Top 10 Square Payments Alternatives 2026
Simple and secure payments on-the-go.
Main Features
- Credit Card Processing
- Mobile Payments
- Online Payments
- PCI Compliance
Pricing
Square Payments offers custom pricing plan
Square Payments is a Payment Processing Software platform with a user rating of 4.6★ based on 108 reviews. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Processing Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
Square Payments vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| Square Payments Current | Payment Processing Software | Custom pricing | 4.6 ★ | ✗ No |
 PayAnywhere | Payment Processing Software | Custom pricing | 4.7 ★ | ✗ No |
 Heartland Payment Processing | Payment Processing Software | Custom pricing | 4.8 ★ | ✗ No |
 Shift4 Payments | Payment Processing Software | Custom pricing | 4.5 ★ | ✗ No |
 PayPal Here | Payment Processing Software | Custom pricing | 2.7 ★ | ✗ No |
 Merchant One | Payment Processing Software | Custom pricing | 4.8 ★ | ✗ No |
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List of the Top Square Payments alternatives as of October 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
PayAnywhere
Secure payments made easy on the go!
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What is PayAnywhere?
PayAnywhere is payment processing software that enables you to accept secure payments anywhere on the web.. It offers the ability to take payments for goods and services through your mobile device or tablet, where you are. Businesses of any size can take advantage of PayAnywhere to process ...
Read moreCommon Features
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Payment Processing
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Payments
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Credit Card Processing
+ 4 more
Unique Features
No unique features
Pricing
PayAnywhere offers custom pricing plan
Heartland Payment Processing
Efficient payment processing for your business.
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What is Heartland Payment Processing?
Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hire a pricey staff. The software's date and time stamp can record customer ...
Read moreCommon Features
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Payment Processing
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Payments
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Credit Card Processing
+ 4 more
Unique Features
-
Payment Gateway
Pricing
Heartland Payment Processing offers custom pricing plan
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Shift4 Payments
Secure, affordable, and effortless payment processing.
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What is Shift4 Payments?
Shift4 Payments is a revolutionary merchant account payment processing solution. From our patented online technology that displays your shopping cart directly on a mobile phone or computer to the dynamic web-based reporting provided by Shift4's comprehensive suite of applications, we deliver ...
Read moreCommon Features
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Payment Processing
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Payments
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Credit Card Processing
+ 4 more
Unique Features
-
Payment Gateway
Pricing
Shift4 Payments offers custom pricing plan
PayPal Here
Empowering businesses with secure mobile payments.
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What is PayPal Here?
PayPal makes online shopping (and in-store shopping) easy, safe and more secure wherever you want to accept payments. It is one of the most innovative mobile point-of-sale (mPOS) solutions available today.It is Designed to make business on the go easier than ever, PayPal Here is a credit card ...
Read moreCommon Features
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Payment Processing
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Payments
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Credit Card Processing
+ 4 more
Unique Features
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Billing and Invoicing
Pricing
PayPal Here offers custom pricing plan
Merchant One
Efficient, secure payment processing for any business.
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What is Merchant One?
Merchant One Payment Processing Software is the easiest cloud-based solution on the market today. Merchant One fuses together the ease of a POS system with powerful processing and shopping cart functionality. It is one payment processing software allows you to quickly and easily setup and ...
Read moreCommon Features
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Payment Processing
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Payments
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Credit Card Processing
+ 3 more
Unique Features
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eCommerce
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Payment Gateway
Pricing
Merchant One offers custom pricing plan
Stripe Payments
Seamless payments, anytime, anywhere.
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What is Stripe Payments?
Stripe Payments is the most powerful and flexible way to accept payments on the web. It is a simple way to accept credit cards on your website, in your mobile app, or wherever payments are made. In addition to accepting payments online, Stripe provides you with all the tools you need to ...
Read moreCommon Features
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Payment Processing
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Online Payments
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Credit Card Processing
+ 3 more
Unique Features
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Fraud Prevention
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Recurring (Subscription Billing)
Pricing
Stripe Payments offers custom pricing plan
Afterpay
Split your payments, expand your possibilities.
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What is Afterpay?
Afterpay enables customers to acquire what they need and want, while simultaneously building strong financial wellbeing and managing their expenses, by splitting the payments up over four installments, for online and in-store purchases. This innovative solution is dedicated to granting our ...
Read moreCommon Features
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Payment Processing
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Payments
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Online Payments
+ 3 more
Unique Features
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eCommerce
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E-commerce Integrations
Pricing
Afterpay offers custom pricing plan
EPX
Streamline Your Payments with EPX.
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What is EPX?
Our EPX payment processing software is a cloud-based software program designed to handle multiple credit/debit/cash transactions and customer data. EPX is PCI-DSS compliant, easy-to-use, and comes in three editions, all written in Java programming language. This payment processing software is ...
Read moreCommon Features
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Payment Processing
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Payments
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Credit Card Processing
+ 3 more
Unique Features
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Payment Gateway
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Electronic Payments
Pricing
EPX offers custom pricing plan
Chargezoom
Effortless payment processing for your business.
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What is Chargezoom?
ChargeZoom is a payment processing solution that makes accepting credit card payments easy. Our advanced online software and mobile app allow our clients to process payments from their own websites and mobile apps, using highly secure methods of encryption and proprietary processes. ChargeZoom ...
Read moreCommon Features
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Payment Processing
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Payments
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Online Payments
+ 3 more
Unique Features
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Payment Gateway
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Accounting Integration
Pricing
Starts from $20/Month, also offers free forever plan
Global Payments
Transforming payment processing for seamless transactions.
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What is Global Payments?
Global Payments offers full-service, in-house, state-of-the-art Payment Processing Software that's been designed to simplify credit card processing through one central solution. Its comprehensive feature set provides easy access controls and reconciliation for merchants' businesses while ...
Read moreCommon Features
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Payment Processing
-
Credit Card Processing
-
Payments
+ 3 more
Unique Features
-
Payment Gateway
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Fraud Prevention
Pricing
Global Payments offers custom pricing plan
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
