Cashfree vs Instamojo vs Authorize.Net Comparison
Cashfree
Starting at Contact for pricing
- Individuals
- Freelancers / Consultants
Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline businesses effectively. The payme…
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…
Authorize.Net
Starting at $25 /Month
- Large Enterprises
- Medium Business
Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…
Cashfree leads on user satisfaction with a 4.5-star rating across 4 reviews.
Cashfree vs Instamojo vs Authorize.Net — at a glance
| Feature | Cashfree | Instamojo | Authorize.Net |
|---|---|---|---|
| Rating | 4.5 / 5 | 2.6 / 5 | 3.7 / 5 |
| Reviews | 4 | 33 | 399 |
| Starting price | Contact for pricing | Contact for pricing | $25 /Month |
| Free trial | No | No | No |
| Free version | No | No | No |
| Best for | Individuals, Freelancers / Consultants, Large Enterprises | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Gateway Software | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS |
| API | Available | Available | Available |
| Support modes | Online | Business Hours, Online | 24/7 (Live rep), Online |
| Certifications | — | GDPR | SOC 2, GDPR, ISO 27001 |
| Data residency | US | India | US |
Key differences between Cashfree and Instamojo
- Target audience: Cashfree is built for Individuals and Freelancers / Consultants, while Instamojo targets Large Enterprises and Medium Business.
- User satisfaction: Cashfree scores higher with a 4.5-star average.
- Deployment: Cashfree supports SaaS/Web/Cloud; Instamojo supports SaaS/Web/Cloud, Mobile - Android.
Compare Cashfree vs Instamojo vs Authorize.Net — and walk away knowing which one fits.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Biggest differences
Start here before you go deeper into features.
Individuals, Freelancers / Consultants, Large Enterprises
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Best for customizable, secure payment processing in small to medium businesses.
- You need a payment gateway with a developer kit for custom checkout flows.
- Your business requires reliable and secure credit card transaction processing.
- You want strong customer support and seamless integration with existing software.
- You are a new user seeking a simple, out-of-the-box payment solution.
- You require extensive third-party app marketplace integrations and connectors.
Cashfree typically suits Individuals and Freelancers / Consultants. Instamojo tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline ... Read More about Cashfree | Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo | Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net |
|---|---|---|---|
Entry Level Pricing |
|
|
|
Free Trial Availability |
|
|
|
Spotsaas ScoreWhat's this? ↗ | 8.1/10 | 8.6/10 | 9.3/10 |
User RatingsBased on verified Spotsaas reviews | |||
Best Company Size | — | 1-50 employees51-500 employees | Small BusinessMedium Business |
Get pricing help | Get pricing help | Get pricing help |
Software Demo
Demo |
|---|
Need a second opinion?
Get shortlist help from a software advisor
Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.
How do Cashfree, Instamojo and Authorize.Net Compare on Features?
Total Features | 6 Features | 7 Features | 8 Features |
|---|---|---|---|
Unique Features | No unique features | No unique features | No unique features |
Get Quote | Get Quote | Get Quote |
Compare Cashfree, Instamojo and Authorize.Net on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
Pricing Option | |||
|---|---|---|---|
Starting From |
|
|
|
Pricing Plans |
|
|
|
Pricing Page |  |  |  |
Other Details
Organization Types supported |
|
|
|
|---|---|---|---|
Platforms Supported |
|
|
|
Modes of support |
|
|
|
API Support |
|
|
|
Get help choosing | Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | — | ✓ Yes |
|---|---|---|---|
HIPAA | ✗ No | ✗ No | ✗ No |
GDPR | — | ✓ Yes | ✓ Yes |
ISO 27001 | — | — | ✓ Yes |
Multi-Factor Auth (MFA) | — | — | ✓ Yes |
Data Encryption | — | ✓ Yes | ✓ Yes |
Audit Logs | — | — | ✓ Yes |
Data Residency | 🇺🇸 US | 🇮🇳 India | 🇺🇸 US |
Cashfree vs Instamojo User Reviews & Rating Comparison
User Ratings | |||
|---|---|---|---|
Rating Distribution | |||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyer sentiment is very strong across 4 reviews, with consistently positive feedback. What buyers like
Common complaints
| Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
| Buyer sentiment Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options. What buyers like
Common complaints
|
Pros and Cons |
|
|
|
Positive Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
List of Customers
Customers | No Customers information available. |  Malanad Plantations  Yazon  AE RI Sakhi | No Customers information available. |
|---|
Media and Screenshots
Screenshots |  4 Screenshots |  4 Screenshots | No screenshots available. |
|---|---|---|---|
Videos |  2 Videos |  4 Videos |  3 Videos |
Alternatives
Alternatives |
|---|
Add another option to compare side by side
Search by product name to compare pricing, fit, and buyer feedback in one view.Compare similar software options
Related Blogs and Articles for Payment Gateway Software
payment gateway software
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Cashfree or Instamojo?
- Cashfree edges out the other on user ratings (4.5 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Cashfree and Instamojo offer a free trial?
- Neither Cashfree nor Instamojo currently lists a free trial.
- What is the starting price of Cashfree vs Instamojo?
- Cashfree starts at Contact for pricing. Instamojo starts at Contact for pricing.
- What are the top alternatives to Cashfree?
- Top alternatives to Cashfree include PayU, PaySimple, Paytm Payment Gateway, BizPayO, India Online Pay.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.