots | ![]() 4 Screenshots | ![]() 2 Screenshots |
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Videos | ![]() 4 Videos | ![]() 3 Videos |
Top Alternatives to Instamojo and BizPayO in 2026
Alternatives |
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Related Blogs and Articles for Payment Gateway Software
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Instamojo or BizPayO?
- Instamojo edges out the other on user ratings (2.6 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Instamojo and BizPayO offer a free trial?
- BizPayO offers a free trial. Instamojo does not.
- What is the starting price of Instamojo vs BizPayO?
- Instamojo starts at Contact for pricing. BizPayO starts at $19 /Month.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
- What are the top alternatives to BizPayO?
- Top alternatives to BizPayO include Chargezoom, QuickBooks Payments, PayorCRM, PayPal, Authorize.Net.























