NEWJoin 1M+ SaaS Professionals|Get Weekly Insights, Trends & Expert PicksSubscribe Free →

Spotsaas logo

List of the Best Payment Processing Software in 2026

Rajat Gupta
Researched and Edited by Rajat Gupta
Rajat Gupta

Researched and Edited by Rajat Gupta

Last updated: · How we review

Editor's Summary · Payment Processing Software

Klarna dominates by volume with 154,488 ratings at 4.1/5, driven by global scale across consumer-facing checkout flows and buy-now-pay-later installment options, priced on quotation for merchant accounts. Balance draws strong satisfaction at 4.5/5 across 20,705 ratings and is particularly used by B2B marketplaces needing net terms, invoicing, and credit workflows built directly into the checkout experience. Opayo scores 4.7/5 across 4,139 ratings on a subscription model and is a consistent pick for UK-based merchants that need PCI-compliant card processing with predictable monthly costs.

Payment processing software handles the end-to-end movement of funds between buyers and sellers, covering authorization, settlement, fraud screening, and reconciliation across card, digital wallet, and ACH payment methods. Core buyers are e-commerce operators, marketplace platforms, and finance teams at mid-market companies managing multi-currency or cross-border transactions with complex settlement requirements.

Quick picks for Payment Processing Software

  • Best overallKlarna
  • Best for B2B marketplaces with net termsBalance
  • Best for UK merchants on subscription pricingOpayo

Who gets the most from Payment Processing Software

  • 1Finance managers at subscription-based service companies evaluating secure and scalable payment solutions
  • 2Payment operations leads at e-commerce platforms needing multi-channel payment acceptance and integration
  • 3Sales directors at retail businesses seeking versatile payment methods including mobile and POS terminals
How to choose Payment Processing Software

If you prioritize security and scalability, filter by products with strong encryption and high availability features. For businesses requiring multi-channel payment acceptance, sort by those supporting diverse payment types like mobile, POS, and online. When transparency is key, filter by Free Trial or publicly available pricing, though most top products use quotation-based pricing.

Why you can trust Spotsaas

Our research is independent and data-backed. We review thousands of tools and use real buyer signals — without the hype.

Filters135 results

Sort by :

Recommended
Recommended
Score
Rating
Alphabetical

Features

+ Show 61 more

Share this page

Showing 41-60 out of 135

LEVELSET - New SaaS Software

LEVELSET

Streamline payments and get paid with ease

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

Add to compare

watch-demo

Watch Demo

What is LEVELSET?

Levelset provides contractors and suppliers with cloud-based tools to manage payments and take the stress out of the process. With Levelset, users can exchange necessary payment documents like lien waivers, pay applications, and preliminary notices to have a clear understanding of everyone ...

Read more about LEVELSET
Free TrialTry Free →·

Starts from $29/recipient when monthly, also offers free forever plan

CertifID - New SaaS Software

CertifID

Secure wire transfers made simple.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

Add to compare

What is CertifID?

CertifID makes wire transfers secure and simple. It utilizes digital identity and device verification systems to shield title companies, law offices, lenders, real estate professionals, and buyers and sellers from wire fraud. With integration with the leading title production software, CertifID ...

Read more about CertifID

CertifID offers custom pricing plan

Branch - New SaaS Software

Branch

Streamline communication, boost productivity.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

Add to compare

What is Branch?

Branch is the perfect solution for instant payments to any workforce. The software enables teams, small businesses, and medium companies to collaborate productively, by managing conversations in real-time. You can use the tools to easily create & conduct remote meetings & interviews, and even ...

Read more about Branch

Branch offers custom pricing plan

Spotsaas advisor
Get a free shortlist of the best Payment Processing Software
  • Shortlisted in minutes, not days
  • Matched to your business
  • Trusted by 250K+ software buyers every month

Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at
MODIFI - New SaaS Software

MODIFI

Simplify global trade with unprecedented visibility.

Best for: SMB teams · Mid-market

Get Pricing Details

Add to compare

What is MODIFI?

