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Plastiq - Payment Processing Software

Top 9 Plastiq Alternatives 2026

Unlock unlimited bank transfers and streamline payables.

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User Ratings

Trusted by 2M+ software buyers annually.

Main Features

  • Accounting Integration
  • Accounts Payable
  • Cash Management
  • Online Banking Integration

Pricing

  • Starts from $59/Month, also offers free forever plan

  • Free Trial available

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Plastiq is a Payment Processing Software platform with a user rating of 4.3★ based on 4 reviews. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 9 vetted Payment Processing Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.

Plastiq vs Top Alternatives at a Glance

Side-by-side comparison of pricing, user rating, and free trial availability to help you shortlist faster.

ToolBest ForPricingRatingFree Option
Plastiq CurrentPayment Processing Software$594.3 ★✓ Yes
MelioAP Automation Software$18.504.8 ★✓ Yes
Stripe PaymentsPayment Processing SoftwareCustom pricing4.7 ★✗ No
QuickBooks PaymentsPayment Processing Software$12.504.4 ★✗ No
MagicPayPayment Processing SoftwareCustom pricing5.0 ★✗ No
PayorCRMBilling and Invoicing SoftwareFree trialNo reviews✓ Yes

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Plastiq rating: 4.3Starting from $599 alternatives found

Showing 1-9 out of 9

Top rated

List of the Top Plastiq alternatives as of September 2026

Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.

Melio

Melio

Streamline AP processes and save time and money.

Try for Free

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✦ Editor’s Pick⭐ Higher rated than PlastiqFree plan available

What is Melio?

Melio is a web-based application that automates all processes of the Accounts Payable department. This software streamlines accounts payable processes to save office employees time, improve accuracy, and reduce costs on processing invoices. By automating many manual tasks, it frees up skilled ...

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Common Features

  • Accounts Payable

  • Payment Processing

  • Online Payments

+ 2 more

Unique Features

  • Invoice

  • Invoice Payment

  • Vendor Management

+ 1 more

Pricing

Starts from $18.50/user/month when monthly, also offers free forever plan

Stripe Payments - Payment Processing Software

Stripe Payments

Seamless payments, anytime, anywhere.

Get Pricing Details

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⭐ Higher rated than Plastiq

What is Stripe Payments?

Stripe Payments is the most powerful and flexible way to accept payments on the web. It is a simple way to accept credit cards on your website, in your mobile app, or wherever payments are made.  In addition to accepting payments online, Stripe provides you with all the tools you need to ...

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Common Features

  • Payment Processing

  • Online Payments

Unique Features

  • Credit Card Processing

  • Mobile Payments

  • Point of Sale (POS)

+ 3 more

Pricing

Stripe Payments offers custom pricing plan

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QuickBooks Payments - Payment Processing Software

QuickBooks Payments

Get paid faster with QuickBooks Payments.

See Plans & Pricing

4.4

(18)

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⭐ Higher rated than Plastiq

What is QuickBooks Payments?

QuickBooks Payments is a payment processing service that makes it easier for your customers to pay you. It's all online, 24/7, so you can immediately start receiving funds from your customers. There's an option to choose multiple payment solutions including credit card, debit card, electronic ...

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Common Features

  • Payment Processing

  • Online Payments

  • Accounting Integration

Unique Features

  • Credit Card Processing

  • Payments

  • Electronic Payments

+ 2 more

Pricing

Starts from $12.50/Month

MagicPay - Payment Processing Software

MagicPay

Unlock the power of seamless payments and increase sales.

Get Pricing Details

5.0

(3)

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⭐ Higher rated than Plastiq

What is MagicPay?

A complete online payment processing and marketing platform, MagicPay is everything you need to start and run a successful business immediately. Our secure, robust payment gateway technology enables merchants to set up online shop fronts and accept all major credit cards, cryptocurrencies and ...

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Common Features

  • Payment Processing

  • Online Payments

Unique Features

  • Payments

  • Credit Card Processing

  • Payment Gateway

+ 3 more

Pricing

MagicPay offers custom pricing plan

7.9

SpotScore

PayorCRM

PayorCRM

Streamlining customer relations and invoicing for your business.

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What is PayorCRM?

Payor CRM is a state of the art software that helps you in managing your customer relations, billing and invoicing with ease. The app is very simple to use and can be easily accessed through your smartphone and computer. The Invoice management feature of the software has features like emailing ...

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Common Features

  • Online Payments

Unique Features

  • Multi-Currency

  • Customer Portal

  • Invoice History

+ 2 more

Pricing

Free Trial available, Try Now

8.6

SpotScore

PaySimple - Payment Gateway Software

PaySimple

Seamless payments for your online business.

See Plans & Pricing

4.4

(97)

Add to compare

⭐ Higher rated than Plastiq

What is PaySimple?

PaySimple is a digital payments platform for small and mid-sized service businesses that need to accept payments, automate recurring billing, and manage customer accounts in one system. It handles future payment scheduling and automated billing reminders, which reduces manual follow-up for ...

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Common Features

No common features

Unique Features

  • Invoice Payment

  • PoS Transactions

  • Recurring Billing

+ 3 more

Pricing

Starts from $59.95/Month

Clearly Payments - Payment Processing Software

Clearly Payments

Lower fees. Better service. Clearly Payments.

See Plans & Pricing

4.5

(1)

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⭐ Higher rated than Plastiq

What is Clearly Payments?

Clearly Payments is a reliable payment processing solution in Canada that offers unbeatable rates and excellent customer service. Whether you're accepting credit cards for in-store or online purchases, we provide the necessary tools to enable the processing of payments. Our comprehensive ...

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Common Features

  • Payment Processing

  • Online Payments

Unique Features

  • Payment Gateway

  • Payments

Pricing

Starts from $99/Month

PayApp - Payment Processing Software

PayApp

Streamline payments, boost profits, and grow your business!

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What is PayApp?

Simplifying payments for businesses around the world. With PayApp, business owners have the power to accept payments from customers on a secure platform. Plus, get actionable insights to reduce costs, increase acceptance rates, and manage payroll and overall cash flow with ease. PayApp makes ...

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Common Features

  • Payment Processing

  • Online Payments

  • Cash Management

Unique Features

  • Payroll

  • Reporting

Pricing

PayApp offers custom pricing plan

Balance - Payment Processing Software

Balance

Streamline payments, maximize profits.

Get Pricing Details

5.0

(1)

Add to compare

⭐ Higher rated than Plastiq

What is Balance?

Balance is a B2B payment processing platform used by online merchants and marketplaces to support net terms, milestone-based billing, and flexible payment options at checkout — capabilities that standard consumer payment processors do not handle natively. It solves the problem of business ...

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Common Features

  • Payment Processing

  • Online Payments

Unique Features

  • Payments

  • eCommerce

  • Credit Card Processing

+ 3 more

Pricing

Balance offers custom pricing plan

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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].