MODIFI simplifies global trade for businesses. With our powerful platform, you can manage every payment, set preferential terms, and benefit from extra services. Our easy-to-use invoicing solution helps you process international payments in no time and track shipments quickly. With MODIFI, you ...

Read more about MODIFI

MODIFI offers custom pricing plan

Coda Payments - New SaaS Software

Coda Payments

Unlocking Your Digital Revenue Potential Worldwide

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

Add to compare

What is Coda Payments?

Coda Payments is the leading provider of secure and borderless monetisation solutions for digital products and services across 60+ countries, aiding the growth potential of top digital publishers worldwide, which includes Activision, Riot Games, Tencent, Moonton and more. With the help of ...

Read more about Coda Payments

Coda Payments offers custom pricing plan

PayApp - Payment Processing Software

PayApp

Streamline payments, boost profits, and grow your business!

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

Add to compare

What is PayApp?

Simplifying payments for businesses around the world. With PayApp, business owners have the power to accept payments from customers on a secure platform. Plus, get actionable insights to reduce costs, increase acceptance rates, and manage payroll and overall cash flow with ease. PayApp makes ...

Read more about PayApp

PayApp offers custom pricing plan

What buyers evaluate in Payment Processing Software
Range of supported payment methods including credit cards, mobile wallets, POS, and phone/mail orders
Security features specific to payment processing such as encryption standards and compliance with financial regulations
Scalability and reliability of the platform to handle high transaction volumes and international payments
Paytia - Payment Processing Software

Paytia

Safe and secure payments made simple.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

Add to compare

What is Paytia?

Paytia is a secure, cloud-based service providing card payment over the phone for customers, in full compliance with data protection regulations like PCI DSS, CCPA, and GDPR. No unwanted penalties or fees. Easy to deploy and configure to suit specific needs. Keeps card information safe and ...

Read more about Paytia

Paytia offers custom pricing plan

TriumphPay - Payment Processing Software

TriumphPay

Effortless payments, empowered growth.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

Add to compare

What is TriumphPay?

TriumphPay is your industry-leading payments platform for transportation companies. Streamline payment processing for ultimate security and safety, while maintaining control of your invoices through our automated solutions. Enjoy advanced analytics and freight audits, as well as maximizing ...

Read more about TriumphPay

TriumphPay offers custom pricing plan

Axxonpay - Payment Processing Software

Axxonpay

Securely process global payments with ease.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

Add to compare

What is Axxonpay?

Axxonpay is an all-in-one payment processing platform created to help businesses of any size to securely accept payments. Its portfolio of payment solutions includes IBANS and card services, even for high-risk merchants. Customers can take advantage of its easy-to-use tools to quickly and ...

Read more about Axxonpay

Axxonpay offers custom pricing plan

PayCargo - Payment Processing Software

PayCargo

Effortless payments, faster cargo release.

Best for: SMB teams · Mid-market · Enterprise

See Plans & Pricing

Add to compare

What is PayCargo?

PayCargo is the most reliable payments platform for logistics solutions, revolutionizing the shipping process and cutting wait times for cargo release to almost nothing. With more than 5,000 providers, this comprehensive platform offers a single spot to manage and pay all your logistics needs. ...

Read more about PayCargo

Starts from $12.50

Plastiq - Payment Processing Software

Plastiq

Unlock unlimited bank transfers and streamline payables.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

Add to compare

What is Plastiq?

Plastiq allows businesses to pay suppliers with their credit card even if it's otherwise not accepted. It offers cash flow management, payables automation and accounting integrations to help streamline business processes. With Plastiq, businesses can manage their finances more effectively and ...

Read more about Plastiq
Free TrialTry Free →·

Starts from $59/Month, also offers free forever plan

ScanPay - Payment Processing Software

ScanPay

Secure payments made simple.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

Add to compare

What is ScanPay?

ScanPay is a secure and easy-to-use payment solution for businesses that want to accept payments quickly and securely. Our convenient payment platform allows customers to pay with their preferred methods including Apple Pay, Google Pay, PayPal, Bank transfer, or cards. Moreover, when using the ...

Read more about ScanPay

ScanPay offers custom pricing plan

Bllng - Payment Processing Software

Bllng

Join the crypto revolution with Bllng.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

Add to compare

What is Bllng?

Take Payments to the Next Level with Bllng! With just a few clicks, you can join the crypto payment revolution with one of the most innovative companies around. Bllng values security and knows how important it is to guarantee transactions efficiently. This is why businesses of all sizes can ...

Read more about Bllng
Marqeta - Payment Processing Software

Marqeta

Empowering endless possibilities in payment technology.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

Add to compare

What is Marqeta?

Marqeta is pioneering the world of card issuing and payment processing. Introducing an open API platform to increase speed and efficiency - Marqeta provides an innovative payment experience across various apps and services you use daily. We have designed our platform from the ground up, ...

Read more about Marqeta

Marqeta offers custom pricing plan

Corefy - Payment Processing Software

Corefy

Streamlining payments, bridging gaps.

Best for: SMB teams · Mid-market · Enterprise

See Plans & Pricing

Add to compare

What is Corefy?

Corefy is an efficient and streamlined payment orchestration platform that enables digital businesses and payment institutions to effortlessly integrate with providers and acquirers globally. Our software promotes a straightforward checkout process that elevates customer experience and ...

Read more about Corefy

Starts from $2,400/Month

Payriff - Payment Processing Software

Payriff

Streamline your business, simplify your payments.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

Add to compare

What is Payriff?

PayRiff's Digital Payment Solutions provide comprehensive, convenient financial management capabilities for businesses of any size. Streamline and simplify all financial operations with the efficient Transactions tab. Quickly create and send invoices with a single click and keep an eye on past ...

Read more about Payriff

Payriff offers custom pricing plan

Relay Payments - Payment Processing Software

Relay Payments

Streamline payments, save time, delight drivers.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

Add to compare

What is Relay Payments?

Relay Payments provides a smarter way to pay. Cut down detention times with immediate transaction processing and improve driver satisfaction. Avoid the hassle of customer reimbursement, long wait times, and manual receipts reconciliation. Enhance security and real-time accounting records by ...

Read more about Relay Payments

Relay Payments offers custom pricing plan

Clearly Payments - Payment Processing Software

Clearly Payments

Lower fees. Better service. Clearly Payments.

Best for: SMB teams · Mid-market · Enterprise

See Plans & Pricing

Add to compare

What is Clearly Payments?

Clearly Payments is a reliable payment processing solution in Canada that offers unbeatable rates and excellent customer service. Whether you're accepting credit cards for in-store or online purchases, we provide the necessary tools to enable the processing of payments. Our comprehensive ...

Read more about Clearly Payments

Starts from $99/Month

Paytiko - Payment Processing Software

Paytiko

Streamline payments and simplify your transactions.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

Add to compare

What is Paytiko?

Paytiko makes payments and employing services a breeze, enabling clients to carry out transactions effortlessly and conveniently. Our intuitive dashboard offers reliable supportive services, from monitoring payments, scrutinizing processing errors, troubleshooting technology issues, and ...

Read more about Paytiko

Paytiko offers custom pricing plan

Verto Global Accounts - Payment Processing Software

Verto Global Accounts

Global payments, simplified.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

Add to compare

What is Verto Global Accounts?

Verto Global Accounts provides a streamlined payments infrastructure for cross-border operations, enabling businesses to scale globally. Our software gives you the tools you need to seamlessly manage payments for imports and exports, e-commerce, digital marketplaces, and both small and large ...

Read more about Verto Global Accounts

Verto Global Accounts offers custom pricing plan

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

Grow your pipeline with buyers who are already looking for you

254,000+ buyers use Spotsaas every month to evaluate and shortlist software. Get in front of them — for free, or with a managed growth plan built around your category.